Borrowings (Tables)

12 Months Ended

Dec. 31, 2013

Borrowings [Abstract]

Schedule of Contractual Maturity

At December 31, 2013, the contractual maturities of the advances are as follows (in thousands):

Due in 2014		8,000
Due in 2015		8,000
Due in 2016		2,000
	$	18,000

Schedule of Borrowing

Information related to borrowings as of December 31, 2013 and 2012 is as follows:

	Year Ended December 31,
	2013			2012
Maximum outstanding during the year
FHLB advances	$	28,000,000		$	37,750,000
Balance outstanding at end of year
FHLB advances		18,000,000			28,000,000
Average amount outstanding during the year
FHLB advances		23,432,877			31,537,568
Average interest rate during the year
FHLB advances		2.19	%		2.06	%
Average interest rate at end of year
FHLB advances		2.31	%		2.19	%