X0306 4 2013-02-12 0000070858 BANK OF AMERICA CORP /DE/ BAC 0001286393 NEIL COTTY 100 NORTH TRYON STREET CHARLOTTE NC 28255 1 Chief Accounting Officer Common Stock 2013-02-12 4 M 0 130068.0000 0.0000 A 130168.0000 D Common Stock 2013-02-12 4 F 0 62368.0000 12.2450 D 67800.0000 D Common Stock 3135.9200 I By 401k Common Stock 27101.0000 I By Revocable Trust Common Stock 136210.0000 I GRAT Restricted Stock Units 0.0000 2013-02-12 4 M 0 130068.0000 12.2450 D 2013-02-12 Common Stock 130068.0000 0.0000 D Disposition of shares to the issuer to satisfy the tax withholding obligation associated with the vesting of restricted stock which is exempt under Rule 16b-3(e). On August 18, 2011 and February 17, 2012, 48,624 shares and 57,615 shares respectively were transferred from the reporting person to the reporting person's revocable trust. Also, on January 2, 2013, 136,210 shares were transferred from the reporting person's revocable trust to a new Grantor Retained Annuity Trust (GRAT). The reporting person's 401(k) increased 98.87 shares for the 12 months ended December 31, 2011. For the 12 months ended December 31, 2012, the reporting person's 401(k) decreased 42.40 shares, reflecting an increase in stock price during 2012. Clarification of nature of indirect beneficial ownership for shares held through 401(k) Plan (previously referred to as Thrift Trust). Each restricted stock unit represents a contingent right to receive one share of Bank of America common stock. These restricted stock units, which are exempt under Rule 16b-3(d), vest on the third anniversary of the grant date. cotty.txt Neil Cotty/Evelyn King POA 2013-02-14