Consolidated Statements of Operations (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Interest income
Loans	$ 18,444,030	$ 22,939,321	$ 26,580,965
Investment securities	1,082,726	700,509	1,308,727
Federal funds sold	87,126	59,433	90,806
Total interest income	19,613,882	23,699,263	27,980,498
Interest expense
Deposits	3,665,811	4,931,645	7,165,169
Borrowed funds	758,973	1,065,315	1,180,734
Total interest expense	4,424,784	5,996,960	8,345,903
Net interest income	15,189,098	17,702,303	19,634,595
Provision for loan losses	1,173,000	9,095,000	18,764,295
Net interest income after provision for loan losses	14,016,098	8,607,303	870,300
Noninterest income
Service charges and fees	2,314,346	2,258,694	1,942,721
Gain on sale of loans	7,743,952	8,561,773	6,522,848
Gain on sale of investment securities	216,879	1,010,381	1,217,554
Rental income	854,297	794,285	706,078
Other	1,125,736	714,165	454,580
Total noninterest income	12,255,210	13,339,298	10,843,781
Noninterest expense
Salaries and benefits	13,907,676	13,287,588	12,625,396
Occupancy	2,063,895	2,212,863	2,112,072
Equipment	714,892	806,940	891,412
Supplies	436,491	431,208	428,011
Professional and outside services	2,419,525	2,778,829	2,425,347
Advertising and marketing	249,537	225,104	416,963
Expenses related to foreclosed real estate	7,081,566	4,700,853	1,413,961
FDIC insurance premium	1,048,161	1,204,098	1,002,226
Other operating expense	2,356,303	2,643,261	2,645,687
Total noninterest expense	30,278,046	28,290,744	23,961,075
Net income (loss) before income taxes	(4,006,738)	(6,344,143)	(12,246,994)
Income tax expense (benefit)	0	4,054,857	(426,872)
Net income (loss)	(4,006,738)	(10,399,000)	(11,820,122)
Preferred stock dividends and amortization of discount	885,891	878,971	882,882
Net income (loss) available to common shareholders	$ (4,892,629)	$ (11,277,971)	$ (12,703,004)
Earnings (loss) per share, basic (in dollars per share)	$ (1.13)	$ (2.65)	$ (2.99)
Earnings (loss) per share, diluted (in dollars per share)	$ (1.13)	$ (2.65)	$ (2.99)