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USD ($)

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(the &amp;#8220;Company&amp;#8221;&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt; or &amp;#8220;Tower&amp;#8221;&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;) offers a broad range of commercial, personal and specialty property and casualty insurance products and services&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt; through its subsidiaries&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt; to businesses in various industries and to individuals. The Company's common stock is publicly traded on the NASDAQ Global Select Market under the symbol &amp;#8220;TWGP&amp;#8221;&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='margin-top:0pt; margin-bottom:12pt'&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;margin-left:0px;"&gt;On July 1, 2010, the Company completed its acquisition of the Personal Lines Division of OneBeacon Insurance Group&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;, Ltd.&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt; (&amp;#8220;O&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;BPL&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;&amp;#8221;)&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;. Subsequent to this acquisition, the Company &lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:10pt;"&gt;changed the presentation of its business results, beginning July&amp;#160;1, 2010, by allocating &lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;the personal insurance business previously reported in the Brokerage Insurance&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt; segment&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt; along with the newly acquired OBPL business to&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt; &lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;a new Personal Insurance segment and merged the commercial business previously reported in the Brokerage Insurance &lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;and&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt; Specialty Business segments in a new Commercial Insurance segment. The Company&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;'s&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt; Insurance Services segment w&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;ill also&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt; include fees earned by &lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;the &lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;management companies acquired as a part of the OBPL transaction. This change in presentation reflects the&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:10pt;"&gt; way management organizes the &lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:10pt;"&gt;Company&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:10pt;"&gt; for making operating decisions and assessing profitability subsequent to the OBPL acquisition. This will result in the reporting of three operating segments. The prior period segment disclosures have been restated to conform to the current presentation&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:10pt;"&gt;.&lt;/font&gt;&lt;/p&gt;&lt;p style='margin-top:0pt; margin-bottom:6pt'&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;margin-left:0px;"&gt;As a result of the changes described above&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;, t&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;he Company &lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;now&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt; operates three business segments: &lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;Commercial&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt; Insurance, &lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;Personal Insurance&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt; and Insurance Services&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;:&lt;/font&gt;&lt;/p&gt;&lt;p style='margin-top:0pt; margin-bottom:6pt'&gt;&lt;/p&gt;&lt;ul&gt;&lt;li style="margin-left:36px;list-style:disc;"&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;Commercial&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt; Insurance (&amp;#8220;&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;Commercial&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;&amp;#8221;) Segment offers a broad range of commercial lines property and casualty insurance products to small to mid-sized businesses distributed through a network of retail and wholesale agents on both an admitted and non-admitted basis&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;. &lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;This segment also includes reinsurance solutions provided primarily to small insurance companies&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;;&lt;/font&gt;&lt;/li&gt;&lt;li style="margin-left:36px;list-style:disc;"&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;Personal&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt; Insurance (&amp;#8220;&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;Personal&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;&amp;#8221;) Segment offers a broad range of personal lines property and casualty insurance products to individuals distributed through a network of retail and wholesale agents;&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt; and&lt;/font&gt;&lt;/li&gt;&lt;li style="margin-left:36px;list-style:disc;"&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;Insurance Services (&amp;#8220;Services&amp;#8221;) Segment provides underwriting, claims and reinsurance brokerage services to insurance companie&lt;/font&gt;&lt;font style="font-family:Times New Roman;font-size:9pt;"&gt;s.&lt;/font&gt;&lt;/li&gt;&lt;/ul&gt;</NonNumbericText><NonNumericTextHeader>Note 1&amp;#8212;Nature of BusinessTower Group, Inc. (the &amp;#8220;Company&amp;#8221; or &amp;#8220;Tower&amp;#8221;) offers a broad range of commercial, personal and specialty</NonNumericTextHeader><FootnoteIndexer /><CurrencyCode /><CurrencySymbol /><IsIndependantCurrency>false</IsIndependantCurrency><ShowCurrencySymbol>false</ShowCurrencySymbol><DisplayDateInUSFormat>false</DisplayDateInUSFormat><hasSegments>false</hasSegments><hasScenarios>false</hasScenarios></Cell></Cells><OriginalInstanceReportColumns /><Unit>Other</Unit><ElementDataType>us-types:textBlockItemType</ElementDataType><SimpleDataType>string</SimpleDataType><ElementDefenition>Describes the nature of an entity's business, the major products or services it sells or provides and its principal markets, including the locations of those markets. If the entity operates in more than one business, the disclosure also indicates the relative importance of its operations in each business and the basis for the determination (for example, assets, revenues, or earnings). Disclosures about the nature of operations need not be quantified; relative importance could be conveyed by use of terms such as "predominately", "about equally", or "major and other". This element is also referred to as "Business Description".</ElementDefenition><ElementReferences>Reference 1: http://www.xbrl.org/2003/role/presentationRef
 -Publisher AICPA
 -Name Statement of Position (SOP)
 -Number 94-6
 -Paragraph 10

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