-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, KNbyTZ4jhB2EpahQ289li4Lv8mEhpUmmc0b8o6qbyrn+HsHPYBGSTPYC5yJNOrw7 4LBn6vj6QqNWsXpPjX8r7w== 0001056404-04-002937.txt : 20040903 0001056404-04-002937.hdr.sgml : 20040903 20040903133317 ACCESSION NUMBER: 0001056404-04-002937 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20040825 ITEM INFORMATION: Other Events ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20040903 DATE AS OF CHANGE: 20040903 FILER: COMPANY DATA: COMPANY CONFORMED NAME: MORTGAGE ASSET SEC TRANSACTION INC MASTR ASSET SEC TR 2004-4 CENTRAL INDEX KEY: 0001285624 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-106982-23 FILM NUMBER: 041016200 BUSINESS ADDRESS: STREET 1: 1285 AVE OF THE AMERICAS CITY: NEW YORK STATE: NY ZIP: 10019 MAIL ADDRESS: STREET 1: 1285 AVENUE OF THE AMERICAS CITY: NEW YORK STATE: NY ZIP: 10010 8-K 1 mst04004_aug.txt AUGUST 8-K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): August 25, 2004 MASTR ASSET SECURITIZATION TRUST Mortgage Pass-Through Certificates, Series 2004-4 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-106982-23 54-2147380 Pooling and Servicing Agreement) (Commission 54-2147381 (State or other File Number) 54-2147382 jurisdiction of Incorporation) IRS EIN c/o Wells Fargo Bank, N.A., 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below): [ ] Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) [ ] Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) [ ] Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act(17 CFR 240.14d-2(b)) [ ] Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act(17 CFR 240.13e-4(c)) ITEM 8.01 Other Events On August 25, 2004 a distribution was made to holders of MASTR ASSET SECURITIZATION TRUST, Mortgage Pass-Through Certificates, Series 2004-4 Trust (Group 2, 3, and Subordinate Certificates). On August 26, 2004 a distribution was made to holders of MASTR ASSET SECURITIZATION TRUST, Mortgage Pass-Through Certificates, Series 2004-4 Trust (Class 1 and Class PO Certificates). ITEM 9.01 Financial Statements and Exhibits (c) Exhibits Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-4 Trust (Group 2, 3, and Subordinate Certificates), relating to the August 25, 2004 distribution. EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-4 Trust (Class 1 and PO Certificates), relating to the August 26, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MASTR ASSET SECURITIZATION TRUST Mortgage Pass-Through Certificates, Series 2004-4 Trust (Registrant) By: Wells Fargo Bank, N.A. as Master Servicer By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 8/27/2004 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-4 Trust (Group 2, 3, and Subordinate Certificates), relating to the August 25, 2004 distribution. EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-4 Trust (Class 1 and PO Certificates), relating to the August 26, 2004 distribution. EX-99.1
