-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, LETiVdiAnEXhZiloKE3iWHFk6QFC0MHBc8JEnRQFA2kfI56+3rA3E1YA/lYMGMev WlCiuE1JCZ9AKOpLjsU10A== 0001056404-05-000023.txt : 20050103 0001056404-05-000023.hdr.sgml : 20041231 20050103100139 ACCESSION NUMBER: 0001056404-05-000023 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20041227 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20050103 DATE AS OF CHANGE: 20050103 FILER: COMPANY DATA: COMPANY CONFORMED NAME: STRUCTURED ADJUSTABLE RATE MORTGAGE LOAN TRUST 2004-5 CENTRAL INDEX KEY: 0001288968 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-92140-44 FILM NUMBER: 05500349 BUSINESS ADDRESS: STREET 1: 3 WORLD FINANCIAL CENTER CITY: NEW YORK STATE: NY ZIP: 10285 BUSINESS PHONE: 2125267000 MAIL ADDRESS: STREET 1: 3 WORLD FINANCIAL CENTER CITY: NEW YORK STATE: NY ZIP: 10285 8-K 1 srm04005_dec.txt DECEMBER 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 27, 2004 STRUCTURED ADJUSTABLE RATE MORTGAGE LOAN TRUST Mortgage Pass-Through Certificates, Series 2004-5 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-92140-44 54-2152455 54-6612488 Pooling and Servicing Agreement) (Commission 54-2152456 54-6616716 (State or other File Number) 54-2152457 54-6616717 jurisdiction 54-2152458 54-6616718 of Incorporation) 54-2152459 IRS EIN c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On December 27, 2004 a distribution was made to holders of STRUCTURED ADJUSTABLE RATE MORTGAGE LOAN TRUST, Mortgage Pass-Through Certificates, Series 2004-5 Trust. ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-5 Trust, relating to the December 27, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. STRUCTURED ADJUSTABLE RATE MORTGAGE LOAN TRUST Mortgage Pass-Through Certificates, Series 2004-5 Trust (Registrant) By: Wells Fargo Bank, N.A. as Trustee By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 12/28/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-5 Trust, relating to the December 27, 2004 distribution. EX-99.1
Structured Adjustable Rate Mortgage Trust Mortgage Pass-Through Certificates Record Date: 11/30/2004 Distribution Date: 12/27/2004 Structured Adjustable Rate Mortgage Trust Mortgage Pass-Through Certificates Series 2004-5 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution 1-A1 86359BPM7 SEN 4.52097% 178,804,419.35 673,640.57 9,104,984.60 2-A 86359BPP0 SEN 4.68678% 120,093,790.88 469,044.09 4,913,554.54 3-A1 86359BPQ8 SEN 4.38000% 266,728,870.48 973,560.38 7,163,379.72 3-A2 86359BPR6 SEN 4.90000% 111,137,029.37 453,809.54 2,984,741.55 3-A3 86359BPS4 SEN 3.93000% 8,890,962.35 29,117.90 238,779.32 3-A4 86359BPT2 SEN 4.20000% 22,227,405.87 77,795.92 596,948.31 3-A5 86359BPU9 SEN 4.37700% 89,121,228.40 325,069.68 2,393,476.19 3-A6 86359BPV7 SEN 4.38000% 6,668,221.76 24,339.01 179,084.49 3-AX 86359BPW5 SEN 4.48000% 0.00 134,028.15 0.00 3-PAX 86359BPX3 SEN 4.48000% 0.00 88,626.33 0.00 4-A 86359BPY1 SEN 4.62600% 92,221,108.01 355,512.37 1,329,473.27 4-AX 86359BPZ8 SEN 4.62600% 0.00 28,867.02 0.00 5-A 86359BQA2 SEN 5.00000% 106,050,334.43 441,876.39 958,057.15 5-AX 86359BQB0 SEN 5.00000% 0.00 16,762.76 0.00 B1 86359BQC8 SUB 4.62748% 48,187,133.53 185,820.81 9,758.87 B2 86359BQD6 SUB 4.62748% 10,840,731.98 41,804.39 2,195.47 B3 86359BQE4 SUB 4.62748% 6,021,519.33 23,220.38 1,219.48 B4 86359BQG9 SUB 4.62748% 6,021,519.33 23,220.38 1,219.48 B5 86359BQH7 SUB 4.62748% 4,215,063.53 16,254.27 853.64 B6 86359BQJ3 SUB 4.62748% 3,023,022.51 11,657.48 612.22 P-I SRM0405P1 SEN 0.00000% 0.00 37,984.15 0.00 P-II SRM0405P2 SEN 0.00000% 0.00 14,954.96 0.00 R 86359BQF1 SEN 4.55049% 0.00 0.00 0.00 Totals 1,080,252,361.11 4,446,966.93 29,878,338.30
Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses 1-A1 0.00 169,699,434.75 9,778,625.17 0.00 2-A 0.00 115,180,236.34 5,382,598.63 0.00 3-A1 0.00 259,565,490.76 8,136,940.10 0.00 3-A2 0.00 108,152,287.82 3,438,551.09 0.00 3-A3 0.00 8,652,183.03 267,897.22 0.00 3-A4 0.00 21,630,457.56 674,744.23 0.00 3-A5 0.00 86,727,752.21 2,718,545.87 0.00 3-A6 0.00 6,489,137.27 203,423.50 0.00 3-AX 0.00 0.00 134,028.15 0.00 3-PAX 0.00 0.00 88,626.33 0.00 4-A 0.00 90,891,634.75 1,684,985.64 0.00 4-AX 0.00 0.00 28,867.02 0.00 5-A 0.00 105,092,277.28 1,399,933.54 0.00 5-AX 0.00 0.00 16,762.76 0.00 B1 0.00 48,177,374.66 195,579.68 0.00 B2 0.00 10,838,536.51 43,999.86 0.00 B3 0.00 6,020,299.85 24,439.86 0.00 B4 0.00 6,020,299.85 24,439.86 0.00 B5 0.00 4,214,209.89 17,107.91 0.00 B6 0.00 3,022,410.29 12,269.70 1,081.58 P-I 0.00 0.00 37,984.15 0.00 P-II 0.00 0.00 14,954.96 0.00 R 0.00 0.00 0.00 0.00 Totals 0.00 1,050,374,022.82 34,325,305.23 1,081.58 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.
Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) 1-A1 215,075,000.00 178,804,419.35 43,115.12 9,061,869.48 0.00 0.00 2-A 134,226,000.00 120,093,790.88 22,617.79 4,890,936.75 0.00 0.00 3-A1 300,000,000.00 266,728,870.48 43,754.59 7,119,625.13 0.00 0.00 3-A2 125,000,000.00 111,137,029.37 18,231.08 2,966,510.47 0.00 0.00 3-A3 10,000,000.00 8,890,962.35 1,458.49 237,320.84 0.00 0.00 3-A4 25,000,000.00 22,227,405.87 3,646.22 593,302.09 0.00 0.00 3-A5 100,238,000.00 89,121,228.40 14,619.58 2,378,856.61 0.00 0.00 3-A6 7,500,000.00 6,668,221.76 1,093.86 177,990.63 0.00 0.00 3-AX 0.00 0.00 0.00 0.00 0.00 0.00 3-PAX 0.00 0.00 0.00 0.00 0.00 0.00 4-A 99,980,000.00 92,221,108.01 31,705.82 1,297,767.45 0.00 0.00 4-AX 0.00 0.00 0.00 0.00 0.00 0.00 5-A 110,980,000.00 106,050,334.43 22,758.09 935,299.06 0.00 0.00 5-AX 0.00 0.00 0.00 0.00 0.00 0.00 B1 48,255,000.00 48,187,133.53 9,758.87 0.00 0.00 0.00 B2 10,856,000.00 10,840,731.98 2,195.47 0.00 0.00 0.00 B3 6,030,000.00 6,021,519.33 1,219.48 0.00 0.00 0.00 B4 6,030,000.00 6,021,519.33 1,219.48 0.00 0.00 0.00 B5 4,221,000.00 4,215,063.53 853.64 0.00 0.00 0.00 B6 3,028,363.00 3,023,022.51 612.22 0.00 0.00 0.00 P-I 0.00 0.00 0.00 0.00 0.00 0.00 P-II 0.00 0.00 0.00 0.00 0.00 0.00 R 100.00 0.00 0.00 0.00 0.00 0.00 Totals 1,206,419,463.00 1,080,252,361.11 218,859.80 29,659,478.51 0.00 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution 1-A1 9,104,984.60 169,699,434.75 0.78902446 9,104,984.60 2-A 4,913,554.54 115,180,236.34 0.85810675 4,913,554.54 3-A1 7,163,379.72 259,565,490.76 0.86521830 7,163,379.72 3-A2 2,984,741.55 108,152,287.82 0.86521830 2,984,741.55 3-A3 238,779.32 8,652,183.03 0.86521830 238,779.32 3-A4 596,948.31 21,630,457.56 0.86521830 596,948.31 3-A5 2,393,476.19 86,727,752.21 0.86521830 2,393,476.19 3-A6 179,084.49 6,489,137.27 0.86521830 179,084.49 3-AX 0.00 0.00 0.00000000 0.00 3-PAX 0.00 0.00 0.00000000 0.00 4-A 1,329,473.27 90,891,634.75 0.90909817 1,329,473.27 4-AX 0.00 0.00 0.00000000 0.00 5-A 958,057.15 105,092,277.28 0.94694789 958,057.15 5-AX 0.00 0.00 0.00000000 0.00 B1 9,758.87 48,177,374.66 0.99839135 9,758.87 B2 2,195.47 10,838,536.51 0.99839135 2,195.47 B3 1,219.48 6,020,299.85 0.99839135 1,219.48 B4 1,219.48 6,020,299.85 0.99839135 1,219.48 B5 853.64 4,214,209.89 0.99839135 853.64 B6 612.22 3,022,410.29 0.99803435 612.22 P-I 0.00 0.00 0.00000000 0.00 P-II 0.00 0.00 0.00000000 0.00 R 0.00 0.00 0.00000000 0.00 Totals 29,878,338.30 1,050,374,022.82 0.87065408 29,878,338.30
Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion 1-A1 215,075,000.00 831.35845333 0.20046551 42.13353240 0.00000000 2-A 134,226,000.00 894.71332588 0.16850528 36.43807273 0.00000000 3-A1 300,000,000.00 889.09623493 0.14584863 23.73208377 0.00000000 3-A2 125,000,000.00 889.09623496 0.14584864 23.73208376 0.00000000 3-A3 10,000,000.00 889.09623500 0.14584900 23.73208400 0.00000000 3-A4 25,000,000.00 889.09623480 0.14584880 23.73208360 0.00000000 3-A5 100,238,000.00 889.09623496 0.14584868 23.73208374 0.00000000 3-A6 7,500,000.00 889.09623467 0.14584800 23.73208400 0.00000000 3-AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 3-PAX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 4-A 99,980,000.00 922.39555921 0.31712162 12.98027055 0.00000000 4-AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 5-A 110,980,000.00 955.58059497 0.20506479 8.42763615 0.00000000 5-AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 B1 48,255,000.00 998.59358678 0.20223542 0.00000000 0.00000000 B2 10,856,000.00 998.59358696 0.20223563 0.00000000 0.00000000 B3 6,030,000.00 998.59358706 0.20223549 0.00000000 0.00000000 B4 6,030,000.00 998.59358706 0.20223549 0.00000000 0.00000000 B5 4,221,000.00 998.59358683 0.20223644 0.00000000 0.00000000 B6 3,028,363.00 998.23650930 0.20216203 0.00000000 0.00000000 P-I 0.00 0.00000000 0.00000000 0.00000000 0.00000000 P-II 0.00 0.00000000 0.00000000 0.00000000 0.00000000 R 100.00 0.00000000 0.00000000 0.00000000 0.00000000 (2) All Classes per $1,000 denomination
Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution 1-A1 0.00000000 42.33399791 789.02445542 0.78902446 42.33399791 2-A 0.00000000 36.60657801 858.10674787 0.85810675 36.60657801 3-A1 0.00000000 23.87793240 865.21830253 0.86521830 23.87793240 3-A2 0.00000000 23.87793240 865.21830256 0.86521830 23.87793240 3-A3 0.00000000 23.87793200 865.21830300 0.86521830 23.87793200 3-A4 0.00000000 23.87793240 865.21830240 0.86521830 23.87793240 3-A5 0.00000000 23.87793242 865.21830254 0.86521830 23.87793242 3-A6 0.00000000 23.87793200 865.21830267 0.86521830 23.87793200 3-AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 3-PAX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 4-A 0.00000000 13.29739218 909.09816713 0.90909817 13.29739218 4-AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 5-A 0.00000000 8.63270094 946.94789403 0.94694789 8.63270094 5-AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B1 0.00000000 0.20223542 998.39135136 0.99839135 0.20223542 B2 0.00000000 0.20223563 998.39135133 0.99839135 0.20223563 B3 0.00000000 0.20223549 998.39135158 0.99839135 0.20223549 B4 0.00000000 0.20223549 998.39135158 0.99839135 0.20223549 B5 0.00000000 0.20223644 998.39135039 0.99839135 0.20223644 B6 0.00000000 0.20216203 998.03434727 0.99803435 0.20216203 P-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall 1-A1 215,075,000.00 4.52097% 178,804,419.35 673,640.57 0.00 0.00 2-A 134,226,000.00 4.68678% 120,093,790.88 