-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, KVEc18xHTJamlP9v1/4vjBzDp783aPWNwTEDQVV31xPj15pfxF0A2/4e9D1x6bs9 CzDF4feM4loDApcfJtRoXw== 0001056404-04-002546.txt : 20040804 0001056404-04-002546.hdr.sgml : 20040804 20040804144039 ACCESSION NUMBER: 0001056404-04-002546 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20040725 ITEM INFORMATION: Other events ITEM INFORMATION: Financial statements and exhibits FILED AS OF DATE: 20040804 FILER: COMPANY DATA: COMPANY CONFORMED NAME: MORTGAGE ASSET SEC TRANSACTION INC MASTR ASSET SEC TR 2004-4 CENTRAL INDEX KEY: 0001285624 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-106982-23 FILM NUMBER: 04951240 BUSINESS ADDRESS: STREET 1: 1285 AVE OF THE AMERICAS CITY: NEW YORK STATE: NY ZIP: 10019 MAIL ADDRESS: STREET 1: 1285 AVENUE OF THE AMERICAS CITY: NEW YORK STATE: NY ZIP: 10010 8-K 1 mst04004_jul.txt JULY 8K UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington D. C. 20549 Form 8-K Current Report Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): July 01, 2004 MASTR ASSET SECURITIZATION TRUST Mortgage Pass-Through Certificates, Series 2004-4 Trust (Exact name of registrant as specified in its charter) New York (governing law of 333-106982-23 54-2147380 Pooling and Servicing Agreement) (Commission 54-2147381 (State or other File Number) 54-2147382 jurisdiction of Incorporation) IRS EIN c/o Wells Fargo Bank, N.A., 9062 Old Annapolis Road Columbia, MD 21045 (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (410) 884-2000 (Former name or former address, if changed since last report) ITEM 5. Other Events On July 01, 2004 a distribution was made to holders of MASTR ASSET SECURITIZATION TRUST, Mortgage Pass-Through Certificates, Series 2004-4 Trust. ITEM 7. Financial Statements and Exhibits (c) Exhibits furnished in accordance with Item 601(a) of Regulation S-K Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-4 Trust, relating to the July 01, 2004 distribution. Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. MASTR ASSET SECURITIZATION TRUST Mortgage Pass-Through Certificates, Series 2004-4 Trust By: Wells Fargo Bank, N.A. as Master Servicer By: /s/ Beth Belfield as Assistant Vice President By: Beth Belfield as Assistant Vice President Date: 7/30/04 INDEX TO EXHIBITS Exhibit Number Description EX-99.1 Monthly report distributed to holders of Mortgage Pass-Through Certificates, Series 2004-4 Trust, relating to the July 01, 2004 distribution. EX-99.1
Mortgage Asset Securitization Transactions, Inc. Mortgage Pass-Through Certificates Record Date: 7/1/04 Distribution Date: 7/1/04 MASTR Series: 2004-4 Contact: Customer Service - CTSLink Wells Fargo Bank, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 Telephone: (301) 815-6600 Fax: (301) 815-6660 Certificateholder Distribution Summary Certificate Certificate Beginning Class Pass-Through Certificate Interest Principal Class CUSIP Description