-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, RtqibXeZy2fRSDCRHZS87x0Hd7HEzQ1QwFdFtgbdErZDFMSI/50MeWbmHpR0yLsD hGyqUu1BaSvbUhDe31nBSA== 0001056404-05-003015.txt : 20050831 0001056404-05-003015.hdr.sgml : 20050831 20050831091020 ACCESSION NUMBER: 0001056404-05-003015 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20050801 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20050831 DATE AS OF CHANGE: 20050831 FILER: COMPANY DATA: COMPANY CONFORMED NAME: MORTGAGE ASSET SEC TRANSACTION INC MASTR ASSET SEC TR 2004-4 CENTRAL INDEX KEY: 0001285624 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 000000000 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-106982-23 FILM NUMBER: 051060256 BUSINESS ADDRESS: STREET 1: 1285 AVE OF THE AMERICAS CITY: NEW YORK STATE: NY ZIP: 10019 MAIL ADDRESS: STREET 1: 1285 AVENUE OF THE AMERICAS CITY: NEW YORK STATE: NY ZIP: 10010 8-K 1 mst04004_10508.txt UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2005 MASTR ASSET SECURITIZATION TRUST Mortgage Pass-Through Certificates, Series 2004-4 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-106982-23 54-2147380 Pooling and Servicing Agreement) (Commission 54-2147381 (State or other File Number) 54-2147382 jurisdiction IRS EIN of Incorporation) c/o Wells Fargo Bank, N.A. 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On August 25, 2005 a distribution was made to holders of MASTR ASSET SECURITIZATION TRUST, Mortgage Pass-Through Certificates, Series 2004-4 Trust. (Group 2, 3, and Subordinate Certificates) On August 26, 2005 a distribution was made to holders of MASTR ASSET SECURITIZATION TRUST, Mortgage Pass-Through Certificates, Series 2004-4 Trust. (Class 1 and Class PO Certificates) ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-4 Trust (Group 2, 3, and Subordinate Certificates), relating to the August 25, 2005 distribution. EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-4 Trust (Class 1 and Class PO Certificates), relating to the August 26, 2005 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MASTR ASSET SECURITIZATION TRUST Mortgage Pass-Through Certificates, Series 2004-4 Trust (Registrant) By: Wells Fargo Bank, N.A. as Master Servicer By: /s/ Beth Belfield as Officer By: Beth Belfield as Officer Date: 8/25/2005 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-4 Trust (Group 2, 3, and Subordinate Certificates), relating to the August 25, 2005 distribution. EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-4 Trust (Class 1 and Class PO Certificates), relating to the August 26, 2005 distribution. EX-99.1
Mortgage Asset Securitization Transactions, Inc. Mortgage Pass-Through Certificates Record Date: 8/1/2005 Distribution Date: 8/1/2005 Mortgage Asset Securitization Transactions, Inc. Mortgage Pass-Through Certificates Series 2004-4 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Class CUSIP Description Rate Balance Distribution PO 57643MAS3 PO 0.00000% 342,599.58 0.00 1-A-1 57643MAD6 SEN 5.25000% 88,578,014.60 387,528.81 1-A-2 57643MAE4 LOCK 5.25000% 731,000.00 3,198.12 1-A-3 57643MAF1 LOCK 5.25000% 500,000.00 2,187.50 1-A-4 57643MBD5 ACCR 5.25000% 6,962,527.43 30,461.06 1-A-5 57643MBE3 ACCR 5.25000% 3,618,468.21 15,830.80 1-A-6 57643MAG9 SEN 5.25000% 10,723,472.57 46,915.19 1-A-7 57643MAH7 LOCK 5.25000% 13,894,000.00 60,786.25 1-A-8 57643MAJ3 IO 5.50000% 0.00 12,654.71 2-A-1 57643MAK0 SEN 5.00000% 66,666,329.71 277,604.83 2-A-2 57643MAL8 SEN 3.91000% 6,060,575.43 19,735.18 2-A-3 57643MAM6 IO 4.09000% 0.00 20,643.70 2-A-4 57643MAN4 ACCR 5.25000% 6,967,131.63 30,462.38 2-A-5 57643MAP9 ACCR 5.25000% 6,236,000.00 27,265.65 2-A-6 57643MAQ7 LOCK 5.25000% 16,245,000.00 71,027.98 2-A-7 57643MBF0 SEN 5.25000% 10,722,868.37 46,883.58 2-A-8 57643MBG8 LOCK 5.25000% 1,000,000.00 4,372.30 3-A-1 57643MAR5 SEN 4.50000% 35,446,415.01 132,841.97 30-AX 57643MAU8 IO 5.25000% 0.00 50,653.35 15-AX 57643MAT1 IO 4.50000% 0.00 13,042.99 A-UR 57643MAW4 SEN 4.50000% 0.00 0.00 A-LR 57643MAV6 SEN 4.50000% 0.00 0.04 B-1 57643MAX2 SUB 5.09756% 3,191,681.98 13,549.78 B-2 57643MAY0 SUB 5.09756% 1,063,893.99 4,516.59 B-3 57643MAZ7 SUB 5.09756% 637,557.70 2,706.65 B-4 57643MBA1 SUB 5.09756% 425,362.92 1,805.81 B-5 57643MBB9 SUB 5.09756% 319,265.53 1,355.39 B-6 57643MBC7 SUB 5.09756% 319,772.80 1,357.54 Totals 280,651,937.46 1,279,388.15
Certificateholder Distribution Summary (continued) Current Ending Cumulative Principal Realized Certificate Total Realized Class Distribution Loss Balance Distribution Losses PO 6,046.16 0.00 336,553.42 6,046.16 0.00 1-A-1 2,421,223.88 0.00 86,156,790.71 2,808,752.69 0.00 1-A-2 0.00 0.00 731,000.00 3,198.12 0.00 1-A-3 0.00 0.00 500,000.00 2,187.50 0.00 1-A-4 46,915.19 0.00 6,915,612.24 77,376.25 0.00 1-A-5 0.00 0.00 3,618,468.21 15,830.80 0.00 1-A-6 (46,915.19) 0.00 10,770,387.76 0.00 0.00 1-A-7 0.00 0.00 13,894,000.00 60,786.25 0.00 1-A-8 0.00 0.00 0.00 12,654.71 0.00 2-A-1 4,710,780.50 0.00 61,955,549.21 4,988,385.33 0.00 2-A-2 428,252.77 0.00 5,632,322.66 447,987.95 0.00 2-A-3 0.00 0.00 0.00 20,643.70 0.00 2-A-4 46,883.58 0.00 6,920,248.05 77,345.96 0.00 2-A-5 0.00 0.00 6,236,000.00 27,265.65 0.00 2-A-6 0.00 0.00 16,245,000.00 71,027.98 0.00 2-A-7 (46,883.58) 0.00 10,769,751.95 0.00 0.00 2-A-8 0.00 0.00 1,000,000.00 4,372.30 0.00 3-A-1 510,206.41 0.00 34,936,208.60 643,048.38 0.00 30-AX 0.00 0.00 0.00 50,653.35 0.00 15-AX 0.00 0.00 0.00 13,042.99 0.00 A-UR 0.00 0.00 0.00 0.00 0.00 A-LR 0.00 0.00 0.00 0.04 0.00 B-1 5,737.87 0.00 3,185,944.11 19,287.65 0.00 B-2 1,912.62 0.00 1,061,981.37 6,429.21 0.00 B-3 1,146.17 0.00 636,411.53 3,852.82 0.00 B-4 764.70 0.00 424,598.22 2,570.51 0.00 B-5 573.96 0.00 318,691.57 1,929.35 0.00 B-6 574.87 0.00 319,197.92 1,932.41 0.10 Totals 8,087,219.91 0.00 272,564,717.53 9,366,608.06 0.10 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.
Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) PO 379,773.88 342,599.58 464.65 5,581.51 0.00 0.00 1-A-1 110,811,000.00 88,578,014.60 78,229.78 2,342,994.11 0.00 0.00 1-A-2 731,000.00 731,000.00 0.00 0.00 0.00 0.00 1-A-3 500,000.00 500,000.00 0.00 0.00 0.00 0.00 1-A-4 7,686,000.00 6,962,527.43 1,515.83 45,399.36 0.00 0.00 1-A-5 3,618,468.21 3,618,468.21 0.00 0.00 0.00 0.00 1-A-6 10,000,000.00 10,723,472.57 0.00 0.00 (46,915.19) 0.00 1-A-7 13,894,000.00 13,894,000.00 0.00 0.00 0.00 0.00 1-A-8 0.00 0.00 0.00 0.00 0.00 0.00 2-A-1 115,841,000.00 66,666,329.71 120,605.96 4,590,174.53 0.00 0.00 2-A-2 10,531,000.00 6,060,575.43 10,964.18 417,288.59 0.00 0.00 2-A-3 0.00 0.00 0.00 0.00 0.00 0.00 2-A-4 7,690,000.00 6,967,131.63 1,200.32 45,683.26 0.00 0.00 2-A-5 6,236,000.00 6,236,000.00 0.00 0.00 0.00 0.00 2-A-6 16,245,000.00 16,245,000.00 0.00 0.00 0.00 0.00 2-A-7 10,000,000.00 10,722,868.37 0.00 0.00 (46,883.58) 0.00 2-A-8 1,000,000.00 1,000,000.00 0.00 0.00 0.00 0.00 3-A-1 44,817,000.00 35,446,415.01 153,010.37 357,196.04 0.00 0.00 30-AX 0.00 0.00 0.00 0.00 0.00 0.00 15-AX 0.00 0.00 0.00 0.00 0.00 0.00 A-UR 50.00 0.00 0.00 0.00 0.00 0.00 A-LR 50.00 0.00 0.00 0.00 0.00 0.00 B-1 3,279,000.00 3,191,681.98 5,737.87 0.00 0.00 0.00 B-2 1,093,000.00 1,063,893.99 1,912.62 0.00 0.00 0.00 B-3 655,000.00 637,557.70 1,146.17 0.00 0.00 0.00 B-4 437,000.00 425,362.92 764.70 0.00 0.00 0.00 B-5 328,000.00 319,265.53 573.96 0.00 0.00 0.00 B-6 328,521.14 319,772.80 574.87 0.00 0.00 0.00 Totals 366,100,863.23 280,651,937.46 376,701.28 7,804,317.40 (93,798.77) 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution PO 6,046.16 336,553.42 0.88619423 6,046.16 1-A-1 2,421,223.88 86,156,790.71 0.77751117 2,421,223.88 1-A-2 0.00 731,000.00 1.00000000 0.00 1-A-3 0.00 500,000.00 1.00000000 0.00 1-A-4 46,915.19 6,915,612.24 0.89976740 46,915.19 1-A-5 0.00 3,618,468.21 1.00000000 0.00 1-A-6 (46,915.19) 10,770,387.76 1.07703878 (46,915.19) 1-A-7 0.00 13,894,000.00 1.00000000 0.00 1-A-8 0.00 0.00 0.00000000 0.00 2-A-1 4,710,780.50 61,955,549.21 0.53483265 4,710,780.50 2-A-2 428,252.77 5,632,322.66 0.53483265 428,252.77 2-A-3 0.00 0.00 0.00000000 0.00 2-A-4 46,883.58 6,920,248.05 0.89990222 46,883.58 2-A-5 0.00 6,236,000.00 1.00000000 0.00 2-A-6 0.00 16,245,000.00 1.00000000 0.00 2-A-7 (46,883.58) 10,769,751.95 1.07697519 (46,883.58) 2-A-8 0.00 1,000,000.00 1.00000000 0.00 3-A-1 510,206.41 34,936,208.60 0.77953028 510,206.41 30-AX 0.00 0.00 0.00000000 0.00 15-AX 0.00 0.00 0.00000000 0.00 A-UR 0.00 0.00 0.00000000 0.00 A-LR 0.00 0.00 0.00000000 0.00 B-1 5,737.87 3,185,944.11 0.97162065 5,737.87 B-2 1,912.62 1,061,981.37 0.97162065 1,912.62 B-3 1,146.17 636,411.53 0.97162066 1,146.17 B-4 764.70 424,598.22 0.97162064 764.70 B-5 573.96 318,691.57 0.97162064 573.96 B-6 574.87 319,197.92 0.97162064 574.87 Totals 8,087,219.91 272,564,717.53 0.74450717 8,087,219.91
Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion PO 379,773.88 902.11464780 1.22349120 14.69692966 0.00000000 1-A-1 110,811,000.00 799.36120602 0.70597486 21.14405709 0.00000000 1-A-2 731,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-3 500,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-4 7,686,000.00 905.87138043 0.19721962 5.90676034 0.00000000 1-A-5 3,618,468.21 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-6 10,000,000.00 1072.34725700 0.00000000 0.00000000 (4.69151900) 1-A-7 13,894,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-8 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 115,841,000.00 575.49856881 1.04113362 39.62478337 0.00000000 2-A-2 10,531,000.00 575.49856899 1.04113380 39.62478302 0.00000000 2-A-3 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-4 7,690,000.00 905.99891157 0.15608843 5.94060598 0.00000000 2-A-5 6,236,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-6 16,245,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-7 10,000,000.00 1072.28683700 0.00000000 0.00000000 (4.68835800) 2-A-8 1,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-A-1 44,817,000.00 790.91449695 3.41411451 7.97010152 0.00000000 30-AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 15-AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-UR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 3,279,000.00 973.37053370 1.74988411 0.00000000 0.00000000 B-2 1,093,000.00 973.37053065 1.74988106 0.00000000 0.00000000 B-3 655,000.00 973.37053435 1.74987786 0.00000000 0.00000000 B-4 437,000.00 973.37052632 1.74988558 0.00000000 0.00000000 B-5 328,000.00 973.37051829 1.74987805 0.00000000 0.00000000 B-6 328,521.14 973.37054169 1.74987217 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination
Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution PO 0.00000000 15.92042086 886.19422694 0.88619423 15.92042086 1-A-1 0.00000000 21.85003186 777.51117407 0.77751117 21.85003186 1-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-4 0.00000000 6.10397996 899.76740047 0.89976740 6.10397996 1-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-6 0.00000000 (4.69151900) 1,077.03877600 1.07703878 (4.69151900) 1-A-7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-8 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 40.66591708 534.83265174 0.53483265 40.66591708 2-A-2 0.00000000 40.66591682 534.83265217 0.53483265 40.66591682 2-A-3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-4 0.00000000 6.09669441 899.90221717 0.89990222 6.09669441 2-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-7 0.00000000 (4.68835800) 1,076.97519500 1.07697519 (4.68835800) 2-A-8 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-A-1 0.00000000 11.38421603 779.53028092 0.77953028 11.38421603 30-AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 15-AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-UR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 1.74988411 971.62064959 0.97162065 1.74988411 B-2 0.00000000 1.74988106 971.62064959 0.97162065 1.74988106 B-3 0.00000000 1.74987786 971.62065649 0.97162066 1.74987786 B-4 0.00000000 1.74988558 971.62064073 0.97162064 1.74988558 B-5 0.00000000 1.74987805 971.62064024 0.97162064 1.74987805 B-6 0.00000000 1.74987217 971.62063909 0.97162064 1.74987217 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall PO 379,773.88 0.00000% 342,599.58 0.00 0.00 0.00 1-A-1 110,811,000.00 5.25000% 88,578,014.60 387,528.81 0.00 0.00 1-A-2 731,000.00 5.25000% 731,000.00 3,198.12 0.00 0.00 1-A-3 500,000.00 5.25000% 500,000.00 2,187.50 0.00 0.00 1-A-4 7,686,000.00 5.25000% 6,962,527.43 30,461.06 0.00 0.00 1-A-5 3,618,468.21 5.25000% 3,618,468.21 15,830.80 0.00 0.00 1-A-6 10,000,000.00 5.25000% 10,723,472.57 46,915.19 0.00 0.00 1-A-7 13,894,000.00 5.25000% 13,894,000.00 60,786.25 0.00 0.00 1-A-8 0.00 5.50000% 2,761,028.18 12,654.71 0.00 0.00 2-A-1 115,841,000.00 5.00000% 66,666,329.71 277,776.37 0.00 0.00 2-A-2 10,531,000.00 3.91000% 6,060,575.43 19,747.37 0.00 0.00 2-A-3 0.00 4.09000% 6,060,575.43 20,656.46 0.00 0.00 2-A-4 7,690,000.00 5.25000% 6,967,131.63 30,481.20 0.00 0.00 2-A-5 6,236,000.00 5.25000% 6,236,000.00 27,282.50 0.00 0.00 2-A-6 16,245,000.00 5.25000% 16,245,000.00 71,071.88 0.00 0.00 2-A-7 10,000,000.00 5.25000% 10,722,868.37 46,912.55 0.00 0.00 2-A-8 1,000,000.00 5.25000% 1,000,000.00 4,375.00 0.00 0.00 3-A-1 44,817,000.00 4.50000% 35,446,415.01 132,924.06 0.00 0.00 30-AX 0.00 5.25000% 11,585,063.59 50,684.65 0.00 0.00 15-AX 0.00 4.50000% 3,480,280.92 13,051.05 0.00 0.00 A-UR 50.00 4.50000% 0.00 0.00 0.00 0.00 A-LR 50.00 4.50000% 0.00 0.00 0.00 0.00 B-1 3,279,000.00 5.09756% 3,191,681.98 13,558.15 0.00 0.00 B-2 1,093,000.00 5.09756% 1,063,893.99 4,519.38 0.00 0.00 B-3 655,000.00 5.09756% 637,557.70 2,708.32 0.00 0.00 B-4 437,000.00 5.09756% 425,362.92 1,806.93 0.00 0.00 B-5 328,000.00 5.09756% 319,265.53 1,356.23 0.00 0.00 B-6 328,521.14 5.09756% 319,772.80 1,358.38 0.00 0.00 Totals 366,100,863.23 1,279,832.92 0.00 0.00
Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance PO 0.00 0.00 0.00 0.00 336,553.42 1-A-1 0.00 0.00 387,528.81 0.00 86,156,790.71 1-A-2 0.00 0.00 3,198.12 0.00 731,000.00 1-A-3 0.00 0.00 2,187.50 0.00 500,000.00 1-A-4 0.00 0.00 30,461.06 0.00 6,915,612.24 1-A-5 0.00 0.00 15,830.80 0.00 3,618,468.21 1-A-6 0.00 0.00 46,915.19 0.00 10,770,387.76 1-A-7 0.00 0.00 60,786.25 0.00 13,894,000.00 1-A-8 0.00 0.00 12,654.71 0.00 2,712,633.64 2-A-1 171.54 0.00 277,604.83 0.00 61,955,549.21 2-A-2 12.19 0.00 19,735.18 0.00 5,632,322.66 2-A-3 12.76 0.00 20,643.70 0.00 5,632,322.66 2-A-4 18.82 0.00 30,462.38 0.00 6,920,248.05 2-A-5 16.85 0.00 27,265.65 0.00 6,236,000.00 2-A-6 43.89 0.00 71,027.98 0.00 16,245,000.00 2-A-7 28.97 0.00 46,883.58 0.00 10,769,751.95 2-A-8 2.70 0.00 4,372.30 0.00 1,000,000.00 3-A-1 82.09 0.00 132,841.97 0.00 34,936,208.60 30-AX 31.30 0.00 50,653.35 0.00 10,990,056.74 15-AX 8.06 0.00 13,042.99 0.00 3,377,224.26 A-UR 0.00 0.00 0.00 0.00 0.00 A-LR 0.00 0.00 0.04 0.00 0.00 B-1 8.37 0.00 13,549.78 0.00 3,185,944.11 B-2 2.79 0.00 4,516.59 0.00 1,061,981.37 B-3 1.67 0.00 2,706.65 0.00 636,411.53 B-4 1.12 0.00 1,805.81 0.00 424,598.22 B-5 0.84 0.00 1,355.39 0.00 318,691.57 B-6 0.84 0.00 1,357.54 0.00 319,197.92 Totals 444.80 0.00 1,279,388.15 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall PO 379,773.88 0.00000% 902.11464780 0.00000000 0.00000000 0.00000000 1-A-1 110,811,000.00 5.25000% 