The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COMMON STOCK 001055102 210 4,102 SH   SOLE   4,102 0 0
AFLAC INC COMMON STOCK 001055102 41 800 SH   OTR   0 0 800
AT&T INC COMMON STOCK 00206R102 3,798 125,477 SH   SOLE   125,477 0 0
AT&T INC COMMON STOCK 00206R102 348 11,485 SH   DFND   11,485 0 0
AT&T INC COMMON STOCK 00206R102 148 4,891 SH   OTR   4,891 0 0
ARK COMMON STOCK 00214Q104 485 4,043 SH   SOLE   4,043 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 19,056 159,011 SH   SOLE   157,273 0 1,738
ABBOTT LABORATORIES COMMON STOCK 002824100 186 1,554 SH   DFND   1,554 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 581 4,851 SH   OTR   4,435 0 416
ABBVIE INC COMMON STOCK 00287Y109 1,379 12,744 SH   SOLE   12,744 0 0
ABBVIE INC COMMON STOCK 00287Y109 444 4,100 SH   DFND   4,100 0 0
ABBVIE INC COMMON STOCK 00287Y109 334 3,089 SH   OTR   2,596 0 493
ADOBE INC COMMON STOCK 00724F101 95 200 SH   SOLE   200 0 0
ADOBE INC COMMON STOCK 00724F101 380 800 SH   OTR   200 0 600
AIR PRODS & CHEMS INC COMMON STOCK 009158106 1,101 3,914 SH   SOLE   3,914 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 37 130 SH   DFND   130 0 0
AIR PRODS & CHEMS INC COMMON STOCK 009158106 84 300 SH   OTR   0 0 300
ALBEMARLE CORP COMMON STOCK 012653101 3,382 23,150 SH   SOLE   23,150 0 0
ALLSTATE CORP COMMON STOCK 020002101 345 3,000 SH   SOLE   3,000 0 0
ALPHABET INC COMMON STOCK 02079K107 739 357 SH   SOLE   357 0 0
ALPHABET INC COMMON STOCK 02079K107 352 170 SH   OTR   50 0 120
ALPHABET INC COMMON STOCK 02079K305 1,559 756 SH   SOLE   756 0 0
ALPHABET INC COMMON STOCK 02079K305 223 108 SH   OTR   108 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 170 3,317 SH   SOLE   3,317 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 281 5,500 SH   DFND   5,500 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 41 800 SH   OTR   800 0 0
AMAZON.COM INC COMMON STOCK 023135106 1,819 588 SH   SOLE   588 0 0
AMAZON.COM INC COMMON STOCK 023135106 724 234 SH   OTR   159 0 75
AMERICAN ELECTRIC PWR INC COMMON STOCK 025537101 1,962 23,167 SH   SOLE   23,167 0 0
AMERICAN ELECTRIC PWR INC COMMON STOCK 025537101 339 4,000 SH   DFND   4,000 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 127 900 SH   SOLE   900 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 81 575 SH   OTR   575 0 0
AMERISOURCEBERGEN CORP COMMON STOCK 03073E105 326 2,760 SH   SOLE   2,760 0 0
AMGEN INC COMMON STOCK 031162100 16,545 66,497 SH   SOLE   65,839 0 658
AMGEN INC COMMON STOCK 031162100 46 184 SH   DFND   184 0 0
AMGEN INC COMMON STOCK 031162100 317 1,276 SH   OTR   1,211 0 65
ANTERO RESOURCES CORP COMMON STOCK 03674X106 164 16,085 SH   SOLE   16,085 0 0
APPLE INC COMMON STOCK 037833100 29,362 240,376 SH   SOLE   237,687 0 2,689
APPLE INC COMMON STOCK 037833100 347 2,838 SH   DFND   2,838 0 0
APPLE INC COMMON STOCK 037833100 2,279 18,656 SH   OTR   17,721 0 935
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 580 3,080 SH   SOLE   3,080 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 163 863 SH   OTR   111 0 752