Rate Balance Distribution Distribution PO 57643MAS3 PO 0.00000% 373,019.23 0.00 528.69 1-A-1 57643MAD6 SEN 5.25000% 104,158,094.96 455,691.67 1,056,469.00 1-A-2 57643MAE4 LOCK 5.25000% 731,000.00 3,198.13 0.00 1-A-3 57643MAF1 LOCK 5.25000% 500,000.00 2,187.50 0.00 1-A-4 57643MBD5 ACCR 5.25000% 7,554,174.94 33,049.52 44,326.73 1-A-5 57643MBE3 ACCR 5.25000% 3,618,468.21 15,830.80 0.00 1-A-6 57643MAG9 SEN 5.25000% 10,131,825.06 44,326.73 (44,326.73) 1-A-7 57643MAH7 LOCK 5.25000% 13,894,000.00 60,786.25 0.00 1-A-8 57643MAJ3 IO 5.50000% 0.00 14,667.07 0.00 2-A-1 57643MAK0 SEN 5.00000% 95,864,960.55 398,970.97 2,497,106.18 2-A-2 57643MAL8 SEN 1.75000% 8,714,996.41 12,694.53 227,009.65 2-A-3 57643MAM6 IO 6.25000% 0.00 45,337.61 0.00 2-A-4 57643MAN4 ACCR 5.25000% 7,558,299.98 33,028.95 44,274.43 2-A-5 57643MAP9 ACCR 5.25000% 6,236,000.00 27,250.65 0.00 2-A-6 57643MAQ7 LOCK 5.25000% 16,245,000.00 70,988.89 0.00 2-A-7 57643MBF0 SEN 5.25000% 10,131,700.02 44,274.43 (44,274.43) 2-A-8 57643MBG8 LOCK 5.25000% 1,000,000.00 4,369.89 0.00 3-A-1 57643MAR5 SEN 4.50000% 42,704,317.58 159,954.22 812,078.21 30-AX 57643MAU8 IO 5.25000% 0.00 66,812.90 0.00 15-AX 57643MAT1 IO 4.50000% 0.00 16,633.41 0.00 A-UR 57643MAW4 SEN 4.50000% 0.00 0.00 0.00 A-LR 57643MAV6 SEN 4.50000% 0.00 0.01 0.00 B-1 57643MAX2 SUB 5.09281% 3,263,266.99 13,833.16 5,326.71 B-2 57643MAY0 SUB 5.09281% 1,087,755.66 4,611.05 1,775.57 B-3 57643MAZ7 SUB 5.09281% 651,857.24 2,763.26 1,064.04 B-4 57643MBA1 SUB 5.09281% 434,903.23 1,843.58 709.90 B-5 57643MBB9 SUB 5.09281% 326,426.22 1,383.74 532.83 B-6 57643MBC7 SUB 5.09281% 326,944.86 1,385.94 533.68 Totals 335,507,011.14 1,535,874.86 4,603,134.46
Certificateholder Distribution Summary (continued) Current Ending Cumulative Realized Certificate Total Realized Class Loss Balance Distribution Losses PO 0.00 372,490.54 528.69 0.00 1-A-1 0.00 103,101,625.95 1,512,160.67 0.00 1-A-2 0.00 731,000.00 3,198.13 0.00 1-A-3 0.00 500,000.00 2,187.50 0.00 1-A-4 0.00 7,509,848.21 77,376.25 0.00 1-A-5 0.00 3,618,468.21 15,830.80 0.00 1-A-6 0.00 10,176,151.79 0.00 0.00 1-A-7 0.00 13,894,000.00 60,786.25 0.00 1-A-8 0.00 0.00 14,667.07 0.00 2-A-1 0.00 93,367,854.38 2,896,077.15 0.00 2-A-2 0.00 8,487,986.76 239,704.18 0.00 2-A-3 0.00 0.00 45,337.61 0.00 2-A-4 0.00 7,514,025.54 77,303.38 0.00 2-A-5 0.00 6,236,000.00 27,250.65 0.00 2-A-6 0.00 16,245,000.00 70,988.89 0.00 2-A-7 0.00 10,175,974.46 0.00 0.00 2-A-8 0.00 1,000,000.00 4,369.89 0.00 3-A-1 0.00 41,892,239.37 972,032.43 0.00 30-AX 0.00 0.00 66,812.90 0.00 15-AX 0.00 0.00 16,633.41 0.00 A-UR 0.00 0.00 0.00 0.00 A-LR 0.00 0.00 0.01 0.00 B-1 0.00 3,257,940.28 19,159.87 0.00 B-2 0.00 1,085,980.09 6,386.62 0.00 B-3 0.00 650,793.19 3,827.30 0.00 B-4 0.00 434,193.32 2,553.48 0.00 B-5 0.00 325,893.39 1,916.57 0.00 B-6 0.00 326,411.18 1,919.62 0.00 Totals 0.00 330,903,876.66 6,139,009.32 0.00 All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.
