Consolidated Balance Sheets (USD $) In Thousands	Sep. 30, 2011	Dec. 31, 2010
ASSETS
Cash and cash equivalents	$ 20,540	$ 16,288
Loans receivable, less allowance for losses of $5,300 at December 31, 2010 and $5,250 at September 30, 2011	63,286	64,319
Deferred income taxes	4,787	3,706
Prepaid expenses and other current assets	8,289	9,713
Total current assets	96,902	94,026
Non-current automotive loans receivable, less allowance for losses of $1,850 at December 31, 2010 and $1,970 at September 30, 2011	7,258	5,740
Property and equipment, net	12,146	14,110
Goodwill	25,632	16,491
Deferred income taxes	765	1,400
Other assets, net	8,670	6,275
Total assets	151,373	138,042
LIABILITIES AND STOCKHOLDERS' EQUITY
Accounts payable	1,592	467
Accrued expenses and other liabilities	5,643	4,200
Accrued compensation and benefits	6,567	7,606
Deferred revenue	4,258	4,356
Revolving credit facility	16,250	17,250
Debt due within one year	16,090	10,863
Total current liabilities	50,400	44,742
Long-term debt	18,518	16,881
Other non-current liabilities	5,825	4,872
Total liabilities	74,743	66,495
Commitments and contingencies
Stockholders' equity:
Common stock, $0.01 par value: 75,000,000 shares authorized; 20,700,250 shares issued and 16,972,194 outstanding at December 31, 2010; 20,700,250 shares issued and 17,002,899 outstanding at September 30, 2011	207	207
Additional paid-in capital	66,221	67,712
Retained earnings	43,109	38,710
Treasury stock, at cost	(32,694)	(34,590)
Accumulated other comprehensive loss	(213)	(492)
Total stockholders' equity	76,630	71,547
Total liabilities and stockholders' equity	$ 151,373	$ 138,042