469,044.09 0.00 0.00 3-A1 300,000,000.00 4.38000% 266,728,870.48 973,560.38 0.00 0.00 3-A2 125,000,000.00 4.90000% 111,137,029.37 453,809.54 0.00 0.00 3-A3 10,000,000.00 3.93000% 8,890,962.35 29,117.90 0.00 0.00 3-A4 25,000,000.00 4.20000% 22,227,405.87 77,795.92 0.00 0.00 3-A5 100,238,000.00 4.37700% 89,121,228.40 325,069.68 0.00 0.00 3-A6 7,500,000.00 4.38000% 6,668,221.76 24,339.01 0.00 0.00 3-AX 0.00 4.48000% 35,900,397.94 134,028.15 0.00 0.00 3-PAX 0.00 4.48000% 23,739,195.53 88,626.33 0.00 0.00 4-A 99,980,000.00 4.62600% 92,221,108.01 355,512.37 0.00 0.00 4-AX 0.00 4.62600% 7,488,203.43 28,867.02 0.00 0.00 5-A 110,980,000.00 5.00000% 106,050,334.43 441,876.39 0.00 0.00 5-AX 0.00 5.00000% 4,023,062.55 16,762.76 0.00 0.00 B1 48,255,000.00 4.62748% 48,187,133.53 185,820.81 0.00 0.00 B2 10,856,000.00 4.62748% 10,840,731.98 41,804.39 0.00 0.00 B3 6,030,000.00 4.62748% 6,021,519.33 23,220.38 0.00 0.00 B4 6,030,000.00 4.62748% 6,021,519.33 23,220.38 0.00 0.00 B5 4,221,000.00 4.62748% 4,215,063.53 16,254.27 0.00 0.00 B6 3,028,363.00 4.62748% 3,023,022.51 11,657.48 0.00 0.00 P-I 0.00 0.00000% 0.00 0.00 0.00 0.00 P-II 0.00 0.00000% 0.00 0.00 0.00 0.00 R 100.00 4.55049% 0.00 0.00 0.00 0.00 Totals 1,206,419,463.00 4,394,027.82 0.00 0.00
Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance 1-A1 0.00 0.00 673,640.57 0.00 169,699,434.75 2-A 0.00 0.00 469,044.09 0.00 115,180,236.34 3-A1 0.00 0.00 973,560.38 0.00 259,565,490.76 3-A2 0.00 0.00 453,809.54 0.00 108,152,287.82 3-A3 0.00 0.00 29,117.90 0.00 8,652,183.03 3-A4 0.00 0.00 77,795.92 0.00 21,630,457.56 3-A5 0.00 0.00 325,069.68 0.00 86,727,752.21 3-A6 0.00 0.00 24,339.01 0.00 6,489,137.27 3-AX 0.00 0.00 134,028.15 0.00 34,811,348.72 3-PAX 0.00 0.00 88,626.33 0.00 23,334,555.96 4-A 0.00 0.00 355,512.37 0.00 90,891,634.75 4-AX 0.00 0.00 28,867.02 0.00 7,368,265.16 5-A 0.00 0.00 441,876.39 0.00 105,092,277.28 5-AX 0.00 0.00 16,762.76 0.00 3,963,872.10 B1 0.00 0.00 185,820.81 0.00 48,177,374.66 B2 0.00 0.00 41,804.39 0.00 10,838,536.51 B3 0.00 0.00 23,220.38 0.00 6,020,299.85 B4 0.00 0.00 23,220.38 0.00 6,020,299.85 B5 0.00 0.00 16,254.27 0.00 4,214,209.89 B6 0.00 0.00 11,657.48 0.00 3,022,410.29 P-I 0.00 0.00 37,984.15 0.00 0.00 P-II 0.00 0.00 14,954.96 0.00 0.00 R 0.00 0.00 0.00 0.00 0.00 Totals 0.00 0.00 4,446,966.93 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall 1-A1 215,075,000.00 4.52097% 831.35845333 3.13211935 0.00000000 0.00000000 2-A 134,226,000.00 4.68678% 894.71332588 3.49443543 0.00000000 0.00000000 3-A1 300,000,000.00 4.38000% 889.09623493 3.24520127 0.00000000 0.00000000 3-A2 125,000,000.00 4.90000% 889.09623496 3.63047632 0.00000000 0.00000000 3-A3 10,000,000.00 3.93000% 889.09623500 2.91179000 0.00000000 0.00000000 3-A4 25,000,000.00 4.20000% 889.09623480 3.11183680 0.00000000 0.00000000 3-A5 100,238,000.00 4.37700% 889.09623496 3.24297851 0.00000000 0.00000000 3-A6 7,500,000.00 4.38000% 889.09623467 3.24520133 0.00000000 0.00000000 3-AX 0.00 4.48000% 805.33891022 3.00659855 0.00000000 0.00000000 3-PAX 0.00 4.48000% 919.44877565 3.43260876 0.00000000 0.00000000 4-A 99,980,000.00 4.62600% 922.39555921 3.55583487 0.00000000 0.00000000 4-AX 0.00 4.62600% 888.11242927 3.42367291 0.00000000 0.00000000 5-A 110,980,000.00 5.00000% 955.58059497 3.98158578 0.00000000 0.00000000 5-AX 0.00 5.00000% 901.22994806 3.75512464 0.00000000 0.00000000 B1 