Principal Distribution Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Realized Class Amount Balance Distribution Distribution Accretion Loss (1) PO 379,773.88 373,019.23 441.56 87.13 0.00 0.00 1-A-1 110,811,000.00 104,158,094.96 82,473.32 973,995.69 0.00 0.00 1-A-2 731,000.00 731,000.00 0.00 0.00 0.00 0.00 1-A-3 500,000.00 500,000.00 0.00 0.00 0.00 0.00 1-A-4 7,686,000.00 7,554,174.94 3,460.37 40,866.37 0.00 0.00 1-A-5 3,618,468.21 3,618,468.21 0.00 0.00 0.00 0.00 1-A-6 10,000,000.00 10,131,825.06 0.00 0.00 (44,326.73) 0.00 1-A-7 13,894,000.00 13,894,000.00 0.00 0.00 0.00 0.00 1-A-8 0.00 0.00 0.00 0.00 0.00 0.00 2-A-1 115,841,000.00 95,864,960.55 139,261.21 2,357,844.96 0.00 0.00 2-A-2 10,531,000.00 8,714,996.41 12,660.11 214,349.54 0.00 0.00 2-A-3 0.00 0.00 0.00 0.00 0.00 0.00 2-A-4 7,690,000.00 7,558,299.98 2,469.14 41,805.29 0.00 0.00 2-A-5 6,236,000.00 6,236,000.00 0.00 0.00 0.00 0.00 2-A-6 16,245,000.00 16,245,000.00 0.00 0.00 0.00 0.00 2-A-7 10,000,000.00 10,131,700.02 0.00 0.00 (44,274.43) 0.00 2-A-8 1,000,000.00 1,000,000.00 0.00 0.00 0.00 0.00 3-A-1 44,817,000.00 42,704,317.58 164,723.82 647,354.39 0.00 0.00 30-AX 0.00 0.00 0.00 0.00 0.00 0.00 15-AX 0.00 0.00 0.00 0.00 0.00 0.00 A-UR 50.00 0.00 0.00 0.00 0.00 0.00 A-LR 50.00 0.00 0.00 0.00 0.00 0.00 B-1 3,279,000.00 3,263,266.99 5,326.71 0.00 0.00 0.00 B-2 1,093,000.00 1,087,755.66 1,775.57 0.00 0.00 0.00 B-3 655,000.00 651,857.24 1,064.04 0.00 0.00 0.00 B-4 437,000.00 434,903.23 709.90 0.00 0.00 0.00 B-5 328,000.00 326,426.22 532.83 0.00 0.00 0.00 B-6 328,521.14 326,944.86 533.68 0.00 0.00 0.00 Totals 366,100,863.23 335,507,011.14 415,432.26 4,276,303.37 (88,601.16) 0.00 (1) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Principal Distribution Statement (continued) Total Ending Ending Total Principal Certificate Certificate Principal Class Reduction Balance Percentage Distribution PO 528.69 372,490.54 0.98082190 528.69 1-A-1 1,056,469.00 103,101,625.95 0.93042772 1,056,469.00 1-A-2 0.00 731,000.00 1.00000000 0.00 1-A-3 0.00 500,000.00 1.00000000 0.00 1-A-4 44,326.73 7,509,848.21 0.97708147 44,326.73 1-A-5 0.00 3,618,468.21 1.00000000 0.00 1-A-6 (44,326.73) 10,176,151.79 1.01761518 (44,326.73) 1-A-7 0.00 13,894,000.00 1.00000000 0.00 1-A-8 0.00 0.00 0.00000000 0.00 2-A-1 2,497,106.18 93,367,854.38 0.80600007 2,497,106.18 2-A-2 227,009.65 8,487,986.76 0.80600007 227,009.65 2-A-3 0.00 0.00 0.00000000 0.00 2-A-4 44,274.43 7,514,025.54 0.97711646 44,274.43 2-A-5 0.00 6,236,000.00 1.00000000 0.00 2-A-6 0.00 16,245,000.00 1.00000000 0.00 2-A-7 (44,274.43) 10,175,974.46 1.01759745 (44,274.43) 2-A-8 0.00 1,000,000.00 1.00000000 0.00 3-A-1 812,078.21 41,892,239.37 0.93473993 812,078.21 30-AX 0.00 0.00 0.00000000 0.00 15-AX 0.00 0.00 0.00000000 0.00 A-UR 0.00 0.00 0.00000000 0.00 A-LR 0.00 0.00 0.00000000 0.00 B-1 5,326.71 3,257,940.28 0.99357740 5,326.71 B-2 1,775.57 1,085,980.09 0.99357739 1,775.57 B-3 1,064.04 650,793.19 0.99357739 1,064.04 B-4 709.90 434,193.32 0.99357739 709.90 B-5 532.83 325,893.39 0.99357741 532.83 B-6 533.68 326,411.18 0.99357740 533.68 Totals 4,603,134.46 330,903,876.66 0.90385986 4,603,134.46