Mortgage Asset Securitization Transactions, Inc. Mortgage Pass-Through Certificates Record Date: 7/31/2004 Distribution Date: 8/25/2004 MASTR Series: 2004-4 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution PO 57643MAS3 PO 0.00000% 372,490.54 0.00 481.93 1-A-1 57643MAD6 SEN 5.25000% 103,101,625.95 451,069.61 666,197.08 1-A-2 57643MAE4 LOCK 5.25000% 731,000.00 3,198.13 0.00 1-A-3 57643MAF1 LOCK 5.25000% 500,000.00 2,187.50 0.00 1-A-4 57643MBD5 ACCR 5.25000% 7,509,848.21 32,855.59 44,520.66 1-A-5 57643MBE3 ACCR 5.25000% 3,618,468.21 15,830.80 0.00 1-A-6 57643MAG9 SEN 5.25000% 10,176,151.79 44,520.66 (44,520.66) 1-A-7 57643MAH7 LOCK 5.25000% 13,894,000.00 60,786.25 0.00 1-A-8 57643MAJ3 IO 5.50000% 0.00 14,485.55 0.00 2-A-1 57643MAK0 SEN 5.00000% 93,367,854.38 388,432.95 1,378,184.36 2-A-2 57643MAL8 SEN 1.90000% 8,487,986.76 13,418.59 125,289.49 2-A-3 57643MAM6 IO 6.10000% 0.00 43,080.74 0.00 2-A-4 57643MAN4 ACCR 5.25000% 7,514,025.54 32,823.18 44,451.25 2-A-5 57643MAP9 ACCR 5.25000% 6,236,000.00 27,240.44 0.00 2-A-6 57643MAQ7 LOCK 5.25000% 16,245,000.00 70,962.30 0.00 2-A-7 57643MBF0 SEN 5.25000% 10,175,974.46 44,451.25 (44,451.25) 2-A-8 57643MBG8 LOCK 5.25000% 1,000,000.00 4,368.25 0.00 3-A-1 57643MAR5 SEN 4.50000% 41,892,239.37 156,853.70 170,327.39 30-AX 57643MAU8 IO 5.25000% 0.00 65,264.83 0.00 15-AX 57643MAT1 IO 4.50000% 0.00 16,031.14 0.00 A-UR 57643MAW4 SEN 4.50000% 0.00 0.00 0.00 A-LR 57643MAV6 SEN 4.50000% 0.00 0.13 0.00 B-1 57643MAX2 SUB 5.09316% 3,257,940.28 13,806.35 5,355.55 B-2 57643MAY0 SUB 5.09316% 1,085,980.09 4,602.12 1,785.18 B-3 57643MAZ7 SUB 5.09316% 650,793.19 2,757.90 1,069.80 B-4 57643MBA1 SUB 5.09316% 434,193.32 1,840.00 713.75 B-5 57643MBB9 SUB 5.09316% 325,893.39 1,381.06 535.72 B-6 57643MBC7 SUB 5.09316% 326,411.18 1,383.25 536.57 Totals 330,903,876.66 1,513,632.27 2,350,476.82
Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses PO 0.00 372,008.61 481.93 0.00 1-A-1 0.00 102,435,428.87 1,117,266.69 0.00 1-A-2 0.00 731,000.00 3,198.13 0.00 1-A-3 0.00 500,000.00 2,187.50 0.00 1-A-4 0.00 7,465,327.55 77,376.25 0.00 1-A-5 0.00 3,618,468.21 15,830.80 0.00 1-A-6 0.00 10,220,672.45 0.00 0.00 1-A-7 0.00 13,894,000.00 60,786.25 0.00 1-A-8 0.00 0.00 14,485.55 0.00 2-A-1 0.00 91,989,670.02 1,766,617.31 0.00 2-A-2 0.00 8,362,697.27 138,708.08 0.00 2-A-3 0.00 0.00 43,080.74 0.00 2-A-4 0.00 7,469,574.29 77,274.43 0.00 2-A-5 0.00 6,236,000.00 27,240.44 0.00 2-A-6 0.00 16,245,000.00 70,962.30 0.00 2-A-7 0.00 10,220,425.71 0.00 0.00 2-A-8 0.00 1,000,000.00 4,368.25 0.00 3-A-1 0.00 41,721,911.98 327,181.09 0.00 30-AX 0.00 0.00 65,264.83 0.00 15-AX 0.00 0.00 16,031.14 0.00 A-UR 0.00 0.00 0.00 0.00 A-LR 0.00 0.00 0.13 0.00 B-1 0.00 3,252,584.73 19,161.90 0.00 B-2 0.00 1,084,194.91 6,387.30 0.00 B-3 0.00 649,723.39 3,827.70 0.00 B-4 0.00 433,479.58 2,553.75 0.00 B-5 0.00 325,357.67 1,916.78 0.00 B-6 0.00 325,874.61 1,919.82 0.00 Totals 0.00 328,553,399.85 3,864,109.09 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.
Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) PO 379,773.88 372,490.54 443.94 37.98 0.00 0.00 1-A-1 110,811,000.00 103,101,625.95 82,122.36 584,074.73 0.00 0.00 1-A-2 731,000.00 731,000.00 0.00 0.00 0.00 0.00 1-A-3 500,000.00 500,000.00 0.00 0.00 0.00 0.00 1-A-4 7,686,000.00 7,509,848.21 5,488.08 39,032.59 0.00 0.00 1-A-5 3,618,468.21 3,618,468.21 0.00 0.00 0.00 0.00 1-A-6 10,000,000.00 10,176,151.79 0.00 0.00 (44,520.66) 0.00 1-A-7 13,894,000.00 13,894,000.00 0.00 0.00 0.00 0.00 1-A-8 0.00 0.00 0.00 0.00 0.00 0.00 2-A-1 115,841,000.00 93,367,854.38 137,512.02 1,240,672.34 0.00 0.00 2-A-2 10,531,000.00 8,487,986.76 12,501.09 112,788.39 0.00 0.00 2-A-3 0.00 0.00 0.00 0.00 0.00 0.00 2-A-4 7,690,000.00 7,514,025.54 4,435.24 40,016.01 0.00 0.00 2-A-5 6,236,000.00 6,236,000.00 0.00 0.00 0.00 0.00 2-A-6 16,245,000.00 16,245,000.00 0.00 0.00 0.00 0.00 2-A-7 10,000,000.00 10,175,974.46 0.00 0.00 (44,451.25) 0.00 2-A-8 1,000,000.00 1,000,000.00 0.00 0.00 0.00 0.00 3-A-1 44,817,000.00 41,892,239.37 163,130.73 7,196.66 0.00 0.00 30-AX 0.00 0.00 0.00 0.00 0.00 0.00 15-AX 0.00 0.00 0.00 0.00 0.00 0.00 A-UR 50.00 0.00 0.00 0.00 0.00 0.00 A-LR 50.00 0.00 0.00 0.00 0.00 0.00 B-1 3,279,000.00 3,257,940.28 5,355.55 0.00 0.00 0.00 B-2 1,093,000.00 1,085,980.09 1,785.18 0.00 0.00 0.00 B-3 655,000.00 650,793.19 1,069.80 0.00 0.00 0.00 B-4 437,000.00 434,193.32 713.75 0.00 0.00 0.00 B-5 328,000.00 325,893.39 535.72 0.00 0.00 0.00 B-6 328,521.14 326,411.18 536.57 0.00 0.00 0.00 Totals 366,100,863.23 330,903,876.66 415,630.03 2,023,818.70 (88,971.91) 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution PO 481.93 372,008.61 0.97955291 481.93 1-A-1 666,197.08 102,435,428.87 0.92441571 666,197.08 1-A-2 0.00 731,000.00 1.00000000 0.00 1-A-3 0.00 500,000.00 1.00000000 0.00 1-A-4 44,520.66 7,465,327.55 0.97128904 44,520.66 1-A-5 0.00 3,618,468.21 1.00000000 0.00 1-A-6 (44,520.66) 10,220,672.45 1.02206725 (44,520.66) 1-A-7 0.00 13,894,000.00 1.00000000 0.00 1-A-8 0.00 0.00 0.00000000 0.00 2-A-1 1,378,184.36 91,989,670.02 0.79410287 1,378,184.36 2-A-2 125,289.49 8,362,697.27 0.79410286 125,289.49 2-A-3 0.00 0.00 0.00000000 0.00 2-A-4 44,451.25 7,469,574.29 0.97133606 44,451.25 2-A-5 0.00 6,236,000.00 1.00000000 0.00 2-A-6 0.00 16,245,000.00 1.00000000 0.00 2-A-7 (44,451.25) 10,220,425.71 1.02204257 (44,451.25) 2-A-8 0.00 1,000,000.00 1.00000000 0.00 3-A-1 170,327.39 41,721,911.98 0.93093942 170,327.39 30-AX 0.00 0.00 0.00000000 0.00 15-AX 0.00 0.00 0.00000000 0.00 A-UR 0.00 0.00 0.00000000 0.00 A-LR 0.00 0.00 0.00000000 0.00 B-1 5,355.55 3,252,584.73 0.99194411 5,355.55 B-2 1,785.18 1,084,194.91 0.99194411 1,785.18 B-3 1,069.80 649,723.39 0.99194411 1,069.80 B-4 713.75 433,479.58 0.99194412 713.75 B-5 535.72 325,357.67 0.99194412 535.72 B-6 536.57 325,874.61 0.99194411 536.57 Totals 2,350,476.82 328,553,399.85 0.89743957 2,350,476.82
Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion PO 379,773.88 980.82190381 1.16895875 0.10000688 0.00000000 1-A-1 110,811,000.00 930.42771882 0.74110296 5.27090930 0.00000000 1-A-2 731,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-3 500,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-4 7,686,000.00 977.08147411 0.71403591 5.07840099 0.00000000 1-A-5 3,618,468.21 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-6 10,000,000.00 1017.61517900 0.00000000 0.00000000 (4.45206600) 1-A-7 13,894,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-8 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 115,841,000.00 806.00007234 1.18707556 10.71013147 0.00000000 2-A-2 10,531,000.00 806.00007217 1.18707530 10.71013104 0.00000000 2-A-3 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-4 7,690,000.00 977.11645514 0.57675423 5.20364239 0.00000000 2-A-5 6,236,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-6 16,245,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-7 10,000,000.00 1017.59744600 0.00000000 0.00000000 (4.44512500) 2-A-8 1,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-A-1 44,817,000.00 934.73992838 3.63992971 0.16057880 0.00000000 30-AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 15-AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-UR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 3,279,000.00 993.57739555 1.63328759 0.00000000 0.00000000 B-2 1,093,000.00 993.57739250 1.63328454 0.00000000 0.00000000 B-3 655,000.00 993.57738931 1.63328244 0.00000000 0.00000000 B-4 437,000.00 993.57739130 1.63329519 0.00000000 0.00000000 B-5 328,000.00 993.57740854 1.63329268 0.00000000 0.00000000 B-6 328,521.14 993.57739962 1.63328911 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination
Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution PO 0.00000000 1.26899196 979.55291185 0.97955291 1.26899196 1-A-1 0.00000000 6.01201216 924.41570665 0.92441571 6.01201216 1-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-4 0.00000000 5.79243560 971.28903851 0.97128904 5.79243560 1-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-6 0.00000000 (4.45206600) 1,022.06724500 1.02206724 (4.45206600) 1-A-7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-8 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 11.89720703 794.10286531 0.79410287 11.89720703 2-A-2 0.00000000 11.89720729 794.10286488 0.79410286 11.89720729 2-A-3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-4 0.00000000 5.78039662 971.33605852 0.97133606 5.78039662 2-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-7 0.00000000 (4.44512500) 1,022.04257100 1.02204257 (4.44512500) 2-A-8 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-A-1 0.00000000 3.80050851 930.93941986 0.93093942 3.80050851 30-AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 15-AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-UR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 1.63328759 991.94410796 0.99194411 1.63328759 B-2 0.00000000 1.63328454 991.94410796 0.99194411 1.63328454 B-3 0.00000000 1.63328244 991.94410687 0.99194411 1.63328244 B-4 0.00000000 1.63329519 991.94411899 0.99194412 1.63329519 B-5 0.00000000 1.63329268 991.94411585 0.99194412 1.63329268 B-6 0.00000000 1.63328911 991.94411051 0.99194411 1.63328911 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall PO 379,773.88 0.00000% 372,490.54 0.00 0.00 0.00 1-A-1 110,811,000.00 5.25000% 103,101,625.95 451,069.61 0.00 0.00 1-A-2 731,000.00 5.25000% 731,000.00 3,198.13 0.00 0.00 1-A-3 500,000.00 5.25000% 500,000.00 2,187.50 0.00 0.00 1-A-4 7,686,000.00 5.25000% 7,509,848.21 32,855.59 0.00 0.00 1-A-5 3,618,468.21 5.25000% 3,618,468.21 