ACCOUNTS RECEIVABLE, NET OF ALLOWANCE (Tables)

6 Months Ended

Jun. 30, 2016

Accounts receivable, net of allowance, consists of the following at the dates indicated (in thousands):


	June 30, 2016			December 31, 2015
Customer receivables	$	217,071		$	207,645
Unearned finance income		(20,323	)		(20,078	)
Allowance for contract cancellations		(27,396	)		(23,985	)

Accounts receivable, net of allowance		169,352			163,582
Less: current portion, net of allowance		74,231			68,415

Long-term portion, net of allowance	$	95,121		$	95,167

Activity in the allowance for contract cancellations is as follows (in thousands):


	Six months ended June 30,
	2016			2015
Balance, beginning of period	$	23,985		$	22,138
Provision for cancellations		13,267			13,200
Charge-offs, net		(9,856	)		(10,264	)

Balance, end of period	$	27,396		$	25,074