Condensed Consolidated Balance Sheets (Unaudited) (USD $) In Thousands, unless otherwise specified	Jun. 30, 2013	Dec. 31, 2012
Assets
Cash and due from banks	$ 4,277	$ 4,541
Interest-bearing deposits with banks	13,388	19,070
Total cash and cash equivalents	17,665	23,611
Securities available for sale	20,722	18,648
Loans, net of allowance for loan losses of $2,587 and $2,459	84,639	85,209
Federal Home Loan Bank stock	1,419	1,478
Premises and equipment, net	2,941	2,906
Foreclosed real estate, net	7,834	10,938
Accrued interest receivable	503	499
Other assets	178	454
Total assets	135,901	143,743
Liabilities and Stockholders' Equity
Noninterest-bearing demand deposits	3,461	4,626
Savings, NOW and money-market deposits	32,094	34,153
Time deposits	62,124	62,832
Total deposits	97,679	101,611
Federal Home Loan Bank advances	27,700	27,700
Junior subordinated debenture	5,155	5,155
Advanced payment by borrowers for taxes and insurance	743	461
Official checks	818	581
Other liabilities	1,408	1,325
Total liabilities	133,503	136,833
Stockholders' equity:
Preferred stock, no par value; 6,000,000 shares authorized, no shares issued or outstanding	0	0
Common stock, $.01 par value; 50,000,000 shares authorized and outstanding 7,891,217 and 31,511,201 shares issued and outstanding	79	315
Additional paid-in capital	31,316	31,057
Accumulated deficit	(29,104)	(24,688)
Accumulated other comprehensive income	107	226
Total stockholders' equity	2,398	6,910
Total liabilities and stockholders' equity	$ 135,901	$ 143,743