X0202 4 2006-01-01 0000070858 BANK OF AMERICA CORP /DE/ BAC 0001286393 NEIL COTTY BANK OF AMERICA CORPORATION NC1-007-19-12 CHARLOTTE 28255 1 Chief Accounting Officer Common Stock 2006-01-01 4 A 0 100 0 A 9012 D Common Stock 2006-02-24 4 M 0 25000 30.68 A 35097 D Common Stock 2006-02-24 4 M 0 12000 30.25 A 47097 D Common Stock 2006-02-24 4 M 0 5000 30.38 A 52097 D Common Stock 2006-02-24 4 S 0 5000 45.3 D 47097 D Common Stock 2006-02-24 4 S 0 10000 45.2 D 37097 D Common Stock 2006-02-24 4 S 0 27000 45.28 D 10097 D Common Stock 2482.72 I Thrift Trust Option, Right to Buy 30.38 2006-02-24 4 M 0 5000 30.38 D 2008-01-02 Common Stock 5000 0 D Option, Right to Buy 30.25 2006-02-24 4 M 0 12000 30.25 D 2009-01-04 Common Stock 12000 0 D Option, Right to Buy 30.68 2006-02-24 4 M 0 25000 30.68 D 2012-02-01 Common Stock 25000 65000 D Received in exchange for common stock of MBNA Corporation at an exchange rate of .5009 of a share of Bank of America and $4.125 in cash for each share of MBNA Corporation in connection with the merger of MBNA into Bank of America on January 1, 2006. On last business day preceding the effective date of the merger, the closing price of MBNA's common stock was $27.15 per share, and the closing price of Bank of America's common stock was $46.15 per share. Option exercise and sale of shares in accordance with a written plan established January 24, 2006 pursuant to the requirements of Rule 10b5-1 under the Securities Exchange Act of 1934, as amended. These options vested in three equal installments commencing January 2, 1999. These options vested in three equal installments commencing January 4, 2000. The option vested 50% on June 23, 2003, and 50% on November 17, 2004. Neil Cotty/Roger C. McClary POA 2006-02-28