15,830.80 0.00 0.00 1-A-6 10,000,000.00 5.25000% 10,176,151.79 44,520.66 0.00 0.00 1-A-7 13,894,000.00 5.25000% 13,894,000.00 60,786.25 0.00 0.00 1-A-8 0.00 5.50000% 3,160,483.57 14,485.55 0.00 0.00 2-A-1 115,841,000.00 5.00000% 93,367,854.38 389,032.73 0.00 0.00 2-A-2 10,531,000.00 1.90000% 8,487,986.76 13,439.31 0.00 0.00 2-A-3 0.00 6.10000% 8,487,986.76 43,147.27 0.00 0.00 2-A-4 7,690,000.00 5.25000% 7,514,025.54 32,873.86 0.00 0.00 2-A-5 6,236,000.00 5.25000% 6,236,000.00 27,282.50 0.00 0.00 2-A-6 16,245,000.00 5.25000% 16,245,000.00 71,071.88 0.00 0.00 2-A-7 10,000,000.00 5.25000% 10,175,974.46 44,519.89 0.00 0.00 2-A-8 1,000,000.00 5.25000% 1,000,000.00 4,375.00 0.00 0.00 3-A-1 44,817,000.00 4.50000% 41,892,239.37 157,095.90 0.00 0.00 30-AX 0.00 5.25000% 14,940,710.28 65,365.61 0.00 0.00 15-AX 0.00 4.50000% 4,281,572.57 16,055.90 0.00 0.00 A-UR 50.00 4.50000% 0.00 0.00 0.00 0.00 A-LR 50.00 4.50000% 0.00 0.00 0.00 0.00 B-1 3,279,000.00 5.09316% 3,257,940.28 13,827.67 0.00 0.00 B-2 1,093,000.00 5.09316% 1,085,980.09 4,609.22 0.00 0.00 B-3 655,000.00 5.09316% 650,793.19 2,762.16 0.00 0.00 B-4 437,000.00 5.09316% 434,193.32 1,842.85 0.00 0.00 B-5 328,000.00 5.09316% 325,893.39 1,383.19 0.00 0.00 B-6 328,521.14 5.09316% 326,411.18 1,385.39 0.00 0.00 Totals 366,100,863.23 1,515,004.42 0.00 0.00
Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance PO 0.00 0.00 0.00 0.00 372,008.61 1-A-1 0.00 0.00 451,069.61 0.00 102,435,428.87 1-A-2 0.00 0.00 3,198.13 0.00 731,000.00 1-A-3 0.00 0.00 2,187.50 0.00 500,000.00 1-A-4 0.00 0.00 32,855.59 0.00 7,465,327.55 1-A-5 0.00 0.00 15,830.80 0.00 3,618,468.21 1-A-6 0.00 0.00 44,520.66 0.00 10,220,672.45 1-A-7 0.00 0.00 60,786.25 0.00 13,894,000.00 1-A-8 0.00 0.00 14,485.55 0.00 3,136,583.02 2-A-1 599.78 0.00 388,432.95 0.00 91,989,670.02 2-A-2 20.72 0.00 13,418.59 0.00 8,362,697.27 2-A-3 66.52 0.00 43,080.74 0.00 8,362,697.27 2-A-4 50.68 0.00 32,823.18 0.00 7,469,574.29 2-A-5 42.06 0.00 27,240.44 0.00 6,236,000.00 2-A-6 109.57 0.00 70,962.30 0.00 16,245,000.00 2-A-7 68.64 0.00 44,451.25 0.00 10,220,425.71 2-A-8 6.75 0.00 4,368.25 0.00 1,000,000.00 3-A-1 242.20 0.00 156,853.70 0.00 41,721,911.98 30-AX 100.78 0.00 65,264.83 0.00 14,697,285.70 15-AX 24.75 0.00 16,031.14 0.00 4,264,271.23 A-UR 0.00 0.00 0.00 0.00 0.00 A-LR 0.00 0.00 0.13 0.00 0.00 B-1 21.32 0.00 13,806.35 0.00 3,252,584.73 B-2 7.11 0.00 4,602.12 0.00 1,084,194.91 B-3 4.26 0.00 2,757.90 0.00 649,723.39 B-4 2.84 0.00 1,840.00 0.00 433,479.58 B-5 2.13 0.00 1,381.06 0.00 325,357.67 B-6 2.14 0.00 1,383.25 0.00 325,874.61 Totals 1,372.25 0.00 1,513,632.27 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall PO 379,773.88 0.00000% 980.82190381 0.00000000 0.00000000 0.00000000 1-A-1 110,811,000.00 5.25000% 930.42771882 4.07062124 0.00000000 0.00000000 1-A-2 731,000.00 5.25000% 1000.00000000 4.37500684 0.00000000 0.00000000 1-A-3 500,000.00 5.25000% 1000.00000000 4.37500000 0.00000000 0.00000000 1-A-4 7,686,000.00 5.25000% 977.08147411 4.27473198 0.00000000 0.00000000 1-A-5 3,618,468.21 5.25000% 1000.00000000 4.37500044 0.00000000 0.00000000 1-A-6 10,000,000.00 5.25000% 1017.61517900 4.45206600 0.00000000 0.00000000 1-A-7 13,894,000.00 5.25000% 1000.00000000 4.37500000 0.00000000 0.00000000 1-A-8 0.00 5.50000% 924.94720998 