Condensed Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Assets:
Cash and due from banks	$ 15,357	$ 14,009
Interest-bearing deposits with banks	116,242	62,654
Total cash and cash equivalents	131,599	76,663
Debt securities available for sale	24,495	24,355
Debt securities held-to-maturity (fair value of $275 and $326)	300	360
Loans, net of allowance for credit losses of $8,337 and $7,683	768,914	671,094
Federal Home Loan Bank stock	2,454	3,354
Premises and equipment, net	1,938	1,375
Right-of-use lease assets	1,950	2,161
Accrued interest receivable	3,147	2,474
Deferred tax asset	2,788	2,903
Other assets	7,607	6,515
Total assets	945,192	791,254
Liabilities:
Noninterest-bearing demand deposits	202,373	194,892
Savings, NOW and money-market deposits	318,402	322,932
Time deposits	285,731	121,757
Total deposits	806,506	639,581
Federal Home Loan Bank advances	40,000	62,000
Federal Reserve Bank advances		13,600
Operating lease liabilities	2,056	2,248
Other liabilities	3,935	3,818
Total liabilities	852,497	721,247
Commitments and contingencies (Notes 8 and 11)
Stockholders’ equity:
Preferred Stock, value
Common stock, $.01 par value; 30,000,000 shares authorized, 10,006,960 and 7,250,218 shares issued and outstanding	99	72
Additional paid-in capital	103,878	91,221
Accumulated deficit	(6,796)	(15,971)
Accumulated other comprehensive loss	(4,486)	(5,315)
Total stockholders’ equity	92,695	70,007
Total liabilities and stockholders’ equity	945,192	791,254
Series A Preferred Stock [Member]
Stockholders’ equity:
Preferred Stock, value
Series B Preferred Stock [Member]
Stockholders’ equity:
Preferred Stock, value
Series C Preferred Stock [Member]
Stockholders’ equity:
Preferred Stock, value