799.36120602 3.49720524 0.00000000 0.00000000 1-A-2 731,000.00 5.25000% 1000.00000000 4.37499316 0.00000000 0.00000000 1-A-3 500,000.00 5.25000% 1000.00000000 4.37500000 0.00000000 0.00000000 1-A-4 7,686,000.00 5.25000% 905.87138043 3.96318761 0.00000000 0.00000000 1-A-5 3,618,468.21 5.25000% 1000.00000000 4.37500044 0.00000000 0.00000000 1-A-6 10,000,000.00 5.25000% 1072.34725700 4.69151900 0.00000000 0.00000000 1-A-7 13,894,000.00 5.25000% 1000.00000000 4.37500000 0.00000000 0.00000000 1-A-8 0.00 5.50000% 808.04258438 3.70352778 0.00000000 0.00000000 2-A-1 115,841,000.00 5.00000% 575.49856881 2.39791067 0.00000000 0.00000000 2-A-2 10,531,000.00 3.91000% 575.49856899 1.87516570 0.00000000 0.00000000 2-A-3 0.00 4.09000% 575.49856899 1.96149084 0.00000000 0.00000000 2-A-4 7,690,000.00 5.25000% 905.99891157 3.96374512 0.00000000 0.00000000 2-A-5 6,236,000.00 5.25000% 1000.00000000 4.37500000 0.00000000 0.00000000 2-A-6 16,245,000.00 5.25000% 1000.00000000 4.37500031 0.00000000 0.00000000 2-A-7 10,000,000.00 5.25000% 1072.28683700 4.69125500 0.00000000 0.00000000 2-A-8 1,000,000.00 5.25000% 1000.00000000 4.37500000 0.00000000 0.00000000 3-A-1 44,817,000.00 4.50000% 790.91449695 2.96592945 0.00000000 0.00000000 30-AX 0.00 5.25000% 634.79647446 2.77723440 0.00000000 0.00000000 15-AX 0.00 4.50000% 730.98099393 2.74117800 0.00000000 0.00000000 A-UR 50.00 4.50000% 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 4.50000% 0.00000000 0.00000000 0.00000000 0.00000000 B-1 3,279,000.00 5.09756% 973.37053370 4.13484294 0.00000000 0.00000000 B-2 1,093,000.00 5.09756% 973.37053065 4.13483989 0.00000000 0.00000000 B-3 655,000.00 5.09756% 973.37053435 4.13483969 0.00000000 0.00000000 B-4 437,000.00 5.09756% 973.37052632 4.13485126 0.00000000 0.00000000 B-5 328,000.00 5.09756% 973.37051829 4.13484756 0.00000000 0.00000000 B-6 328,521.14 5.09756% 973.37054169 4.13483285 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination
Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance PO 0.00000000 0.00000000 0.00000000 0.00000000 886.19422694 1-A-1 0.00000000 0.00000000 3.49720524 0.00000000 777.51117407 1-A-2 0.00000000 0.00000000 4.37499316 0.00000000 1000.00000000 1-A-3 0.00000000 0.00000000 4.37500000 0.00000000 1000.00000000 1-A-4 0.00000000 0.00000000 3.96318761 0.00000000 899.76740047 1-A-5 0.00000000 0.00000000 4.37500044 0.00000000 1000.00000000 1-A-6 0.00000000 0.00000000 4.69151900 0.00000000 1077.03877600 1-A-7 0.00000000 0.00000000 4.37500000 0.00000000 1000.00000000 1-A-8 0.00000000 0.00000000 3.70352778 0.00000000 793.87943695 2-A-1 0.00148082 0.00000000 2.39642985 0.00000000 534.83265174 2-A-2 0.00115753 0.00000000 1.87400817 0.00000000 534.83265217 2-A-3 0.00121166 0.00000000 1.96027918 0.00000000 534.83265217 2-A-4 0.00244733 0.00000000 3.96129779 0.00000000 899.90221717 2-A-5 0.00270205 0.00000000 4.37229795 0.00000000 1000.00000000 2-A-6 0.00270175 0.00000000 4.37229794 0.00000000 1000.00000000 2-A-7 0.00289700 0.00000000 4.68835800 0.00000000 1076.97519500 2-A-8 0.00270000 0.00000000 4.37230000 0.00000000 1000.00000000 3-A-1 0.00183167 0.00000000 2.96409778 0.00000000 779.53028092 30-AX 0.00171506 0.00000000 2.77551934 0.00000000 602.19343800 15-AX 0.00169288 0.00000000 2.73948512 0.00000000 709.33548269 A-UR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.80000000 0.00000000 0.00000000 B-1 0.00255261 0.00000000 4.13229033 0.00000000 971.62064959 B-2 0.00255261 0.00000000 4.13228728 0.00000000 971.62064959 B-3 0.00254962 0.00000000 4.13229008 0.00000000 971.62065649 B-4 0.00256293 0.00000000 4.13228833 0.00000000 971.62064073 B-5 0.00256098 0.00000000 4.13228659 0.00000000 971.62064024 B-6 0.00255691 0.00000000 4.13227593 0.00000000 971.62063909 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage PO-1 0.00000% 0.00 0.00 275,194.65 269,270.03 88.32627388% PO-2 0.00000% 0.00 0.00 67,404.92 67,283.39 89.81235130%
CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 9,404,036.28 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 9,404,036.28 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 37,428.22 Payment of Interest and Principal 9,366,608.06 Total Withdrawals (Pool Distribution Amount) 9,404,036.28 Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 444.80 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 444.80
SERVICING FEES Gross Servicing Fee 32,368.62 Master Servicing Fee 715.78 Trust Administrator Fee - Wells Fargo 2,610.06 WMMSC Master Servicing Fee 1,733.76 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 37,428.22