BANK OF AMERICA CORP COMMON STOCK 060505104 59 1,526 SH   SOLE   1,526 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 193 5,000 SH   DFND   5,000 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 58 1,500 SH   OTR   1,500 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670108 386 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 666 2,606 SH   SOLE   2,606 0 0
BLACKSTONE GROUP INC COMMON STOCK 09260D107 201 2,700 SH   OTR   900 0 1,800
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,604 25,401 SH   SOLE   25,401 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 276 4,365 SH   DFND   4,365 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 37 580 SH   OTR   580 0 0
CDW CORPORATION OF DELAWARE COMMON STOCK 12514G108 232 1,400 SH   SOLE   1,400 0 0
CME GROUP INC COMMON STOCK 12572Q105 429 2,100 SH   SOLE   2,100 0 0
CSX CORP COMMON STOCK 126408103 1,042 10,805 SH   SOLE   10,805 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 218 2,895 SH   SOLE   2,895 0 0
CVS HEALTH CORPORATION COMMON STOCK 126650100 132 1,750 SH   OTR   1,000 0 750
CARRIER GLOBAL CORP COMMON STOCK 14448C104 334 7,912 SH   SOLE   7,912 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104 25 594 SH   OTR   194 0 400
CATERPILLAR INC. COMMON STOCK 149123101 1,982 8,550 SH   SOLE   8,550 0 0
CATERPILLAR INC. COMMON STOCK 149123101 35 150 SH   DFND   150 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 16,609 158,502 SH   SOLE   158,211 0 291
CHEVRON CORPORATION COMMON STOCK 166764100 596 5,685 SH   DFND   5,685 0 0
CHEVRON CORPORATION COMMON STOCK 166764100 398 3,799 SH   OTR   2,889 0 910
CHURCH & DWIGHT INC COMMON STOCK 171340102 9,727 111,357 SH   SOLE   111,357 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 16,662 322,224 SH   SOLE   318,964 0 3,260
CISCO SYSTEMS INC COMMON STOCK 17275R102 181 3,506 SH   DFND   3,506 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 518 10,008 SH   OTR   9,833 0 175
CLOROX CO COMMON STOCK 189054109 13,830 71,705 SH   SOLE   70,953 0 752
CLOROX CO COMMON STOCK 189054109 49 254 SH   DFND   254 0 0
CLOROX CO COMMON STOCK 189054109 187 970 SH   OTR   970 0 0
COCA COLA CO COMMON STOCK 191216100 2,975 56,443 SH   SOLE   56,443 0 0
COCA COLA CO COMMON STOCK 191216100 43 825 SH   DFND   825 0 0
COCA COLA CO COMMON STOCK 191216100 316 5,998 SH   OTR   4,698 0 1,300
COMCAST CORP COMMON STOCK 20030N101 2,070 38,254 SH   SOLE   38,254 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 262 3,500 SH   SOLE   3,500 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 337 4,500 SH   DFND   4,500 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 26 350 SH   OTR   350 0 0
CONSTELLATION BRANDS INC COMMON STOCK 21036P108 410 1,800 SH   SOLE   1,800 0 0
CORNING INC COMMON STOCK 219350105 16,465 378,415 SH   SOLE   374,845 0 3,570
CORNING INC COMMON STOCK 219350105 13 305 SH   DFND   305 0 0
CORNING INC COMMON STOCK 219350105 400 9,192 SH   OTR   9,192 0 0
CORTEVA INC COMMON STOCK 22052L104 149 3,195 SH   SOLE   3,195 0 0
CORTEVA INC COMMON STOCK 22052L104 55 1,187 SH   DFND   1,187 0 0
CORTEVA INC COMMON STOCK 22052L104 11 239 SH   OTR   239 0 0
CUMMINS INC COMMON STOCK 231021106 202 779 SH   SOLE   779 0 0
CYRUSONE INC COMMON STOCK 23283R100 670 9,900 SH   SOLE   9,900 0 0
DEERE & CO COMMON STOCK 244199105 536 1,432 SH   SOLE   1,432 0 0