48,255,000.00 4.62748% 998.59358678 3.85080945 0.00000000 0.00000000 B2 10,856,000.00 4.62748% 998.59358696 3.85080969 0.00000000 0.00000000 B3 6,030,000.00 4.62748% 998.59358706 3.85080929 0.00000000 0.00000000 B4 6,030,000.00 4.62748% 998.59358706 3.85080929 0.00000000 0.00000000 B5 4,221,000.00 4.62748% 998.59358683 3.85081023 0.00000000 0.00000000 B6 3,028,363.00 4.62748% 998.23650930 3.84943285 0.00000000 0.00000000 P-I 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 P-II 0.00 0.00000% 0.00000000 0.00000000 0.00000000 0.00000000 R 100.00 4.55049% 0.00000000 0.00000000 0.00000000 0.00000000 (5) All Classes per $1,000 denomination
Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance 1-A1 0.00000000 0.00000000 3.13211935 0.00000000 789.02445542 2-A 0.00000000 0.00000000 3.49443543 0.00000000 858.10674787 3-A1 0.00000000 0.00000000 3.24520127 0.00000000 865.21830253 3-A2 0.00000000 0.00000000 3.63047632 0.00000000 865.21830256 3-A3 0.00000000 0.00000000 2.91179000 0.00000000 865.21830300 3-A4 0.00000000 0.00000000 3.11183680 0.00000000 865.21830240 3-A5 0.00000000 0.00000000 3.24297851 0.00000000 865.21830254 3-A6 0.00000000 0.00000000 3.24520133 0.00000000 865.21830267 3-AX 0.00000000 0.00000000 3.00659855 0.00000000 780.90871551 3-PAX 0.00000000 0.00000000 3.43260876 0.00000000 903.77657831 4-A 0.00000000 0.00000000 3.55583487 0.00000000 909.09816713 4-AX 0.00000000 0.00000000 3.42367291 0.00000000 873.88756622 5-A 0.00000000 0.00000000 3.98158578 0.00000000 946.94789403 5-AX 0.00000000 0.00000000 3.75512464 0.00000000 887.97034657 B1 0.00000000 0.00000000 3.85080945 0.00000000 998.39135136 B2 0.00000000 0.00000000 3.85080969 0.00000000 998.39135133 B3 0.00000000 0.00000000 3.85080929 0.00000000 998.39135158 B4 0.00000000 0.00000000 3.85080929 0.00000000 998.39135158 B5 0.00000000 0.00000000 3.85081023 0.00000000 998.39135039 B6 0.00000000 0.00000000 3.84943285 0.00000000 998.03434727 P-I 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 P-II 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 34,555,743.95 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 34,555,743.95 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 230,438.72 Payment of Interest and Principal 34,325,305.23 Total Withdrawals (Pool Distribution Amount) 34,555,743.95 Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 0.00
SERVICING FEES Gross Servicing Fee 225,937.68 Wells Fargo Bank, N.A. 4,501.04 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 230,438.72
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 3 0 0 3 988,868.67 0.00 0.00 988,868.67 30 Days 28 0 0 0 28 13,079,636.50 0.00 0.00 0.00 13,079,636.50 60 Days 7 0 0 0 7 2,829,210.51 0.00 0.00 0.00 2,829,210.51 90 Days 1 0 0 0 1 244,500.00 0.00 0.00 0.00 244,500.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 2 0 2 0.00 0.00 1,772,499.30 0.00 1,772,499.30 180+ Days 0 0 2 0 2 0.00 0.00 423,685.52 0.00 423,685.52 Totals 36 3 4 0 43 16,153,347.01 988,868.67 2,196,184.82 0.00 19,338,400.50 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.095268% 0.000000% 0.000000% 0.095268% 0.094130% 0.000000% 0.000000% 0.094130% 30 Days 0.889171% 0.000000% 0.000000% 0.000000% 0.889171% 1.245044% 0.000000% 0.000000% 0.000000% 1.245044% 60 Days 0.222293% 0.000000% 0.000000% 0.000000% 0.222293% 0.269311% 0.000000% 0.000000% 0.000000% 0.269311% 90 Days 0.031756% 0.000000% 0.000000% 0.000000% 0.031756% 0.023274% 0.000000% 0.000000% 0.000000% 0.023274% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.063512% 0.000000% 0.063512% 0.000000% 0.000000% 0.168723% 0.000000% 0.168723% 180+ Days 0.000000% 0.000000% 0.063512% 0.000000% 0.063512% 0.000000% 0.000000% 0.040330% 0.000000% 0.040330% Totals 1.143220% 0.095268% 0.127024% 0.000000% 1.365513% 1.537629% 0.094130% 0.209054% 0.000000% 1.840813%
Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total 1 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 6 0 0 0 6 2,538,090.92 0.00 0.00 0.00 2,538,090.92 60 Days 2 0 0 0 2 1,150,745.22 0.00 0.00 0.00 1,150,745.22 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 1 0 1 0.00 0.00 1,439,999.50 0.00 1,439,999.50 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 8 0 1 0 9 3,688,836.14 0.00 1,439,999.50 0.00 5,128,835.64 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.312910% 0.000000% 0.000000% 0.000000% 1.312910% 1.374519% 0.000000% 0.000000% 0.000000% 1.374519% 60 Days 0.437637% 0.000000% 0.000000% 0.000000% 0.437637% 0.623193% 0.000000% 0.000000% 0.000000% 0.623193% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.218818% 0.000000% 0.218818% 0.000000% 0.000000% 0.779841% 0.000000% 0.779841% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.750547% 0.000000% 0.218818% 0.000000% 1.969365% 1.997713% 0.000000% 0.779841% 0.000000% 2.777554% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 3 0 0 0 3 760,870.57 0.00 0.00 0.00 760,870.57 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 1 0 0 0 1 244,500.00 0.00 0.00 0.00 244,500.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 1 0 1 0.00 0.00 332,499.80 0.00 332,499.80 180 Days 0 0 1 0 1 0.00 0.00 311,920.00 0.00 311,920.00 Totals 4 0 2 0 6 1,005,370.57 0.00 644,419.80 0.00 1,649,790.37 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.639659% 0.000000% 0.000000% 0.000000% 0.639659% 0.611051% 0.000000% 0.000000% 0.000000% 0.611051% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.213220% 0.000000% 0.000000% 0.000000% 0.213220% 0.196357% 0.000000% 0.000000% 0.000000% 0.196357% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.213220% 0.000000% 0.213220% 0.000000% 0.000000% 0.267029% 0.000000% 0.267029% 180 Days 0.000000% 0.000000% 0.213220% 0.000000% 0.213220% 0.000000% 0.000000% 0.250501% 0.000000% 0.250501% Totals 0.852878% 0.000000% 0.426439% 0.000000% 1.279318% 0.807408% 0.000000% 0.517530% 0.000000% 1.324938% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3-AX No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 3 0 0 3 988,868.67 0.00 0.00 988,868.67 30 Days 7 0 0 0 7 2,281,076.15 0.00 0.00 0.00 2,281,076.15 60 Days 3 0 0 0 3 298,639.98 0.00 0.00 0.00 298,639.98 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 1 0 1 0.00 0.00 111,765.52 0.00 111,765.52 Totals 10 3 1 0 14 2,579,716.13 988,868.67 111,765.52 0.00 3,680,350.32 0-29 Days 0.267618% 0.000000% 0.000000% 0.267618% 0.301710% 0.000000% 0.000000% 0.301710% 30 Days 0.624442% 0.000000% 0.000000% 0.000000% 0.624442% 0.695971% 0.000000% 0.000000% 0.000000% 0.695971% 60 Days 0.267618% 0.000000% 0.000000% 0.000000% 0.267618% 0.091117% 0.000000% 0.000000% 0.000000% 0.091117% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.089206% 0.000000% 0.089206% 0.000000% 0.000000% 0.034100% 0.000000% 0.034100% Totals 0.892061% 