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 638,010.16 0.00 0.00 0.00 638,010.16 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 1 0 1 0.00 0.00 624,814.13 0.00 624,814.13 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 1 0 2 638,010.16 0.00 624,814.13 0.00 1,262,824.29 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.322581% 0.000000% 0.000000% 0.000000% 0.322581% 0.425486% 0.000000% 0.000000% 0.000000% 0.425486% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.322581% 0.000000% 0.322581% 0.000000% 0.000000% 0.416685% 0.000000% 0.416685% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.322581% 0.000000% 0.322581% 0.000000% 0.645161% 0.425486% 0.000000% 0.416685% 0.000000% 0.842171%
Delinquency Status By Groups
DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 1 0 0 0 1 638,010.16 0.00 0.00 0.00 638,010.16 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 1 0 1 0.00 0.00 624,814.13 0.00 624,814.13 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 1 0 2 638,010.16 0.00 624,814.13 0.00 1,262,824.29 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.425532% 0.000000% 0.000000% 0.000000% 0.425532% 0.561268% 0.000000% 0.000000% 0.000000% 0.561268% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.425532% 0.000000% 0.425532% 0.000000% 0.000000% 0.549660% 0.000000% 0.549660% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.425532% 0.000000% 0.425532% 0.000000% 0.851064% 0.561268% 0.000000% 0.549660% 0.000000% 1.110928% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 7,588.76
CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 100,000.00 0.02731488% 100,000.00 0.06679617% Fraud 2,185,555.00 0.59698166% 2,185,555.00 1.45986697% Special Hazard 2,696,283.00 0.73648638% 2,660,005.60 1.77678179% Limit of Subordinate's Exposure to Certain Types of Losses
REO Detail - All Mortgage Loans in REO during Current Period
Summary 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Sep-04 0.000% Original Principal Balance 0.00 Oct-04 0.000% Current Principal Balance 0.00 Nov-04 0.000% Dec-04 0.000% Current REO Total Jan-05 0.000% Loans in REO 0 Feb-05 0.000% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 2 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Sep-04 0.000% Original Principal Balance 0.00 Oct-04 0.000% Current Principal Balance 0.00 Nov-04 0.000% Dec-04 0.000% Current REO Total Jan-05 0.000% Loans in REO 0 Feb-05 0.000% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 3 12 Month REO History* New REO Loans Month REO Percentage Loans in REO 0 Sep-04 0.000% Original Principal Balance 0.00 Oct-04 0.000% Current Principal Balance 0.00 Nov-04 0.000% Dec-04 0.000% Current REO Total Jan-05 0.000% Loans in REO 0 Feb-05 0.000% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.
REO Loan Detail - All Mortgage Loans in REO during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number REO Date State Origination Balance No REO loans this period.
REO Loan Detail - All Mortgage Loans in REO during Current Period (continued) Current Paid Current Approximate Loan Principal To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest No REO loans this period.
Foreclosure Detail - All Mortgage Loans in Foreclosure during Current Period
Summary 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Sep-04 0.000% Original Principal Balance 0.00 Oct-04 0.000% Current Principal Balance 0.00 Nov-04 0.000% Dec-04 0.000% Current Foreclosure Total Jan-05 0.000% Loans in Foreclosure 1 Feb-05 0.000% Original Principal Balance 633,750.00 Mar-05 0.000% Current Principal Balance 624,814.13 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.402% Aug-05 0.417% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 2 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Sep-04 0.000% Original Principal Balance 0.00 Oct-04 0.000% Current Principal Balance 0.00 Nov-04 0.000% Dec-04 0.000% Current Foreclosure Total Jan-05 0.000% Loans in Foreclosure 1 Feb-05 0.000% Original Principal Balance 633,750.00 Mar-05 0.000% Current Principal Balance 624,814.13 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.526% Aug-05 0.550% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com. Group 3 12 Month Foreclosure History* New Foreclosure Loans Month Foreclosure Percentage Loans in Foreclosure 0 Sep-04 0.000% Original Principal Balance 0.00 Oct-04 0.000% Current Principal Balance 0.00 Nov-04 0.000% Dec-04 0.000% Current Foreclosure Total Jan-05 0.000% Loans in Foreclosure 0 Feb-05 0.000% Original Principal Balance 0.00 Mar-05 0.000% Current Principal Balance 0.00 Apr-05 0.000% May-05 0.000% Jun-05 0.000% Jul-05 0.000% Aug-05 0.000% *The text reported in the above table is presented graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at www.ctslink.com.
Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period Month Loan First Original Loan Entered Payment LTV at Principal Group Number FC Date State Origination Balance Group 2 0090309158 Jul-2005 01-Jan-2004 NJ 79.22 633,750.00
Foreclosure Loan Detail - All Mortgage Loans in Foreclosure during Current Period (continued) Current Paid Current Approximate Loan Principal To Months Loan Delinquent Group Number Balance Date Delinquent Rate Interest Group 2 0090309158 624,814.13 01-Mar-2005 4 6.625% 19,886.66
COLLATERAL STATEMENT Collateral Description Mixed Fixed Ratio Strip Weighted Average Gross Coupon 5.831954% Weighted Average Pass-Through Rate 5.563035% Weighted Average Maturity(Stepdown Calculation) 298 Beginning Scheduled Collateral Loan Count 322 Number Of Loans Paid In Full 12 Ending Scheduled Collateral Loan Count 310 Beginning Scheduled Collateral Balance 155,369,259.99 Ending Scheduled Collateral Balance 149,709,188.58 Ending Actual Collateral Balance at 01-Aug-2005 149,948,633.18 Monthly P&I Constant 1,050,484.19 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 9,318,942.94 Class AP Deferred Amount 0.00 Scheduled Principal 295,395.50 Unscheduled Principal 5,364,675.91
Miscellaneous Reporting Underlying Certificate 1- P&I 1,352,970.15 Underlying Certificate 2- P&I 1,497,006.01 Underlying Certificate 3- P&I 139,344.85 Group 2 Senior Prepayment % 100.000000% Group 3 Senior Prepayment % 100.000000% Group 2 Senior % 95.999288% Group 3 Senior % 96.696680% Group 2 Junior % 4.000712% Group 3 Junior % 3.303320%
Group Level Collateral Statement Group Group 2 Group 3 Total Collateral Description Fixed 30 Year Ratio Strip Fixed 15 Year Mixed Fixed Ratio Strip Weighted Average Coupon Rate 6.032896 5.181219 5.831954 Weighted Average Net Rate 5.782896 4.931219 5.568563 Weighted Average Maturity 339 161 298 Beginning Loan Count 246 76 322 Loans Paid In Full 11 1 12 Ending Loan Count 235 75 310 Beginning Scheduled Balance 118,711,936.29 36,657,323.70 155,369,259.99 Ending Scheduled Balance 113,567,298.38 36,141,890.20 149,709,188.58 Record Date 08/01/2005 08/01/2005 08/01/2005 Principal And Interest Constant 733,972.06 316,512.13 1,050,484.19 Scheduled Principal 137,158.04 158,237.46 295,395.50 Unscheduled Principal 5,007,479.87 357,196.04 5,364,675.91 Scheduled Interest 596,814.02 158,274.67 755,088.69 Servicing Fees 24,731.68 7,636.93 32,368.61 Master Servicing Fees 594.05 121.71 715.76 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 1,733.76 0.00 1,733.76 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 569,754.53 150,516.03 720,270.56 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00
Prepayment Detail - Prepayments during Current Period Summary Loans Paid In Full Repurchased Loans Original Current Original Current Principal Principal Principal Principal Group Count Balance Balance Count Balance Balance Group 2 11 5,097,600.00 4,993,422.82 0 0.00 0.00 Group 3 1 378,300.00 349,296.20 0 0.00 0.00 Total 12 5,475,900.00 5,342,719.02 0 0.00 0.00
Prepayment Detail - Prepayments during Current Period (continued) Summary Substitution Loans Liquidated Loans Curtailments Original Current Original Current Principal Principal Principal Principal Curtailment Group Count Balance Balance Count Balance Balance Amount Group 2 0 0.00 0.00 0 0.00 0.00 19,545.26 Group 3 0 0.00 0.00 0 0.00 0.00 9,356.56 Total 0 0.00 0.00 0 0.00 0.00 28,901.82
Prepayment Loan Detail - Prepayments during Current Period First Original Loan LTV at Payment Principal Prepayment Group Number State Origination Date Balance Amount Group 2 0002763463 CA 54.75 01-Nov-2003 980,000.00 957,882.64 Group 2 0006937084 NY 90.00 01-Feb-2004 346,500.00 339,951.68 Group 2 0006955645 NJ 54.94 01-Mar-2004 467,000.00 458,063.60 Group 2 0007515938 GA 77.73 01-Feb-2004 357,550.00 350,361.46 Group 2 0009309060 WA 88.95 01-Jan-2004 404,700.00 396,627.91 Group 2 0021703332 VA 80.00 01-Feb-2004 573,550.00 561,936.26 Group 2 0025835406 CA 80.00 01-Nov-2003 463,200.00 448,289.89 Group 2 0033604003 VA 79.99 01-Mar-2004 409,100.00 401,449.29 Group 2 0132993180 CA 33.43 01-Nov-2003 336,000.00 328,241.69 Group 2 9040408759 CA 80.00 01-Dec-2003 360,000.00 352,440.35 Group 2 9040500621 CA 61.54 01-Mar-2004 400,000.00 392,689.84 Group 3 0002803263 TX 78.81 01-Nov-2003 378,300.00 347,839.48