DEERE & CO COMMON STOCK 244199105 174 465 SH   OTR   465 0 0
DELTA AIR LINES COMMON STOCK 247361702 1,603 33,204 SH   SOLE   33,204 0 0
DELTA AIR LINES COMMON STOCK 247361702 35 716 SH   OTR   716 0 0
DIAGEO PLC FOREIGN STOCK 25243Q205 223 1,357 SH   SOLE   1,357 0 0
WALT DISNEY CO COMMON STOCK 254687106 2,334 12,651 SH   SOLE   12,651 0 0
WALT DISNEY CO COMMON STOCK 254687106 11 59 SH   OTR   59 0 0
DOMINION ENERGY INC. COMMON STOCK 25746U109 13,029 171,524 SH   SOLE   170,088 0 1,436
DOMINION ENERGY INC. COMMON STOCK 25746U109 146 1,916 SH   DFND   1,916 0 0
DOMINION ENERGY INC. COMMON STOCK 25746U109 786 10,341 SH   OTR   10,282 0 59
DOVER CORP COMMON STOCK 260003108 15,183 110,721 SH   SOLE   109,714 0 1,007
DOVER CORP COMMON STOCK 260003108 162 1,179 SH   DFND   1,179 0 0
DOVER CORP COMMON STOCK 260003108 91 663 SH   OTR   663 0 0
DOW INC COMMON STOCK 260557103 267 4,179 SH   SOLE   4,179 0 0
DOW INC COMMON STOCK 260557103 76 1,187 SH   DFND   1,187 0 0
DOW INC COMMON STOCK 260557103 22 339 SH   OTR   239 0 100
DUKE ENERGY CORP COMMON STOCK 26441C204 597 6,185 SH   SOLE   6,185 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 580 6,010 SH   DFND   6,010 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 14,312 158,632 SH   SOLE   157,079 0 1,553
EMERSON ELECTRIC CO COMMON STOCK 291011104 39 430 SH   DFND   430 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 99 1,096 SH   OTR   996 0 100
EPAM SYSTEMS INC COMMON STOCK 29414B104 317 800 SH   OTR   200 0 600
EXXON MOBIL CORP COMMON STOCK 30231G102 3,663 65,608 SH   SOLE   65,608 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 285 5,100 SH   DFND   5,100 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 395 7,069 SH   OTR   5,876 0 1,193
FNB CORP COMMON STOCK 302520101 278 21,900 SH   SOLE   21,900 0 0
FACEBOOK INC COMMON STOCK 30303M102 923 3,134 SH   SOLE   3,134 0 0
FACEBOOK INC COMMON STOCK 30303M102 318 1,079 SH   OTR   329 0 750
FEDEX CORP COMMON STOCK 31428X106 226 795 SH   OTR   255 0 540
FIRST CITIZENS BANCSHARES INC COMMON STOCK 31946M103 293 351 SH   OTR   351 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 511 38,947 SH   SOLE   38,947 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 53 4,000 SH   DFND   4,000 0 0
GENERAL ELECTRIC CO COMMON STOCK 369604103 25 1,879 SH   OTR   0 0 1,879
GENERAL MILLS INC COMMON STOCK 370334104 313 5,100 SH   SOLE   5,100 0 0
GENUINE PARTS CO COMMON STOCK 372460105 207 1,791 SH   SOLE   1,791 0 0
HERC HOLDINGS INC COMMON STOCK 42704L104 203 2,000 SH   SOLE   2,000 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,443 4,728 SH   SOLE   4,728 0 0
HOME DEPOT INC COMMON STOCK 437076102 316 1,035 SH   OTR   575 0 460
HONEYWELL INTL INC COMMON STOCK 438516106 998 4,599 SH   SOLE   4,599 0 0
HONEYWELL INTL INC COMMON STOCK 438516106 593 2,730 SH   OTR   2,130 0 600
HORMEL FOODS CORP COMMON STOCK 440452100 13,237 277,050 SH   SOLE   274,645 0 2,405
HORMEL FOODS CORP COMMON STOCK 440452100 33 700 SH   DFND   700 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 79 1,650 SH   OTR   1,650 0 0
HUBBELL INC COMMON STOCK 443510607 5,746 30,744 SH   SOLE   30,744 0 0
