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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
 R/6VkvAIwWd9PNxvOhUNrlLaWyRzyhCNGQUJCb1iD3VpJPwFOodIWI81D+q4qgLM
 J5NLOJ8T71u/Np51k4+MwQ==

<SEC-DOCUMENT>0001181431-04-059643.txt : 20041217
<SEC-HEADER>0001181431-04-059643.hdr.sgml : 20041217
<ACCEPTANCE-DATETIME>20041217161758
ACCESSION NUMBER:		0001181431-04-059643
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20041215
FILED AS OF DATE:		20041217
DATE AS OF CHANGE:		20041217

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			QC Holdings, Inc.
		CENTRAL INDEX KEY:			0001289505
		STANDARD INDUSTRIAL CLASSIFICATION:	FUNCTIONS RELATED TO DEPOSITORY BANKING, NEC [6099]
		IRS NUMBER:				431200993
		STATE OF INCORPORATION:			KS
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		2812 WEST 47TH AVENUE
		CITY:			KANSAS CITY
		STATE:			KS
		ZIP:			66103
		BUSINESS PHONE:		(913) 439-1100

	MAIL ADDRESS:	
		STREET 1:		2812 WEST 47TH AVENUE
		CITY:			KANSAS CITY
		STATE:			KS
		ZIP:			66103

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			Peck R Michael
		CENTRAL INDEX KEY:			0001296891

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-50840
		FILM NUMBER:		041211601

	BUSINESS ADDRESS:	
		BUSINESS PHONE:		913.439.1100

	MAIL ADDRESS:	
		STREET 1:		2812 WEST 47TH AVENUE
		CITY:			KANSAS CITY
		STATE:			KS
		ZIP:			66103
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>rrd61928.xml
<DESCRIPTION>FORM 4
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0202</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2004-12-15</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0001289505</issuerCik>
        <issuerName>QC Holdings, Inc.</issuerName>
        <issuerTradingSymbol>QCCO</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001296891</rptOwnerCik>
            <rptOwnerName>Peck R Michael</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>2812 WEST 47TH AVENUE</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>KANSAS CITY</rptOwnerCity>
            <rptOwnerState>KS</rptOwnerState>
            <rptOwnerZipCode>66103</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>Regional Vice President</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

    <derivativeTable>
        <derivativeTransaction>
            <securityTitle>
                <value>Employee Stock Option (right to buy)</value>
            </securityTitle>
            <conversionOrExercisePrice>
                <value>17.30</value>
            </conversionOrExercisePrice>
            <transactionDate>
                <value>2004-12-15</value>
            </transactionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>A</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionAmounts>
                <transactionShares>
                    <value>37500</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>0</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>A</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <exerciseDate>
                <footnoteId id="F1"/>
            </exerciseDate>
            <expirationDate>
                <value>2014-12-15</value>
            </expirationDate>
            <underlyingSecurity>
                <underlyingSecurityTitle>
                    <value>Common Stock</value>
                </underlyingSecurityTitle>
                <underlyingSecurityShares>
                    <value>37500</value>
                </underlyingSecurityShares>
            </underlyingSecurity>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>437500</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </derivativeTransaction>
    </derivativeTable>

    <footnotes>
        <footnote id="F1">The option vests in four equal annual installments beginning on December 15, 2005.</footnote>
    </footnotes>

    <ownerSignature>
        <signatureName>/s/ Cathy Tharp, as Attorney in Fact</signatureName>
        <signatureDate>2004-12-17</signatureDate>
    </ownerSignature>
</ownershipDocument>

</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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