Principal Distribution Factors Statement Original Beginning Scheduled Unscheduled Face Certificate Principal Principal Class (2) Amount Balance Distribution Distribution Accretion PO 379,773.88 982.21402167 1.16269186 0.22942599 0.00000000 1-A-1 110,811,000.00 939.96169117 0.74427015 8.78970220 0.00000000 1-A-2 731,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-3 500,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-4 7,686,000.00 982.84867812 0.45021728 5.31698803 0.00000000 1-A-5 3,618,468.21 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-6 10,000,000.00 1013.18250600 0.00000000 0.00000000 (4.43267300) 1-A-7 13,894,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 1-A-8 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 115,841,000.00 827.55639670 1.20217548 20.35414888 0.00000000 2-A-2 10,531,000.00 827.55639635 1.20217548 20.35414870 0.00000000 2-A-3 0.00 0.00000000 0.00000000 0.00000000 0.00000000 2-A-4 7,690,000.00 982.87385956 0.32108453 5.43631860 0.00000000 2-A-5 6,236,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-6 16,245,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 2-A-7 10,000,000.00 1013.17000200 0.00000000 0.00000000 (4.42744300) 2-A-8 1,000,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 3-A-1 44,817,000.00 952.85979829 3.67547627 14.44439365 0.00000000 30-AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 15-AX 0.00 0.00000000 0.00000000 0.00000000 0.00000000 A-UR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 3,279,000.00 995.20188777 1.62449222 0.00000000 0.00000000 B-2 1,093,000.00 995.20188472 1.62449222 0.00000000 0.00000000 B-3 655,000.00 995.20189313 1.62448855 0.00000000 0.00000000 B-4 437,000.00 995.20189931 1.62448513 0.00000000 0.00000000 B-5 328,000.00 995.20189024 1.62448171 0.00000000 0.00000000 B-6 328,521.14 995.20189173 1.62449211 0.00000000 0.00000000 (2) All Classes are per $1,000 denomination
Principal Distribution Factors Statement (continued) Total Ending Ending Total Realized Principal Certificate Certificate Principal Class Loss (3) Reduction Balance Percentage Distribution PO 0.00000000 1.39211786 980.82190381 0.98082190 1.39211786 1-A-1 0.00000000 9.53397226 930.42771882 0.93042772 9.53397226 1-A-2 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-3 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-4 0.00000000 5.76720401 977.08147411 0.97708147 5.76720401 1-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-6 0.00000000 (4.43267300) 1,017.61517900 1.01761518 (4.43267300) 1-A-7 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 1-A-8 