Prepayment Loan Detail - Prepayments during Current Period (continued) Current Loan PIF Months Loan Original Group Number Type Delinquent Rate Term Seasoning Group 2 0002763463 Loan Paid in Full 0 6.125% 360 21 Group 2 0006937084 Loan Paid in Full 0 6.250% 360 18 Group 2 0006955645 Loan Paid in Full 0 5.875% 360 17 Group 2 0007515938 Loan Paid in Full 0 6.000% 360 18 Group 2 0009309060 Loan Paid in Full 0 6.250% 360 19 Group 2 0021703332 Loan Paid in Full 0 5.875% 360 18 Group 2 0025835406 Loan Paid in Full 0 6.750% 360 21 Group 2 0033604003 Loan Paid in Full 0 6.000% 360 17 Group 2 0132993180 Loan Paid in Full 0 6.000% 360 21 Group 2 9040408759 Loan Paid in Full 0 6.250% 360 20 Group 2 9040500621 Loan Paid in Full 0 6.125% 360 17 Group 3 0002803263 Loan Paid in Full 0 5.875% 180 21
Prepayment - Voluntary Prepayments
Summary SMM CPR PSA Current Month 3.459% Current Month 34.458% Current Month 925.020% 3 Month Average 1.946% 3 Month Average 20.203% 3 Month Average 558.547% 12 Month Average 2.246% 12 Month Average 18.871% 12 Month Average 754.953% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 9.344% N/A Sep-2004 609.451% N/A Oct-2004 20.113% N/A Oct-2004 1,160.294% N/A Nov-2004 20.094% N/A Nov-2004 1,039.163% N/A Dec-2004 21.983% N/A Dec-2004 1,029.717% N/A Jan-2005 26.680% N/A Jan-2005 1,143.317% N/A Feb-2005 13.529% N/A Feb-2005 533.735% N/A Mar-2005 22.282% 22.319% Mar-2005 815.010% 2,012.389% Apr-2005 16.607% 20.393% Apr-2005 566.722% 1,446.659% May-2005 15.210% 18.663% May-2005 486.382% 1,082.793% Jun-2005 5.479% 16.477% Jun-2005 164.830% 813.850% Jul-2005 20.670% 16.685% Jul-2005 585.792% 729.264% Aug-2005 34.458% 18.871% Aug-2005 925.020% 754.953% *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 2 SMM CPR PSA Current Month 4.223% Current Month 40.416% Current Month 1,063.778% 3 Month Average 1.898% 3 Month Average 19.121% 3 Month Average 515.444% 12 Month Average 2.455% 12 Month Average 20.827% 12 Month Average 820.291% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 11.849% N/A Sep-2004 740.874% N/A Oct-2004 24.951% N/A Oct-2004 1,385.525% N/A Nov-2004 21.926% N/A Nov-2004 1,095.413% N/A Dec-2004 21.185% N/A Dec-2004 961.147% N/A Jan-2005 33.176% N/A Jan-2005 1,379.743% N/A Feb-2005 13.640% N/A Feb-2005 523.225% N/A Mar-2005 25.335% 25.301% Mar-2005 902.501% 2,136.392% Apr-2005 21.194% 23.109% Apr-2005 705.643% 1,539.096% May-2005 19.301% 21.321% May-2005 603.084% 1,168.105% Jun-2005 7.064% 19.064% Jun-2005 207.960% 900.678% Jul-2005 9.884% 18.330% Jul-2005 274.593% 793.843% Aug-2005 40.416% 20.827% Aug-2005 1,063.778% 820.291% *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 3 SMM CPR PSA Current Month 0.979% Current Month 11.132% Current Month 318.762% 3 Month Average 2.056% 3 Month Average 19.518% 3 Month Average 585.666% 12 Month Average 1.532% 12 Month Average 10.444% 12 Month Average 423.527% CPR: Current vs 12mo Average* PSA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 0.290% N/A Sep-2004 22.163% N/A Oct-2004 1.504% N/A Oct-2004 99.615% N/A Nov-2004 13.719% N/A Nov-2004 802.355% N/A Dec-2004 24.569% N/A Dec-2004 1,289.725% N/A Jan-2005 0.659% N/A Jan-2005 31.298% N/A Feb-2005 13.168% N/A Feb-2005 572.116% N/A Mar-2005 11.598% 10.055% Mar-2005 463.816% 947.704% Apr-2005 0.218% 10.064% Apr-2005 8.056% 945.580% May-2005 1.049% 8.828% May-2005 36.179% 692.179% Jun-2005 0.398% 6.978% Jun-2005 12.838% 429.492% Jul-2005 47.025% 9.533% Jul-2005 1,425.397% 398.470% Aug-2005 11.132% 10.444% Aug-2005 318.762% 423.527% *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Single Month Mortality (SMM): (Partial and full prepayments + Repurchases) / (Beginning Scheduled Balance - Scheduled Principal) Conditional PrePayment Rate (CPR): 1 - ((1 - SMM)^12) PSA Standard Prepayment Model: 100 * CPR / (0.2 * MIN(30,WAS)) Weighted Average Seasoning (WAS): sum((Original Term - Remaining Term)*(Current Scheduled Balance/Deal Scheduled Principal Balance))
Realized Loss Detail Report - Loans with Losses during Current Period Summary # Loans Prior Realized Current with Principal Loss/(Gain) Loss Group Losses Balance Amount Percentage Group 2 0 0.00 0.00 0.000% Group 3 0 0.00 0.00 0.000% Total 0 0.00 0.00 0.000%
Realized Loss Loan Detail Report - Loans With Losses during Current Period Original Current Loan Principal Note LTV at Original Group Number Balance Rate State Origination Term No losses this period.
Realized Loss Loan Detail Report - Loans With Losses during Current Period (continued) Prior Cumulative Loan Principal Realized Realized Group Number Balance Loss/(Gain) Loss/(Gain) No losses this period.
