X0202 5 2005-12-31 0 0 0 0000875357 BOK FINANCIAL CORP ET AL BOKF 0001290013 Cotter Charles E C/O FREDERIC DORWART, LAWYERS 124 EAST FOURTH STREET TULSA OK 74103 0 1 0 0 Chief Credit Officer Common Stock 26 D Common Stock 7972 I Charles and Susan Cotter Stock Options Common Stock 10246 10246 D These shares include 2 direct shares and 24 shares related to the BOK Thrift Plan for which employees own investment units which hold BOKF common stock. The exercise price varies depending on the grant date. For options granted in any one year, one-seventh of the options of such grant vest and become exercisable on the grant date of the anniversary each year commencing on the first anniversary after the grant. Options expire 3 years after vesting. Mr. Cotter owns the following exercisable stock options: 1996 - 724 shares 1997 - 1406 shares 1998 - 1739 shares 1999 - 1447 shares 2000 - 1447 shares 2001 - 1054 shares 2003 - 1212 shares (1/3/03 grant date) 2003 - 482 shares (12/23/03 grant date) 2004 - 735 shares Frederic Dorwart 2006-02-14