Condensed Consolidated Balance Sheets - USD ($)	Jun. 30, 2017	Dec. 31, 2016
Assets:
Cash and due from banks	$ 19,552,000	$ 17,563,000
Interest-bearing deposits with banks	184,000	77,000
Total cash and cash equivalents	19,736,000	17,640,000
Securities available for sale	19,161,000	20,222,000
Loans, net of allowance for loan losses of $3,895 and $3,915	69,256,000	76,999,000
Federal Home Loan Bank stock	979,000	1,113,000
Premises and equipment, net	2,608,000	2,648,000
Accrued interest receivable	343,000	380,000
Other assets	672,000	701,000
Total assets	112,755,000	119,703,000
Liabilities:
Noninterest-bearing demand deposits	7,597,000	7,131,000
Savings, NOW and money-market deposits	22,258,000	22,153,000
Time deposits	51,795,000	56,725,000
Total deposits	81,650,000	86,009,000
Federal Home Loan Bank advances	20,500,000	23,500,000
Junior subordinated debenture	5,155,000	5,155,000
Advanced payment by borrowers for taxes and insurance	494,000	221,000
Official checks	194,000	114,000
Other liabilities	2,089,000	1,623,000
Total liabilities	110,082,000	116,622,000
Commitments and contingencies (Notes 1, 8 and 9)
Stockholders' equity:
Preferred stock, no par value; 6,000,000 shares authorized, 7 shares issued and outstanding in 2017 and 2016
Common stock, $.01 par value; 5,000,000 shares authorized, 1,103,447 shares issued and outstanding in 2017 and 2016	11,000	11,000
Additional paid-in capital	34,039,000	34,039,000
Accumulated deficit	(31,169,000)	(30,717,000)
Accumulated other comprehensive loss	(208,000)	(252,000)
Total stockholders' equity	2,673,000	3,081,000
Total liabilities and stockholders' equity	$ 112,755,000	$ 119,703,000