Realized Loss Report - Collateral Summary
MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 0.000% N/A Sep-2004 0.000% N/A Oct-2004 0.000% N/A Oct-2004 0.000% N/A Nov-2004 0.000% N/A Nov-2004 0.000% N/A Dec-2004 0.000% N/A Dec-2004 0.000% N/A Jan-2005 0.000% N/A Jan-2005 0.000% N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% 0.000% Mar-2005 0.000% 0.000% Apr-2005 0.000% 0.000% Apr-2005 0.000% 0.000% May-2005 0.000% 0.000% May-2005 0.000% 0.000% Jun-2005 0.000% 0.000% Jun-2005 0.000% 0.000% Jul-2005 0.000% 0.000% Jul-2005 0.000% 0.000% Aug-2005 0.000% 0.000% Aug-2005 0.000% 0.000% *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 0.000% N/A Sep-2004 0.000% N/A Oct-2004 0.000% N/A Oct-2004 0.000% N/A Nov-2004 0.000% N/A Nov-2004 0.000% N/A Dec-2004 0.000% N/A Dec-2004 0.000% N/A Jan-2005 0.000% N/A Jan-2005 0.000% N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% 0.000% Mar-2005 0.000% 0.000% Apr-2005 0.000% 0.000% Apr-2005 0.000% 0.000% May-2005 0.000% 0.000% May-2005 0.000% 0.000% Jun-2005 0.000% 0.000% Jun-2005 0.000% 0.000% Jul-2005 0.000% 0.000% Jul-2005 0.000% 0.000% Aug-2005 0.000% 0.000% Aug-2005 0.000% 0.000% *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 2 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 0.000% N/A Sep-2004 0.000% N/A Oct-2004 0.000% N/A Oct-2004 0.000% N/A Nov-2004 0.000% N/A Nov-2004 0.000% N/A Dec-2004 0.000% N/A Dec-2004 0.000% N/A Jan-2005 0.000% N/A Jan-2005 0.000% N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% 0.000% Mar-2005 0.000% 0.000% Apr-2005 0.000% 0.000% Apr-2005 0.000% 0.000% May-2005 0.000% 0.000% May-2005 0.000% 0.000% Jun-2005 0.000% 0.000% Jun-2005 0.000% 0.000% Jul-2005 0.000% 0.000% Jul-2005 0.000% 0.000% Aug-2005 0.000% 0.000% Aug-2005 0.000% 0.000% *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 0.000% N/A Sep-2004 0.000% N/A Oct-2004 0.000% N/A Oct-2004 0.000% N/A Nov-2004 0.000% N/A Nov-2004 0.000% N/A Dec-2004 0.000% N/A Dec-2004 0.000% N/A Jan-2005 0.000% N/A Jan-2005 0.000% N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% 0.000% Mar-2005 0.000% 0.000% Apr-2005 0.000% 0.000% Apr-2005 0.000% 0.000% May-2005 0.000% 0.000% May-2005 0.000% 0.000% Jun-2005 0.000% 0.000% Jun-2005 0.000% 0.000% Jul-2005 0.000% 0.000% Jul-2005 0.000% 0.000% Aug-2005 0.000% 0.000% Aug-2005 0.000% 0.000% *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Group 3 MDR SDA Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% MDR: Current vs 12mo Average* SDA: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 0.000% N/A Sep-2004 0.000% N/A Oct-2004 0.000% N/A Oct-2004 0.000% N/A Nov-2004 0.000% N/A Nov-2004 0.000% N/A Dec-2004 0.000% N/A Dec-2004 0.000% N/A Jan-2005 0.000% N/A Jan-2005 0.000% N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% 0.000% Mar-2005 0.000% 0.000% Apr-2005 0.000% 0.000% Apr-2005 0.000% 0.000% May-2005 0.000% 0.000% May-2005 0.000% 0.000% Jun-2005 0.000% 0.000% Jun-2005 0.000% 0.000% Jul-2005 0.000% 0.000% Jul-2005 0.000% 0.000% Aug-2005 0.000% 0.000% Aug-2005 0.000% 0.000% *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. CDR Loss Severity Approximation Current Month 0.000% Current Month 0.000% 3 Month Average 0.000% 3 Month Average 0.000% 12 Month Average 0.000% 12 Month Average 0.000% CDR: Current vs 12mo Average* Loss Severity: Current vs 12mo Average* Month Current 12mo Avg. Month Current 12mo Avg. Sep-2004 0.000% N/A Sep-2004 0.000% N/A Oct-2004 0.000% N/A Oct-2004 0.000% N/A Nov-2004 0.000% N/A Nov-2004 0.000% N/A Dec-2004 0.000% N/A Dec-2004 0.000% N/A Jan-2005 0.000% N/A Jan-2005 0.000% N/A Feb-2005 0.000% N/A Feb-2005 0.000% N/A Mar-2005 0.000% 0.000% Mar-2005 0.000% 0.000% Apr-2005 0.000% 0.000% Apr-2005 0.000% 0.000% May-2005 0.000% 0.000% May-2005 0.000% 0.000% Jun-2005 0.000% 0.000% Jun-2005 0.000% 0.000% Jul-2005 0.000% 0.000% Jul-2005 0.000% 0.000% Aug-2005 0.000% 0.000% Aug-2005 0.000% 0.000% *The text reported in the above table is presented *The text reported in the above table is presented graphically on the monthly bond remittance report. The graphically on the monthly bond remittance report. The monthly bond remittance report can be viewed online at monthly bond remittance report can be viewed online at www.ctslink.com. www.ctslink.com. Calculation Methodology: Monthly Default Rate (MDR): sum(Beg Principal Balance of Liquidated Loans)/ sum(Beg Principal Balance). Conditional Default Rate (CDR): 1-((1-MDR)^12) SDA Standard Default Assumption: If WAS is less than or equal to 30 then CDR/(WAS*0.02) else if WAS is greater than 30 and less than or equal to 60 then CDR/0.6 else if WAS is greater than 60 and less than or equal to 120 then CDR/(0.6 - ((WAS-60)*0.0095)) else if WAS is greater than 120 then CDR/0.03 Loss Severity Approximation for current period: sum(Realized Loss Amount)/sum(Beg Principal Balance of Liquidated Loans)
MASTR Asset Securitization Trust Wells Fargo Bank, N.A. Series 2004-4 Contact Raj Mohindru Underlying Certificate Distribution Date: 8/26/2005 Phone: (410) 844-6427 UNDERLYING DELINQUENCY STATISTICS Subordinated Outstanding Principal Current Cumulative 30 Day Mortgage Certificates on Underlying Securities Losses Losses # $ % Mastr 2003-10^1 728,643,112.85 0.00 0.00 10 4,360,980.49 0.60% Mastr 2003-11^2 1,148,873,623.20 0.00 0.00 7 2,956,791.73 0.26% Sub-Totals 1,877,516,736.05 0.00 0.00 17 7,317,772.22 0.39% (1) Underlying Certificate 1 (2) Underlying Certificates 2 and 3 60 Day 90 Day FIC REO # $ % # $ % # $ % # $ % 0 0.00 0.00% 0 0.00 0.00% 0 0.00 0.00% 0 0.00 0.00% 2 923,931.72 0.08% 0 0.00 0.00% 0 0.00 0.00% 0 0.00 0.00% 2 923,931.72 0.05% 0 0.00 0.00% 0 0.00 0.00% 0 0.00 0.00% UNDERLYING CERTIFICATE STATISTICS Certificate Beginning Scheduled Balance Ending Schelduled Balance Underlying 1 62,028,251.13 60,959,577.13 Underlying 2 57,790,877.58 56,546,706.65 Underlying 3 5,463,548.77 5,349,245.18 Totals 125,282,677.48 122,855,528.96
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