4.23934147 0.00000000 0.00000000 2-A-1 115,841,000.00 5.00000% 806.00007234 3.35833366 0.00000000 0.00000000 2-A-2 10,531,000.00 1.90000% 806.00007217 1.27616656 0.00000000 0.00000000 2-A-3 0.00 6.10000% 806.00007217 4.09716741 0.00000000 0.00000000 2-A-4 7,690,000.00 5.25000% 977.11645514 4.27488427 0.00000000 0.00000000 2-A-5 6,236,000.00 5.25000% 1000.00000000 4.37500000 0.00000000 0.00000000 2-A-6 16,245,000.00 5.25000% 1000.00000000 4.37500031 0.00000000 0.00000000 2-A-7 10,000,000.00 5.25000% 1017.59744600 4.45198900 0.00000000 0.00000000 2-A-8 1,000,000.00 5.25000% 1000.00000000 4.37500000 0.00000000 0.00000000 3-A-1 44,817,000.00 4.50000% 934.73992838 3.50527478 0.00000000 0.00000000 30-AX 0.00 5.25000% 818.66708267 3.58166863 0.00000000 0.00000000 15-AX 0.00 4.50000% 899.28032959 3.37230184 0.00000000 0.00000000 A-UR 50.00 4.50000% 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 4.50000% 0.00000000 0.00000000 0.00000000 0.00000000 B-1 3,279,000.00 5.09316% 993.57739555 4.21703873 0.00000000 0.00000000 B-2 1,093,000.00 5.09316% 993.57739250 4.21703568 0.00000000 0.00000000 B-3 655,000.00 5.09316% 993.57738931 4.21703817 0.00000000 0.00000000 B-4 437,000.00 5.09316% 993.57739130 4.21704805 0.00000000 0.00000000 B-5 328,000.00 5.09316% 993.57740854 4.21704268 0.00000000 0.00000000 B-6 328,521.14 5.09316% 993.57739962 4.21704978 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination
Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance PO 0.00000000 0.00000000 0.00000000 0.00000000 979.55291185 1-A-1 0.00000000 0.00000000 4.07062124 0.00000000 924.41570665 1-A-2 0.00000000 0.00000000 4.37500684 0.00000000 1000.00000000 1-A-3 0.00000000 0.00000000 4.37500000 0.00000000 1000.00000000 1-A-4 0.00000000 0.00000000 4.27473198 0.00000000 971.28903851 1-A-5 0.00000000 0.00000000 4.37500044 0.00000000 1000.00000000 1-A-6 0.00000000 0.00000000 4.45206600 0.00000000 1022.06724500 1-A-7 0.00000000 0.00000000 4.37500000 0.00000000 1000.00000000 1-A-8 0.00000000 0.00000000 4.23934147 0.00000000 917.95247435 2-A-1 0.00517761 0.00000000 3.35315605 0.00000000 794.10286531 2-A-2 0.00196752 0.00000000 1.27419903 0.00000000 794.10286488 2-A-3 0.00631659 0.00000000 4.09084987 0.00000000 794.10286488 2-A-4 0.00659038 0.00000000 4.26829389 0.00000000 971.33605852 2-A-5 0.00674471 0.00000000 4.36825529 0.00000000 1000.00000000 2-A-6 0.00674484 0.00000000 4.36825485 0.00000000 1000.00000000 2-A-7 0.00686400 0.00000000 4.44512500 0.00000000 1022.04257100 2-A-8 0.00675000 0.00000000 4.36825000 0.00000000 1000.00000000 3-A-1 0.00540420 0.00000000 3.49987058 0.00000000 930.93941986 30-AX 0.00552218 0.00000000 3.57614645 0.00000000 805.32878167 15-AX 0.00519837 0.00000000 3.36710137 0.00000000 895.64644169 A-UR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 2.60000000 0.00000000 0.00000000 B-1 0.00650198 0.00000000 4.21053675 0.00000000 991.94410796 B-2 0.00650503 0.00000000 4.21053980 0.00000000 991.94410796 B-3 0.00650382 0.00000000 4.21053435 0.00000000 991.94410687 B-4 0.00649886 0.00000000 4.21052632 0.00000000 991.94411899 B-5 0.00649390 0.00000000 4.21054878 0.00000000 991.94411585 B-6 0.00651404 0.00000000 4.21053574 0.00000000 991.94411051 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage PO-1 0.00000% 0.00 0.00 297,965.69 297,573.53 97.61042144% PO-2 0.00000% 0.00 0.00 74,524.85 74,435.08 99.35869096%
CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 3,909,808.08 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 3,909,808.08 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 45,698.99 Payment of Interest and Principal 3,864,109.09 Total Withdrawals (Pool Distribution Amount) 3,909,808.08 Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 1,372.25 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 1,372.25
SERVICING FEES Gross Servicing Fee 39,807.26 Master Servicing Fee 880.14 Trust Administrator Fee - Wells Fargo 2,913.11 WMMSC Master Servicing Fee 2,098.48 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 45,698.99
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 0.00
CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 100,000.00 0.02731488% 100,000.00 0.05280084% Fraud 2,185,555.00 0.59698166% 2,185,555.00 1.15399138% Special Hazard 2,696,283.00 0.73648638% 2,696,283.00 1.42366005% Limit of Subordinate's Exposure to Certain Types of Losses
COLLATERAL STATEMENT Collateral Description Mixed Fixed Ratio Strip Weighted Average Gross Coupon 5.858582% Weighted Average Pass-Through Rate 5.589876% Weighted Average Maturity(Stepdown Calculation ) 312 Beginning Scheduled Collateral Loan Count 394 Number Of Loans Paid In Full 3 Ending Scheduled Collateral Loan Count 391 Beginning Scheduled Collateral Balance 191,074,816.81 Ending Scheduled Collateral Balance 189,390,929.24 Ending Actual Collateral Balance at 01-Aug-2004 189,632,937.65 Monthly P &I Constant 1,256,086.39 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 3,828,710.34 Class AP Deferred Amount 0.00 Scheduled Principal 323,230.17 Unscheduled Principal 1,360,657.40
Miscellaneous Reporting Underlying Certificate 1- P&I 843,664.94 Underlying Certificate 2- P&I 356,109.64 Underlying Certificate 3- P&I 94,661.86 Group 2 Senior Prepayment % 100.000000% Group 3 Senior Prepayment % 100.000000% Group 2 Senior % 96.746746% Group 3 Senior % 97.053744% Group 2 Junior % 3.253254% Group 3 Junior % 2.946256%
Group Level Collateral Statement Group Group 2 Group 3 Total Collateral Description Fixed 30 Year Ratio Strip Fixed 15 Year Mixed Fixed Ratio Strip Weighted Average Coupon Rate 6.050548 5.200767 5.858582 Weighted Average Net Rate 5.800548 4.950767 5.608582 Weighted Average Maturity 351 173 312 Beginning Loan Count 308 86 394 Loans Paid In Full 3 0 3 Ending Loan Count 305 86 391 Beginning Scheduled Balance 147,910,856.74 43,163,960.07 191,074,816.81 Ending scheduled Balance 146,402,248.71 42,988,680.53 189,390,929.24 Record Date 08/01/2004 08/01/2004 08/01/2004 Principal And Interest Constant 900,932.09 355,154.30 1,256,086.39 Scheduled Principal 155,147.29 168,082.88 323,230.17 Unscheduled Principal 1,353,460.74 7,196.66 1,360,657.40 Scheduled Interest 745,784.80 187,071.42 932,856.22 Servicing Fees 30,814.75 8,992.51 39,807.26 Master Servicing Fees 722.00 158.14 880.14 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 2,098.48 0.00 2,098.48 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 712,149.57 177,920.77 890,070.34 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00
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