The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101 329 1,500 SH   SOLE   1,500 0 0
ALLSTATE CORP COM COM 020002101 474 5,000 SH   SOLE   5,000 0 0
ALPHABET INC CLASS A COM 02079K305 238 229 SH   SOLE   229 0 0
ALPHABET INC CLASS C COM 02079K107 210 204 SH   SOLE   204 0 0
AMBEV S.A. COM 02319V103 215 29,510 SH   SOLE   29,510 0 0
AMERICA MOVIL SAB DE CV SPON A COM 02364W105 302 15,817 SH   SOLE   15,817 0 0
AMERISOURCEBERGEN CORP COM COM 03073E105 211 2,450 SH   SOLE   2,450 0 0
APPLE INC COM COM 037833100 648 3,865 SH   SOLE   3,865 0 0
AT&T INC COM COM 00206R102 8,180 229,448 SH   SOLE   229,448 0 0
BANCO BRADESCO S A SP ADR PFD COM 059460303 140 11,790 SH   SOLE   11,790 0 0
BECTON DICKINSON & CO COM COM 075887109 11,798 54,442 SH   SOLE   54,442 0 0
BLACKROCK INC COM COM 09247X101 13,840 25,549 SH   SOLE   25,549 0 0
BRISTOL MYERS SQUIBB CO COM COM 110122108 9,369 148,126 SH   SOLE   148,126 0 0
CATERPILLAR INC DEL COM COM 149123101 14,628 99,252 SH   SOLE   99,252 0 0
CHEVRON CORP NEW COM COM 166764100 10,618 93,107 SH   SOLE   93,107 0 0
CISCO SYS INC COM COM 17275R102 257 6,000 SH   SOLE   6,000 0 0
COLGATE PALMOLIVE CO COM COM 194162103 573 8,000 SH   SOLE   8,000 0 0
COMPANHIA PARANAENSE ENERG COP COM 20441B407 98 12,500 SH   SOLE   12,500 0 0
DEERE & CO COM COM 244199105 14,080 90,651 SH   SOLE   90,651 0 0
DISCOVER FINL SVCS COM COM 254709108 373 5,180 SH   SOLE   5,180 0 0
DISNEY WALT CO COM DISNEY COM 254687106 9,833 97,896 SH   SOLE   97,896 0 0
DOMINION ENERGY COM 25746U109 7,126 105,684 SH   SOLE   105,684 0 0
DOWDUPONT INC COM 26078J100 9,619 150,987 SH   SOLE   150,987 0 0
EMERSON ELEC CO COM COM 291011104 850 12,450 SH   SOLE   12,450 0 0
EXXON MOBIL CORP COM COM 30231G102 8,511 114,068 SH   SOLE   114,068 0 0
GENERAL MLS INC COM COM 370334104 5,572 123,666 SH   SOLE   123,666 0 0
GRANA Y MONTERO S A A COM 38500P208 35 11,500 SH   SOLE   11,500 0 0
HOME DEPOT INC COM COM 437076102 14,408 80,835 SH   SOLE   80,835 0 0
INTEL CORP COM COM 458140100 11,107 213,272 SH   SOLE   213,272 0 0
INTERNATIONAL FLAVORS & FRAGRA COM 459506101 260 1,900 SH   SOLE   1,900 0 0
ITAU UNIBANCO HLDG SA SPON ADR COM 465562106 301 19,270 SH   SOLE   19,270 0 0
JOHNSON & JOHNSON COM COM 478160104 9,782 76,331 SH   SOLE   76,331 0 0
KROGER CO COM COM 501044101 5,759 240,568 SH   SOLE   240,568 0 0
KT CORP SPONSORED ADR COM 48268K101 164 11,956 SH   SOLE   11,956 0 0
LOWES COS INC COM COM 548661107 263 3,000 SH   SOLE   3,000 0 0
M & T BK CORP COM COM 55261F104 10,305 55,898 SH   SOLE   55,898 0 0
MARSH & MCLENNAN COS INC COM COM 571748102 7,074 85,654 SH   SOLE   85,654 0 0
MCDONALDS CORP COM COM 580135101 12,121 77,507 SH   SOLE   77,507 0 0
MERCK & CO INC NEW COM COM 58933Y105 6,779 124,450 SH   SOLE   124,450 0 0
MICROSOFT CORP COM COM 594918104 14,990 164,234 SH   SOLE   164,234 0 0
NASPERS LTD SPON ADR N SHS COM 631512209 315 6,285 SH   SOLE   6,285 0 0
NATIONAL FUEL GAS CO N J COM COM 636180101 5,345 103,882 SH   SOLE   103,882 0 0
NEXTERA ENERGY INC COM COM 65339F101 1,029 6,300 SH   SOLE   6,300 0 0
NORTHERN TRUST CORP COM 665859104 7,974 77,317 SH   SOLE   77,317 0 0
PEPSICO INC COM COM 713448108 8,484 77,730 SH   SOLE   77,730 0 0
PETROCHINA CO LTD ADR COM 71646E100 291 4,176 SH   SOLE   4,176 0 0
PFIZER INC COM COM 717081103 267 7,531 SH   SOLE   7,531 0 0
PNC FINL SVCS GROUP INC COM COM 693475105 513 3,395 SH   SOLE   3,395 0 0
POSCO SPONSORED ADR COM 693483109 211 2,676 SH   SOLE   2,676 0 0
PROCTER & GAMBLE CO COM COM 742718109 6,919 87,269 SH   SOLE   87,269 0 0
PRUDENTIAL FINANCIAL COM 744320102 7,355 71,032 SH   SOLE   71,032 0 0
