XML 122 R98.htm IDEA: XBRL DOCUMENT v3.22.1
Segment Reporting - Segment information (Details)
12 Months Ended
Dec. 31, 2021
USD ($)
segment
Dec. 31, 2020
USD ($)
Segment Reporting Information [Line Items]    
Number of Reportable Segments | segment 2  
Revenues    
Interest income $ 27,667,000 $ 25,826,000
Gain on sale of loans 11,762,000 11,703,000
Other revenues 3,584,000 3,854,000
Total revenues 43,013,000 41,383,000
Expenses    
Provision for loan losses (500,000) 950,000
Interest expense 2,172,000 4,433,000
Salaries and benefits 14,105,000 12,920,000
Commissions 3,004,000 3,312,000
Other expenses 8,359,000 8,729,000
Total operating expenses 27,140,000 30,344,000
Income before income taxes 15,873,000 11,039,000
Income tax expense 3,420,000 2,485,000
Net income 12,453,000 8,554,000
Total assets 748,401,000 706,236,000
Eliminations [Member]    
Revenues    
Interest income (24,000) (159,000)
Gain on sale of loans 0 0
Other revenues (281,000) (242,000)
Total revenues (305,000) (401,000)
Expenses    
Provision for loan losses 0 0
Interest expense (24,000) (159,000)
Salaries and benefits 0 0
Commissions 0 0
Other expenses (281,000) (242,000)
Total operating expenses (305,000) (401,000)
Income before income taxes 0 0
Income tax expense 0 0
Net income 0 0
Total assets (31,925,000) (16,626,000)
Mortgage Banking [Member]    
Revenues    
Interest income 409,000 581,000
Gain on sale of loans 11,762,000 11,703,000
Other revenues 864,000 1,408,000
Total revenues 13,035,000 13,692,000
Expenses    
Provision for loan losses 0 0
Interest expense 24,000 159,000
Salaries and benefits 4,163,000 4,053,000
Commissions 3,004,000 3,312,000
Other expenses 1,326,000 1,187,000
Total operating expenses 8,517,000 8,711,000
Income before income taxes 4,518,000 4,981,000
Income tax expense 949,000 1,046,000
Net income 3,569,000 3,935,000
Total assets 19,673,000 18,604,000
Commercial Banking [Member]    
Revenues    
Interest income 27,282,000 25,404,000
Gain on sale of loans 0 0
Other revenues 3,001,000 2,688,000
Total revenues 30,283,000 28,092,000
Expenses    
Provision for loan losses (500,000) 950,000
Interest expense 2,172,000 4,433,000
Salaries and benefits 9,942,000 8,867,000
Commissions 0 0
Other expenses 7,314,000 7,784,000
Total operating expenses 18,928,000 22,034,000
Income before income taxes 11,355,000 6,058,000
Income tax expense 2,471,000 1,439,000
Net income 8,884,000 4,619,000
Total assets $ 760,653,000 $ 704,258,000