Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2024	Mar. 31, 2023
Cash flows from operating activities:
Net earnings	$ 2,377	$ 1,153
Adjustments to reconcile net earnings to net cash provided by operating activities:
Credit loss expense	1,057	820
Depreciation and amortization	55	57
Deferred income taxes	(75)	397
Net accretion of fees, premiums and discounts	(62)	8
Stock-based compensation expense	307	490
(Increase) Decrease in accrued interest receivable	(516)	17
Amortization of right of use asset	70	65
Net decrease in operating lease liabilities	(63)	(56)
Increase in other assets	(502)	(2,590)
Decrease in other liabilities	(104)	(332)
Net cash provided by operating activities	2,544	29
Cash flows from investing activities:
Principal repayments of debt securities available for sale	233	232
Principal repayments of debt securities held-to-maturity	24	42
Net increase in loans	(76,316)	(19,299)
Purchases of premises and equipment	(259)	(240)
Redemption (Purchase) of FHLB stock	900	(754)
Net cash used in investing activities	(75,418)	(20,019)
Cash flows from financing activities:
Net increase in deposits	158,828	19,488
Net (decrease) increase in FHLB Advances	(22,000)	15,000
Net decrease in FRB Advances	(245)
Proceeds from sale of preferred stock (net of offering costs of $118)	1,932
Proceeds from sale of common stock ( net of offering costs of $339)	8,803	324
Net cash provided by financing activities	147,318	34,812
Net increase in cash and cash equivalents	74,444	14,822
Cash and cash equivalents at beginning of the period	76,663	71,836
Cash and cash equivalents at end of the period	151,107	86,658
Cash paid during the period for:
Interest	5,875	2,327
Income taxes	454
Noncash transactions:
Change in accumulated other comprehensive loss, net change in unrealized loss on debt securities available for sale, net of income taxes	(382)	538
Amortization of unrealized loss on debt securities transferred to held-to-maturity		1
Reduction stockholders’ equity due to adoption of Topic 326, net		(181)
Right-of use lease assets obtained in exchange for operating lease liabilities		$ 315