X0306 4 2022-03-25 0 0001290476 Village Bank & Trust Financial Corp. VBFC 0001602601 MOREHEAD MAX C JR P.O. BOX 330 MIDLOTHIAN VA 23113 0 1 0 0 EVP-Commercial Banking Common Stock 2022-03-25 4 A 0 242 53.5 A 9503 D Common Stock 2920 I By IRA Shares issued in accordance with a Performance-Based Restricted Stock Unit Agreement dated July 29, 2022 under the VBFC 2015 Stock Incentive Plan. /s/ Max C. Morehead, Jr. 2022-03-29