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-1 0.00000000 21.55632444 806.00007234 0.80600007 21.55632444 2-A-2 0.00000000 21.55632419 806.00007217 0.80600007 21.55632419 2-A-3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 2-A-4 0.00000000 5.75740312 977.11645514 0.97711646 5.75740312 2-A-5 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-6 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 2-A-7 0.00000000 (4.42744300) 1,017.59744600 1.01759745 (4.42744300) 2-A-8 0.00000000 0.00000000 1,000.00000000 1.00000000 0.00000000 3-A-1 0.00000000 18.11986992 934.73992838 0.93473993 18.11986992 30-AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 15-AX 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-UR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 1.62449222 993.57739555 0.99357740 1.62449222 B-2 0.00000000 1.62449222 993.57739250 0.99357739 1.62449222 B-3 0.00000000 1.62448855 993.57738931 0.99357739 1.62448855 B-4 0.00000000 1.62448513 993.57739130 0.99357739 1.62448513 B-5 0.00000000 1.62448171 993.57740854 0.99357741 1.62448171 B-6 0.00000000 1.62449211 993.57739962 0.99357740 1.62449211 (3) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class Amount Rate Balance Interest Shortfall Shortfall PO 379,773.88 0.00000% 373,019.23 0.00 0.00 0.00 1-A-1 110,811,000.00 5.25000% 104,158,094.96 455,691.67 0.00 0.00 1-A-2 731,000.00 5.25000% 731,000.00 3,198.13 0.00 0.00 1-A-3 500,000.00 5.25000% 500,000.00 2,187.50 0.00 0.00 1-A-4 7,686,000.00 5.25000% 7,554,174.94 33,049.52 0.00 0.00 1-A-5 3,618,468.21 5.25000% 3,618,468.21 15,830.80 0.00 0.00 1-A-6 10,000,000.00 5.25000% 10,131,825.06 44,326.73 0.00 0.00 1-A-7 13,894,000.00 5.25000% 13,894,000.00 60,786.25 0.00 0.00 1-A-8 0.00 5.50000% 3,200,088.40 14,667.07 0.00 0.00 2-A-1 115,841,000.00 5.00000% 95,864,960.55 399,437.34 0.00 0.00 2-A-2 10,531,000.00 1.75000% 8,714,996.41 12,709.37 0.00 0.00 2-A-3 0.00 6.25000% 8,714,996.41 45,390.61 0.00 0.00 2-A-4 7,690,000.00 5.25000% 7,558,299.98 33,067.56 0.00 0.00 2-A-5 6,236,000.00 5.25000% 6,236,000.00 27,282.50 0.00 0.00 2-A-6 16,245,000.00 5.25000% 16,245,000.00 71,071.88 0.00 0.00 2-A-7 10,000,000.00 5.25000% 10,131,700.02 44,326.19 0.00 0.00 2-A-8 1,000,000.00 5.25000% 1,000,000.00 4,375.00 0.00 0.00 3-A-1 44,817,000.00 4.50000% 42,704,317.58 160,141.19 0.00 0.00 30-AX 0.00 5.25000% 15,289,371.58 66,891.00 0.00 0.00 15-AX 0.00 4.50000% 4,440,759.73 16,652.85 0.00 0.00 A-UR 50.00 4.50000% 0.00 0.00 0.00 0.00 A-LR 50.00 4.50000% 0.00 0.00 0.00 0.00 B-1 3,279,000.00 5.09281% 3,263,266.99 13,849.33 0.00 0.00 B-2 1,093,000.00 5.09281% 1,087,755.66 4,616.44 0.00 0.00 B-3 655,000.00 5.09281% 651,857.24 2,766.49 0.00 0.00 B-4 437,000.00 5.09281% 434,903.23 1,845.73 0.00 0.00 B-5 328,000.00 5.09281% 326,426.22 1,385.35 0.00 0.00 B-6 328,521.14 5.09281% 326,944.86 1,387.56 0.00 0.00 Totals 366,100,863.23 1,536,934.06 0.00 0.00
