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INCOME TAXES (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Dec. 31, 2022
Current [Abstract]      
Federal $ 4,496 $ 5,825 $ 1,864
State 2,566 2,185 644
Total 7,062 8,010 2,508
Deferred [Abstract]      
Federal (1,555) 989 767
State (687) 643 527
Total (2,242) 1,632 1,294
Total provision 4,820 9,642 3,802
Effective income tax rate reconciliation, amount [Abstract]      
Income before taxes 14,711 35,639 16,436
Expected tax 3,089 7,484 3,452
State tax (net of federal benefit) 1,483 2,234 925
Other 248 (76) (575)
Total provision $ 4,820 $ 9,642 $ 3,802
Effective income tax rate reconciliation, percent [Abstract]      
Expected tax 21.00% 21.00% 21.00%
State tax (net of federal benefit) 10.10% 6.30% 5.60%
Other 1.70% (0.20%) (3.50%)
Total 32.80% 27.10% 23.10%
Gross noncurrent deferred tax assets (liabilities) [Abstract]      
Operating lease liability $ 40,209 $ 26,835  
Provision for credit losses 17,558 14,388  
Finance lease liability 7,835 4,390  
Depreciation and amortization 3,142 4,180  
Stock-based compensation 843 1,223  
Net operating loss carryforwards 807 1,040  
Accrued expenses 26 225  
Other intangibles 23 24  
Pension plan liabilities (416) (202)  
Goodwill (603) (618)  
Finance lease right of use assets (7,161) (4,224)  
Operating lease right-of-use assets (36,904) (24,043)  
Noncurrent deferred tax assets, net 25,359 23,218  
State Tax [Member]      
Operating Loss Carryforwards [Abstract]      
Net operating losses 14,000 $ 18,100  
Federal Tax [Member]      
Operating Loss Carryforwards [Abstract]      
Net operating losses $ 0