X0202 4 2004-12-06 0 0000875357 BOK FINANCIAL CORP ET AL BOKF 0001290013 Cotter Charles E C/O FREDERIC DORWART, LAWYERS 124 EAST FOURTH STREET TULSA OK 74103 0 1 0 0 Chief Credit Officer Common Stock 2004-12-06 4 M 0 703 31.56 A 774 D Common Stock 2004-12-06 4 M 0 579 31 A 1353 D 2002 Stock Options (11/1/02) 31.56 2004-12-06 4 M 0 703 31.56 D Common Stock 703 0 D 2002 Stock Options (12/2/02) 31 2004-12-06 4 M 0 579 31 D Common Stock 579 0 D For options granted in any one year, one-seventh of the options of such grant vest and become exercisable on the grant date of the anniversary each year commencing on the first anniversary after the grant. Options expire 3 years after vesting. Mr. Cotter also owns the following exercisable stock options: 1996 - 724 shares 1997 - 2109 shares 1998 - 1739 shares 1999 - 965 shares 2000 - 964 shares 2001 - 702 shares 2003 - 606 shares Frederic Dorwart 2004-12-08