Interest Distribution Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (4) Distribution Shortfall Balance PO 0.00 0.00 0.00 0.00 372,490.54 1-A-1 0.00 0.00 455,691.67 0.00 103,101,625.95 1-A-2 0.00 0.00 3,198.13 0.00 731,000.00 1-A-3 0.00 0.00 2,187.50 0.00 500,000.00 1-A-4 0.00 0.00 33,049.52 0.00 7,509,848.21 1-A-5 0.00 0.00 15,830.80 0.00 3,618,468.21 1-A-6 0.00 0.00 44,326.73 0.00 10,176,151.79 1-A-7 0.00 0.00 60,786.25 0.00 13,894,000.00 1-A-8 0.00 0.00 14,667.07 0.00 3,160,483.57 2-A-1 466.37 0.00 398,970.97 0.00 93,367,854.38 2-A-2 14.84 0.00 12,694.53 0.00 8,487,986.76 2-A-3 53.00 0.00 45,337.61 0.00 8,487,986.76 2-A-4 38.61 0.00 33,028.95 0.00 7,514,025.54 2-A-5 31.85 0.00 27,250.65 0.00 6,236,000.00 2-A-6 82.98 0.00 70,988.89 0.00 16,245,000.00 2-A-7 51.75 0.00 44,274.43 0.00 10,175,974.46 2-A-8 5.11 0.00 4,369.89 0.00 1,000,000.00 3-A-1 186.98 0.00 159,954.22 0.00 41,892,239.37 30-AX 78.10 0.00 66,812.90 0.00 14,940,710.28 15-AX 19.44 0.00 16,633.41 0.00 4,281,572.57 A-UR 0.00 0.00 0.00 0.00 0.00 A-LR 0.00 0.00 0.01 0.00 0.00 B-1 16.17 0.00 13,833.16 0.00 3,257,940.28 B-2 5.39 0.00 4,611.05 0.00 1,085,980.09 B-3 3.23 0.00 2,763.26 0.00 650,793.19 B-4 2.16 0.00 1,843.58 0.00 434,193.32 B-5 1.62 0.00 1,383.74 0.00 325,893.39 B-6 1.62 0.00 1,385.94 0.00 326,411.18 Totals 1,059.22 0.00 1,535,874.86 0.00 (4) Amount Does Not Include Excess Special Hazard, Bankruptcy, or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Interest Distribution Factors Statement Beginning Payment of Original Current Certificate/ Current Unpaid Current Face Certificate Notional Accrued Interest Interest Class (5) Amount Rate Balance Interest Shortfall Shortfall PO 379,773.88 0.00000% 982.21402167 0.00000000 0.00000000 0.00000000 1-A-1 110,811,000.00 5.25000% 939.96169117 4.11233244 0.00000000 0.00000000 1-A-2 731,000.00 5.25000% 1000.00000000 4.37500684 0.00000000 0.00000000 1-A-3 500,000.00 5.25000% 1000.00000000 4.37500000 0.00000000 0.00000000 1-A-4 7,686,000.00 5.25000% 982.84867812 4.29996357 0.00000000 0.00000000 1-A-5 3,618,468.21 5.25000% 1000.00000000 4.37500044 0.00000000 0.00000000 1-A-6 10,000,000.00 5.25000% 1013.18250600 4.43267300 0.00000000 0.00000000 1-A-7 13,894,000.00 5.25000% 1000.00000000 4.37500000 0.00000000 0.00000000 1-A-8 0.00 5.50000% 936.53796064 4.29246512 0.00000000 0.00000000 2-A-1 115,841,000.00 5.00000% 827.55639670 3.44815169 0.00000000 0.00000000 2-A-2 10,531,000.00 1.75000% 827.55639635 1.20685310 0.00000000 0.00000000 2-A-3 0.00 6.25000% 827.55639635 4.31018992 0.00000000 0.00000000 2-A-4 7,690,000.00 5.25000% 982.87385956 4.30007282 0.00000000 0.00000000 2-A-5 6,236,000.00 5.25000% 1000.00000000 4.37500000 0.00000000 0.00000000 2-A-6 16,245,000.00 5.25000% 1000.00000000 4.37500031 0.00000000 0.00000000 2-A-7 10,000,000.00 5.25000% 1013.17000200 4.43261900 