0.267618% 0.089206% 0.000000% 1.248885% 0.787088% 0.301710% 0.034100% 0.000000% 1.122899% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 3-PAX No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 9 0 0 0 9 6,127,353.88 0.00 0.00 0.00 6,127,353.88 60 Days 2 0 0 0 2 1,379,825.31 0.00 0.00 0.00 1,379,825.31 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 11 0 0 0 11 7,507,179.19 0.00 0.00 0.00 7,507,179.19 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 1.562500% 0.000000% 0.000000% 0.000000% 1.562500% 3.019184% 0.000000% 0.000000% 0.000000% 3.019184% 60 Days 0.347222% 0.000000% 0.000000% 0.000000% 0.347222% 0.679893% 0.000000% 0.000000% 0.000000% 0.679893% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 1.909722% 0.000000% 0.000000% 0.000000% 1.909722% 3.699077% 0.000000% 0.000000% 0.000000% 3.699077% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 4 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 403,607.44 0.00 0.00 0.00 403,607.44 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 403,607.44 0.00 0.00 0.00 403,607.44 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.375940% 0.000000% 0.000000% 0.000000% 0.375940% 0.412480% 0.000000% 0.000000% 0.000000% 0.412480% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.375940% 0.000000% 0.000000% 0.000000% 0.375940% 0.412480% 0.000000% 0.000000% 0.000000% 0.412480% DELINQUENT BANKRUPTCY FORECLOSURE REO Total 5 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 2 0 0 0 2 968,637.54 0.00 0.00 0.00 968,637.54 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 2 0 0 0 2 968,637.54 0.00 0.00 0.00 968,637.54 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.769231% 0.000000% 0.000000% 0.000000% 0.769231% 0.858616% 0.000000% 0.000000% 0.000000% 0.858616% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.769231% 0.000000% 0.000000% 0.000000% 0.769231% 0.858616% 0.000000% 0.000000% 0.000000% 0.858616%
OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 0.00 Class B-1 30,165,363.00 2.50040421% 30,115,756.39 2.86714596% 4.586688% 0.000000% Class B-2 19,309,363.00 1.60055135% 19,277,219.88 1.83527196% 1.031874% 0.000000% Class B-3 13,279,363.00 1.10072520% 13,256,920.03 1.26211423% 0.573158% 0.000000% Class B-4 7,249,363.00 0.60089904% 7,236,620.18 0.68895651% 0.573158% 0.000000% Class B-5 3,028,363.00 0.25102073% 3,022,410.29 0.28774610% 0.401210% 0.000000% Class B-6 0.00 0.00000000% 0.00 0.00000000% 0.287746% 0.000000% Please Refer to the Prospectus Supplement for a Full Description of Loss Exposure
CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 344,042.00 0.02851761% 344,042.00 0.03275424% Fraud 24,128,390.00 2.00000006% 24,128,390.00 2.29712364% Special Hazard 12,064,195.00 1.00000003% 10,503,740.23 1.00000000% Limit of Subordinate's Exposure to Certain Types of Losses
COLLATERAL STATEMENT Collateral Description Mixed Fixed & Arm Weighted Average Gross Coupon 5.137095% Weighted Average Net Coupon 4.886113% Weighted Average Pass-Through Rate 4.881113% Weighted Average Maturity(Stepdown Calculation ) 351 Beginning Scheduled Collateral Loan Count 3,231 Number Of Loans Paid In Full 82 Ending Scheduled Collateral Loan Count 3,149 Beginning Scheduled Collateral Balance 1,080,252,361.10 Ending Scheduled Collateral Balance 1,050,374,022.80 Ending Actual Collateral Balance at 30-Nov-2004 1,050,535,829.45 Monthly P &I Constant 4,843,325.60 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 1,082.22 Ending Scheduled Balance for Premium Loans 1,050,374,022.80 Scheduled Principal 218,859.79 Unscheduled Principal 29,659,478.51