HUBBELL INC COMMON STOCK 443510607 43,764 234,172 SH   OTR   234,172 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 754 3,403 SH   SOLE   3,403 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 122 549 SH   OTR   0 0 549
INTEL CORP COMMON STOCK 458140100 1,479 23,116 SH   SOLE   23,116 0 0
INTEL CORP COMMON STOCK 458140100 13 200 SH   DFND   200 0 0
INTEL CORP COMMON STOCK 458140100 159 2,485 SH   OTR   2,485 0 0
IBM CORP COMMON STOCK 459200101 722 5,415 SH   SOLE   5,415 0 0
IBM CORP COMMON STOCK 459200101 22 166 SH   OTR   0 0 166
INVESCO COMMON STOCK 46090F100 509 29,504 SH   SOLE   29,504 0 0
INTUIT INC COMMON STOCK 461202103 732 1,910 SH   SOLE   1,910 0 0
IRON MOUNTAIN INC COMMON STOCK 46284V101 14,311 386,678 SH   SOLE   382,727 0 3,951
IRON MOUNTAIN INC COMMON STOCK 46284V101 65 1,743 SH   DFND   1,743 0 0
IRON MOUNTAIN INC COMMON STOCK 46284V101 286 7,731 SH   OTR   7,616 0 115
ISHARES COMMON STOCK 464287168 239 2,099 SH   SOLE   2,099 0 0
ISHARES COMMON STOCK 464287168 41 360 SH   OTR   360 0 0
ISHARES COMMON STOCK 464287234 1,131 21,210 SH   SOLE   21,210 0 0
ISHARES COMMON STOCK 464287234 2 39 SH   OTR   0 0 39
ISHARES ETF-FIXED INCOM 464287242 2,784 21,409 SH   SOLE   21,409 0 0
ISHARES COMMON STOCK 464287309 469 7,200 SH   SOLE   7,200 0 0
ISHARES ETF-FIXED INCOM 464287440 6,378 56,474 SH   SOLE   55,820 564 90
ISHARES ETF-FIXED INCOM 464287440 174 1,537 SH   DFND   1,537 0 0
ISHARES ETF-FIXED INCOM 464287440 33 292 SH   OTR   110 182 0
ISHARES COMMON STOCK 464287465 845 11,142 SH   SOLE   11,142 0 0
ISHARES COMMON STOCK 464287465 30 390 SH   DFND   390 0 0
ISHARES COMMON STOCK 464287465 377 4,975 SH   OTR   0 0 4,975
ISHARES COMMON STOCK 464287499 2,047 27,695 SH   SOLE   27,695 0 0
ISHARES COMMON STOCK 464287507 2,769 10,637 SH   SOLE   10,637 0 0
ISHARES COMMON STOCK 464287507 337 1,295 SH   OTR   0 0 1,295
ISHARES COMMON STOCK 464287556 332 2,208 SH   SOLE   2,208 0 0
ISHARES COMMON STOCK 464287614 1,112 4,576 SH   SOLE   4,576 0 0
ISHARES COMMON STOCK 464287622 3,165 14,139 SH   SOLE   14,139 0 0
ISHARES COMMON STOCK 464287655 1,677 7,592 SH   SOLE   7,592 0 0
ISHARES COMMON STOCK 464287689 420 1,770 SH   OTR   0 0 1,770
ISHARES COMMON STOCK 464287804 64,956 598,505 SH   SOLE   593,807 3,095 1,603
ISHARES COMMON STOCK 464287804 340 3,133 SH   DFND   3,133 0 0
ISHARES COMMON STOCK 464287804 755 6,958 SH   OTR   6,664 294 0
ISHARES COMMON STOCK 464288273 214 2,975 SH   OTR   0 0 2,975
ISHARES ETF-FIXED INCOM 464288513 550 6,312 SH   SOLE   6,312 0 0
ISHARES ETF-FIXED INCOM 464288687 230 6,000 SH   DFND   6,000 0 0
ISHARES COMMON STOCK 464288760 895 8,600 SH   SOLE   8,600 0 0
ISHARES COMMON STOCK 46432F842 1,049 14,560 SH   SOLE   14,560 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 15,072 99,007 SH   SOLE   99,007 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 1,326 8,708 SH   DFND   8,708 0 0
JPMORGAN CHASE & CO COMMON STOCK 46625H100 1,713 11,250 SH   OTR   10,886 0 364
JOHNSON & JOHNSON COMMON STOCK 478160104 16,338 99,411 SH   SOLE   98,556 0 855
JOHNSON & JOHNSON COMMON STOCK 478160104 553 3,366 SH   DFND   3,366 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 426 2,593 SH   OTR   1,860 0 733
KLA CORPORATION COMMON STOCK 482480100 4,956 15,000 SH   SOLE   15,000 0 0
