Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2015

Regulatory Matters Tables

Schedule of regulatory capital requirements

The following table shows the Bank’s capital amounts and ratios and regulatory thresholds at March 31, 2015 (dollars in thousands):

	Actual					For Capital Adequacy Purposes					Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions					Requirements of Consent Order
	Amount		%			Amount		%			Amount		%			Amount		%
As of March 31, 2015:
Total Capital to Risk-Weighted Assets	$	9,920		10.40	%	$	7,630		8.00	%	$	9,530		10.00	%	$	11,440		12.00	%
Tier I Capital to Risk-Weighted Assets		8,715		9.14			5,715		6.00			7,620		8.00			N/A		—
Common equity Tier I capital to Risk-Weighted Assets		8,715		9.14			4,291		4.50			6,198		6.50			N/A		—
Tier I Capital to Total Assets		8,715		6.92			5,040		4.00			6,290		5.00			10,070		8.00
As of December 31, 2014:
Total Capital to Risk-Weighted Assets	$	9,757		10.67	%	$	7,320		8.00	%	$	9,145		10.00	%	$	10,970		12.00	%
Tier I Capital to Risk-Weighted Assets		8,600		9.40			3,660		4.00			5,490		6.00			N/A		N/A
Tier I Capital to Total Assets		8,600		6.95			4,950		4.00			6,190		5.00			9,900		8.00