Group Level Collateral Statement Group 1 2 3-AX Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 4.777013 4.941778 5.211525 Weighted Average Net Rate 4.525966 4.691778 4.959027 Weighted Average Maturity 351 351 351 Beginning Loan Count 476 486 1,147 Loans Paid In Full 19 17 26 Ending Loan Count 457 469 1,121 Beginning Scheduled Balance 193,730,715.10 129,413,770.01 337,943,148.31 Ending scheduled Balance 184,622,131.32 124,498,460.20 327,709,916.79 Record Date 11/30/2004 11/30/2004 11/30/2004 Principal And Interest Constant 817,926.15 557,318.14 1,529,426.92 Scheduled Principal 46,714.30 24,373.06 61,760.93 Unscheduled Principal 9,061,869.48 4,890,936.75 10,171,470.59 Scheduled Interest 771,211.85 532,945.08 1,467,665.99 Servicing Fees 40,529.67 26,961.21 71,108.34 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 807.21 539.22 1,408.11 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 729,874.97 505,444.65 1,395,149.54 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 1,082.22 Percentage of Cumulative Losses 0.0000 0.0000 0.0003 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.520966 4.686778 4.954027
Group Level Collateral Statement Group 3-PAX 4 5 Collateral Description Mixed ARM Mixed ARM Mixed ARM Weighted Average Coupon Rate 5.248741 5.256766 5.444677 Weighted Average Net Rate 4.998742 5.006624 5.194677 Weighted Average Maturity 352 352 351 Beginning Loan Count 589 270 263 Loans Paid In Full 13 4 3 Ending Loan Count 576 266 260 Beginning Scheduled Balance 206,254,023.40 99,156,415.46 113,754,288.82 Ending scheduled Balance 202,924,378.25 97,824,557.82 112,794,578.42 Record Date 11/30/2004 11/30/2004 11/30/2004 Principal And Interest Constant 929,655.00 468,458.58 540,540.81 Scheduled Principal 27,509.97 34,090.19 24,411.34 Unscheduled Principal 3,302,135.18 1,297,767.45 935,299.06 Scheduled Interest 902,145.03 434,368.39 516,129.47 Servicing Fees 42,969.57 20,669.35 23,698.81 Master Servicing Fees 0.00 0.00 0.00 Trustee Fee 859.38 413.14 473.98 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 858,316.08 413,285.90 491,956.68 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00 Pass-Through Rate 4.993741 5.001624 5.189677
Group Level Collateral Statement Group Total Collateral Description Mixed Fixed & Arm Weighted Average Coupon Rate 5.137095 Weighted Average Net Rate 4.886113 Weighted Average Maturity 351.00 Record Date 11/30/2004 Principal And Interest Constant 4,843,325.60 Beginning Loan Count 3,231 Loans Paid In Full 82 Ending Loan Count 3,149 Beginning Scheduled Balance 1,080,252,361.10 Ending Scheduled Balance 1,050,374,022.80 Scheduled Principal 218,859.79 Unscheduled Principal 29,659,478.51 Scheduled Interest 4,624,465.81 Servicing Fee 225,936.95 Master Servicing Fee 0.00 Trustee Fee 4,501.04 Fry Amount 0.00 Special Hazard Fee 0.00 Other Fee 0.00 Pool Insurance Fee 0.00 Spread 1 0.00 Spread 2 0.00 Spread 3 0.00 Net Interest 4,394,027.82 Realized Loss Amount 0.00 Cumulative Realized Loss 1,082.22 Percentage of Cumulative Losses 0.0001 Prepayment Penalties 0.00 Special Servicing Fee 0.00 Pass-Through Rate 4.881113
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