KLA CORPORATION COMMON STOCK 482480100 680 2,058 SH   OTR   2,058 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 209 1,504 SH   SOLE   1,504 0 0
ELI LILLY & CO COMMON STOCK 532457108 79 421 SH   SOLE   421 0 0
ELI LILLY & CO COMMON STOCK 532457108 374 2,000 SH   DFND   2,000 0 0
ELI LILLY & CO COMMON STOCK 532457108 252 1,350 SH   OTR   750 0 600
LOCKHEED MARTIN CORP COMMON STOCK 539830109 387 1,048 SH   SOLE   1,048 0 0
LOWE'S COMPANIES INC COMMON STOCK 548661107 770 4,050 SH   SOLE   4,050 0 0
LOWE'S COMPANIES INC COMMON STOCK 548661107 257 1,350 SH   OTR   650 0 700
MDU RES GROUP INC COMMON STOCK 552690109 270 8,538 SH   SOLE   8,538 0 0
MVB FINANCIAL CORP COMMON STOCK 553810102 211 6,250 SH   SOLE   6,250 0 0
MARATHON PETROLEUM COMMON STOCK 56585A102 217 4,054 SH   SOLE   4,054 0 0
MASTERCARD INC COMMON STOCK 57636Q104 53 150 SH   SOLE   150 0 0
MASTERCARD INC COMMON STOCK 57636Q104 258 725 SH   OTR   145 0 580
MCDONALDS CORP COMMON STOCK 580135101 15,395 68,685 SH   SOLE   68,044 0 641
MCDONALDS CORP COMMON STOCK 580135101 134 596 SH   DFND   596 0 0
MCDONALDS CORP COMMON STOCK 580135101 567 2,530 SH   OTR   2,254 0 276
MERCK & CO INC COMMON STOCK 58933Y105 14,436 187,259 SH   SOLE   185,796 0 1,463
MERCK & CO INC COMMON STOCK 58933Y105 333 4,323 SH   DFND   4,323 0 0
MERCK & CO INC COMMON STOCK 58933Y105 141 1,831 SH   OTR   1,701 0 130
MICROSOFT COMMON STOCK 594918104 27,906 118,362 SH   SOLE   117,036 0 1,326
MICROSOFT COMMON STOCK 594918104 553 2,347 SH   DFND   2,347 0 0
MICROSOFT COMMON STOCK 594918104 1,899 8,056 SH   OTR   6,506 0 1,550
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 325 2,093 SH   SOLE   2,093 0 0
NETFLIX INC. COMMON STOCK 64110L106 365 700 SH   SOLE   700 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 685 9,064 SH   SOLE   9,064 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 15 200 SH   DFND   200 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 91 1,200 SH   OTR   1,200 0 0
NIKE INC COMMON STOCK 654106103 375 2,821 SH   SOLE   2,821 0 0
NIKE INC COMMON STOCK 654106103 133 1,000 SH   OTR   0 0 1,000
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 1,852 6,897 SH   SOLE   6,897 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 71 265 SH   OTR   265 0 0
ORACLE CORP COMMON STOCK 68389X105 585 8,335 SH   SOLE   8,335 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 271 3,955 SH   SOLE   3,955 0 0
OTIS WORLDWIDE CORP COMMON STOCK 68902V107 20 297 SH   OTR   97 0 200
OWENS CORNING INC COMMON STOCK 690742101 304 3,297 SH   SOLE   3,297 0 0
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 1,000 5,701 SH   SOLE   5,701 0 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 607 2,500 SH   SOLE   2,500 0 0
PAYPAL HOLDINGS INC COMMON STOCK 70450Y103 219 900 SH   OTR   300 0 600
PEPSICO INC COMMON STOCK 713448108 557 3,937 SH   SOLE   3,937 0 0
PEPSICO INC COMMON STOCK 713448108 203 1,435 SH   DFND   1,435 0 0
PEPSICO INC COMMON STOCK 713448108 102 720 SH   OTR   420 0 300
PERKINELMER INC COMMON STOCK 714046109 821 6,400 SH   SOLE   6,400 0 0
PFIZER INC COMMON STOCK 717081103 2,300 63,495 SH   SOLE   63,495 0 0
PFIZER INC COMMON STOCK 717081103 285 7,865 SH   DFND   7,865 0 0
