Consolidated Statements Of Cash Flows (USD $) In Thousands	9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010
Cash flows from operating activities
Net income	$ 7,099	$ 8,651
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation and amortization	3,718	4,675
Provision for losses	28,382	28,570
Deferred income taxes	(1,193)	(674)
Loss on debt extinguishment	462
Loss on cash surrender value of life insurance	414
Loss on disposal of property and equipment	273	472
Gain on sale of branch	(377)
Stock-based compensation	1,675	1,685
Changes in operating assets and liabilities (net of effects of acquisition)
Loans, interest and fees receivable, net	(27,128)	(19,127)
Prepaid expenses and other current assets	827	(1,047)
Other assets	4	(1,191)
Accounts payable	527	1,218
Accrued expenses, other liabilities, accrued compensation and benefits and deferred revenue	480	(4,722)
Income taxes	652	434
Other non-current liabilities	(44)	(239)
Net operating	15,771	18,705
Cash flows from investing activities
Purchase of property and equipment	(1,288)	(1,407)
Proceeds from sale of branch	666	207
Acquisition costs, net of cash acquired	(11,550)	(530)
Payments for premiums on life insurance	(292)
Other	5
Net investing	(12,459)	(1,730)
Cash flows from financing activities
Borrowings under credit facility	27,350	17,250
Payments on credit facility	(28,350)	(24,800)
Borrowings on long-term debt	32,000
Repayments of long-term debt	(27,743)	(8,364)
Proceeds from subordinated debt	3,000
Payments for debt issuance cost	(1,455)
Dividends to stockholders	(2,700)	(4,529)
Repurchase of common stock	(1,357)	(2,477)
Exercise of stock options	195
Net financing	940	(22,920)
Cash and cash equivalents
Net increase (decrease)	4,252	(5,945)
At beginning of year	16,288	21,151
At end of period	20,540	15,206
Supplementary disclosures
Interest	1,529	1,795
Income taxes	5,258	5,796
Non-cash investing activities
Contingent consideration on acquisition	$ 1,000