QUALCOMM INC COM COM 747525103 6,045 109,103 SH   SOLE   109,103 0 0
REPUBLIC SVCS INC COM COM 760759100 311 4,695 SH   SOLE   4,695 0 0
S & P GLOBAL INC COM 78409V104 832 4,356 SH   SOLE   4,356 0 0
SCHLUMBERGER LTD COM COM 806857108 3,437 53,050 SH   SOLE   53,050 0 0
SINOPEC SHANGHAI PETROCHEMICAL COM 82935M109 227 3,704 SH   SOLE   3,704 0 0
SOUTHERN COPPER CORP COM COM 84265V105 265 4,890 SH   SOLE   4,890 0 0
STARBUCKS CORP COM COM 855244109 241 4,170 SH   SOLE   4,170 0 0
SURGUTNEFTEGAZ COM 868861105 201 39,980 SH   SOLE   39,980 0 0
TAIWAN SEMICONDUCTOR MFG LTD S COM 874039100 219 5,000 SH   SOLE   5,000 0 0
TEXAS INSTRS INC COM COM 882508104 14,602 140,552 SH   SOLE   140,552 0 0
UNITED TECHNOLOGIES CORP COM COM 913017109 8,355 66,405 SH   SOLE   66,405 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 7,567 158,233 SH   SOLE   158,233 0 0
WAL-MART STORES INC COM COM 931142103 9,550 107,338 SH   SOLE   107,338 0 0
WASHINGTON FED INC COM COM 938824109 548 15,832 SH   SOLE   15,832 0 0
ZIMMER BIOMET HLDGS INC COM COM 98956P102 230 2,110 SH   SOLE   2,110 0 0
IPATH COMMODITY ETF ETF 06738C778 7,328 300,929 SH   SOLE   300,929 0 0
ISHARES GOLD TRUST ISHARES ETF 464285105 275 21,602 SH   SOLE   21,602 0 0
ISHARES TR RUS 1000 VAL ETF ETF 464287598 205 1,712 SH   SOLE   1,712 0 0
POWERSHARES ETF TRUST FTSE RAF ETF 73935X583 1,857 16,859 SH   SOLE   16,859 0 0
POWERSHARES S&P 500 PURE GROWT ETF 739371722 30,056 273,781 SH   SOLE   273,781 0 0
SPDR GOLD TRUST GOLD SHS ETF 78463V107 568 4,515 SH   SOLE   4,515 0 0
VANGUARD GROWTH ETF ETF 922908736 1,885 13,286 SH   SOLE   13,286 0 0
VANGUARD INDEX FDS MID CAP ETF ETF 922908629 19,285 125,058 SH   SOLE   125,058 0 0
VANGUARD SMALL CAP GROWTH ETF ETF 922908595 742 4,528 SH   SOLE   4,528 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611 776 5,999 SH   SOLE   5,999 0 0
VANGUARD VALUE ETF ETF 922908744 354 3,427 SH   SOLE   3,427 0 0
VANGUARD WORLD FDS ENERGY ETF ETF 92204A306 292 3,158 SH   SOLE   3,158 0 0
WISDOMTREE EARNINGS 500 FUND ETF 97717W588 727 23,947 SH   SOLE   23,947 0 0
WISDOMTREE TOTAL DIVIDEND FUND ETF 97717W109 1,962 22,013 SH   SOLE   22,013 0 0
WISDOMTREE TR SMLCAP EARN FD ETF 97717W562 4,851 135,777 SH   SOLE   135,777 0 0
BOND INDS INC COM ETF 097880108 300 3,748 SH   SOLE   3,748 0 0
ISHARES 1-3 YR CR BD ETF ETF 464288646 23,306 224,526 SH   SOLE   224,526 0 0
SCHWAB US TIPS ETF ETF 808524870 11,351 206,837 SH   SOLE   206,837 0 0
SPDR INV GRADE FLOAT RATE ETF 78468R200 7,436 241,967 SH   SOLE   241,967 0 0
VANGUARD BD INDEX FD INC SHORT ETF 921937827 27,577 351,567 SH   SOLE   351,567 0 0
VANGUARD INTL EQUITY INDEX FD ETF 922042676 13,156 215,955 SH   SOLE   215,955 0 0
VANECK VECTORS JP MORGAN EMERG ETF 92189F494 7,501 382,721 SH   SOLE   382,721 0 0
COLUMBIA CONSUMER INDIA ETF 19762B707 509 11,000 SH   SOLE   11,000 0 0
GLOBAL X MSCI ARGENTINA ETF ETF 37950E259 202 5,650 SH   SOLE   5,650 0 0
ISHARES INT'L EQUITY ETF 46432F842 12,307 186,803 SH   SOLE   186,803 0 0
ISHARES MSCI EAFE GROWTH ETF ETF 464288885 323 4,024 SH   SOLE   4,024 0 0
ISHARES TR CHINA LG-CAP ETF ETF 464287184 354 7,500 SH   SOLE   7,500 0 0
ISHARES TR MSCI INDIA ETF ETF 46429B598 915 26,820 SH   SOLE   26,820 0 0
POWERSHARES GLOBAL ETF TRUST E ETF 73936T771 6,977 204,657 SH   SOLE   204,657 0 0
SPDR Portfolio Emerging Market ETF 78463X509 3,095 78,757 SH   SOLE   78,757 0 0
VANECK VIETNAM ETF 92189F817 243 12,400 SH   SOLE   12,400 0 0
VANGUARD TOTAL WORLD STOCK ETF ETF 922042742 251 3,409 SH   SOLE   3,409 0 0
WISDOMTREE TR INTL LRGCAP DV ETF 97717W794 12,759 256,197 SH   SOLE   256,197 0 0