PFIZER INC COMMON STOCK 717081103 321 8,856 SH   OTR   3,932 0 4,924
PHILIP MORRIS INTL INC COMMON STOCK 718172109 473 5,335 SH   SOLE   5,335 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 9 100 SH   DFND   100 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 44 498 SH   OTR   498 0 0
PHILLIPS 66 COMMON STOCK 718546104 257 3,149 SH   SOLE   3,149 0 0
PREMIER FINANCIAL BANKCORP INC COMMON STOCK 74050M105 279 15,000 SH   SOLE   15,000 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 15,409 113,780 SH   SOLE   112,147 0 1,633
PROCTER & GAMBLE CO COMMON STOCK 742718109 428 3,163 SH   DFND   3,163 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 505 3,729 SH   OTR   2,921 0 808
PROTOKINETIX INC COMMON STOCK 743722100 12 60,264 SH   SOLE   60,264 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 770 9,966 SH   SOLE   9,966 0 0
RAYTHEON TECHNOLOGIES CORP COMMON STOCK 75513E101 46 594 SH   OTR   194 0 400
REPUBLIC SERVICES INC COMMON STOCK 760759100 298 3,000 SH   SOLE   3,000 0 0
REPUBLIC SERVICES INC COMMON STOCK 760759100 51 516 SH   DFND   516 0 0
ROCKWELL AUTOMATION INC. COMMON STOCK 773903109 296 1,115 SH   SOLE   1,115 0 0
SPDR COMMON STOCK 78462F103 3,297 8,320 SH   SOLE   8,320 0 0
SPDR COMMON STOCK 78462F103 178 450 SH   OTR   0 0 450
SPDR COMMON STOCK 78464A607 402 4,250 SH   SOLE   4,250 0 0
SPDR COMMON STOCK 78467X109 642 1,944 SH   SOLE   1,944 0 0
SPDR COMMON STOCK 78467Y107 1,090 2,289 SH   SOLE   2,289 0 0
SPDR COMMON STOCK 78467Y107 428 900 SH   OTR   0 0 900
SALESFORCE.COM INC COMMON STOCK 79466L302 212 1,000 SH   OTR   250 0 750
SCHWAB ETF-FIXED INCOM 808524870 25,550 417,761 SH   SOLE   416,260 561 940
SCHWAB ETF-FIXED INCOM 808524870 177 2,902 SH   OTR   2,902 0 0
SPDR COMMON STOCK 81369Y803 664 5,000 SH   SOLE   5,000 0 0
SPDR COMMON STOCK 81369Y886 224 3,500 SH   SOLE   3,500 0 0
SOUTHERN CO COMMON STOCK 842587107 647 10,403 SH   SOLE   10,403 0 0
SOUTHERN CO COMMON STOCK 842587107 351 5,650 SH   DFND   5,650 0 0
STARBUCKS CORP COMMON STOCK 855244109 245 2,245 SH   SOLE   2,245 0 0
TARGET CORP COMMON STOCK 87612E106 449 2,269 SH   SOLE   2,269 0 0
TESLA INC COMMON STOCK 88160R101 277 415 SH   SOLE   415 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 1,641 8,685 SH   SOLE   8,685 0 0
3M CO COMMON STOCK 88579Y101 1,810 9,394 SH   SOLE   9,394 0 0
3M CO COMMON STOCK 88579Y101 169 876 SH   OTR   0 0 876
TRAVELERS COMPANIES INC COMMON STOCK 89417E109 259 1,719 SH   SOLE   1,719 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 2,463 42,240 SH   SOLE   1,632 40,608 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 204 3,500 SH   DFND   3,500 0 0
TRUIST FINANCIAL CORP COMMON STOCK 89832Q109 51 877 SH   OTR   0 0 877
US BANCORP COMMON STOCK 902973304 14,608 264,116 SH   SOLE   261,870 0 2,246
US BANCORP COMMON STOCK 902973304 234 4,223 SH   DFND   4,223 0 0
US BANCORP COMMON STOCK 902973304 89 1,613 SH   OTR   1,613 0 0
UNION PACIFIC COMMON STOCK 907818108 17,458 79,207 SH   SOLE   78,218 0 989
UNION PACIFIC COMMON STOCK 907818108 51 230 SH   DFND   230 0 0
UNION PACIFIC COMMON STOCK 907818108 110 500 SH   OTR   400 0 100
UNITED BANKSHARES INC COMMON STOCK 909907107 30,867 800,074 SH   SOLE   798,074 0 2,000
UNITED BANKSHARES INC COMMON STOCK 909907107 492 12,750 SH   DFND   12,750 0 0
UNITED BANKSHARES INC COMMON STOCK 909907107 1,149 29,779 SH   OTR   28,479 0 1,300
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 1,158 6,812 SH   SOLE   6,812 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 48 280 SH   DFND   280 0 0
UNITED PARCEL SERVICE INC COMMON STOCK 911312106 246 1,447 SH   OTR   1,447 0 0
UNITED RENTALS INC COMMON STOCK 911363109 3,471 10,541 SH   SOLE   10,541 0 0
VANGUARD COMMON STOCK 921909768 1,883 30,035 SH   DFND   30,035 0 0
VANGUARD ETF-FIXED INCOM 921937819 2,058 23,190 SH   DFND   23,190 0 0
VANGUARD ETF-FIXED INCOM 921937827 910 11,072 SH   DFND   11,072 0 0
VANGUARD COMMON STOCK 921946406 875 8,653 SH   SOLE   8,653 0 0
VANGUARD COMMON STOCK 922042858 1,287 24,731 SH   SOLE   24,731 0 0
VANGUARD COMMON STOCK 922042858 310 5,956 SH   OTR   1,156 0 4,800
VANGUARD COMMON STOCK 922908553 2,597 28,274 SH   SOLE   28,274 0 0
VANGUARD COMMON STOCK 922908629 11,994 54,190 SH   SOLE   54,190 0 0
VANGUARD COMMON STOCK 922908637 674 3,636 SH   SOLE   3,636 0 0
VANGUARD COMMON STOCK 922908736 3,833 14,911 SH   SOLE   14,911 0 0
VANGUARD COMMON STOCK 922908744 3,505 26,664 SH   SOLE   26,664 0 0
VANGUARD COMMON STOCK 922908751 372 1,736 SH   SOLE   1,736 0 0
VANGUARD COMMON STOCK 922908751 417 1,950 SH   OTR   0 0 1,950
VANGUARD COMMON STOCK 922908769 38 185 SH   SOLE   185 0 0
VANGUARD COMMON STOCK 922908769 4,653 22,512 SH   DFND   22,512 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 2,656 45,669 SH   SOLE   45,669 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 640 11,008 SH   DFND   11,008 0 0
VERIZON COMMUNICATIONS INC COMMON STOCK 92343V104 81 1,390 SH   OTR   1,390 0 0
VERISK ANALYTICS INC COMMON STOCK 92345Y106 353 2,000 SH   SOLE   2,000 0 0
VISA INC COMMON STOCK 92826C839 1,055 4,985 SH   SOLE   4,985 0 0
VISA INC COMMON STOCK 92826C839 254 1,200 SH   OTR   300 0 900
WALMART COMMON STOCK 931142103 331 2,440 SH   SOLE   2,440 0 0
WALMART COMMON STOCK 931142103 110 808 SH   OTR   808 0 0
WALGREEN BOOTS ALLIANCE INC COMMON STOCK 931427108 254 4,634 SH   SOLE   4,634 0 0
WALGREEN BOOTS ALLIANCE INC COMMON STOCK 931427108 16 300 SH   DFND   300 0 0
WASTE MANAGEMENT INC COMMON STOCK 94106L109 14,227 110,273 SH   SOLE   109,121 0 1,152
WASTE MANAGEMENT INC COMMON STOCK 94106L109 8 65 SH   DFND   65 0 0
WASTE MANAGEMENT INC COMMON STOCK 94106L109 85 661 SH   OTR   661 0 0
WELLS FARGO & CO COMMON STOCK 949746101 87 2,219 SH   SOLE   2,219 0 0
WELLS FARGO & CO COMMON STOCK 949746101 156 4,000 SH   DFND   4,000 0 0
WEST FRASER TIMBER CO LTD FOREIGN STOCK 952845105 619 8,586 SH   SOLE   8,586 0 0
WISDOMTREE COMMON STOCK 97717W505 408 10,084 SH   SOLE   10,084 0 0
XYLEM INC COMMON STOCK 98419M100 231 2,200 SH   SOLE   2,200 0 0
YUM! BRANDS INC COMMON STOCK 988498101 392 3,625 SH   SOLE   3,625 0 0
ZIMMER BIOMET HOLDINGS INC COMMON STOCK 98956P102 294 1,838 SH   SOLE   1,838 0 0
ACCENTURE FOREIGN STOCK G1151C101 804 2,910 SH   SOLE   2,910 0 0
GARMIN LTD COMMON STOCK H2906T109 330 2,500 SH   SOLE   2,500 0 0
ELASTIC NV FOREIGN STOCK N14506104 2,653 23,855 SH   SOLE   23,855 0 0