0.00000000 0.00000000 2-A-8 1,000,000.00 5.25000% 1000.00000000 4.37500000 0.00000000 0.00000000 3-A-1 44,817,000.00 4.50000% 952.85979829 3.57322422 0.00000000 0.00000000 30-AX 0.00 5.25000% 837.77176537 3.66525144 0.00000000 0.00000000 15-AX 0.00 4.50000% 932.71521347 3.49768226 0.00000000 0.00000000 A-UR 50.00 4.50000% 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 50.00 4.50000% 0.00000000 0.00000000 0.00000000 0.00000000 B-1 3,279,000.00 5.09281% 995.20188777 4.22364440 0.00000000 0.00000000 B-2 1,093,000.00 5.09281% 995.20188472 4.22364135 0.00000000 0.00000000 B-3 655,000.00 5.09281% 995.20189313 4.22364885 0.00000000 0.00000000 B-4 437,000.00 5.09281% 995.20189931 4.22363844 0.00000000 0.00000000 B-5 328,000.00 5.09281% 995.20189024 4.22362805 0.00000000 0.00000000 B-6 328,521.14 5.09281% 995.20189173 4.22365514 0.00000000 0.00000000 (5) All Classes are per $1,000 denomination
Interest Distribution Factors Statement (continued) Remaining Ending Non-Supported Total Unpaid Certificate/ Interest Realized Interest Interest Notional Class Shortfall Losses (6) Distribution Shortfall Balance PO 0.00000000 0.00000000 0.00000000 0.00000000 980.82190381 1-A-1 0.00000000 0.00000000 4.11233244 0.00000000 930.42771882 1-A-2 0.00000000 0.00000000 4.37500684 0.00000000 1000.00000000 1-A-3 0.00000000 0.00000000 4.37500000 0.00000000 1000.00000000 1-A-4 0.00000000 0.00000000 4.29996357 0.00000000 977.08147411 1-A-5 0.00000000 0.00000000 4.37500044 0.00000000 1000.00000000 1-A-6 0.00000000 0.00000000 4.43267300 0.00000000 1017.61517900 1-A-7 0.00000000 0.00000000 4.37500000 0.00000000 1000.00000000 1-A-8 0.00000000 0.00000000 4.29246512 0.00000000 924.94720998 2-A-1 0.00402595 0.00000000 3.44412574 0.00000000 806.00007234 2-A-2 0.00140917 0.00000000 1.20544393 0.00000000 806.00007217 2-A-3 0.00503276 0.00000000 4.30515716 0.00000000 806.00007217 2-A-4 0.00502081 0.00000000 4.29505202 0.00000000 977.11645514 2-A-5 0.00510744 0.00000000 4.36989256 0.00000000 1000.00000000 2-A-6 0.00510803 0.00000000 4.36989166 0.00000000 1000.00000000 2-A-7 0.00517500 0.00000000 4.42744300 0.00000000 1017.59744600 2-A-8 0.00511000 0.00000000 4.36989000 0.00000000 1000.00000000 3-A-1 0.00417208 0.00000000 3.56905237 0.00000000 934.73992838 30-AX 0.00427944 0.00000000 3.66097200 0.00000000 818.66708267 15-AX 0.00408308 0.00000000 3.49359918 0.00000000 899.28032959 A-UR 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A-LR 0.00000000 0.00000000 0.20000000 0.00000000 0.00000000 B-1 0.00493138 0.00000000 4.21871302 0.00000000 993.57739555 B-2 0.00493138 0.00000000 4.21870997 0.00000000 993.57739250 B-3 0.00493130 0.00000000 4.21871756 0.00000000 993.57738931 B-4 0.00494279 0.00000000 4.21871854 0.00000000 993.57739130 B-5 0.00493902 0.00000000 4.21871951 0.00000000 993.57740854 B-6 0.00493119 0.00000000 4.21872395 0.00000000 993.57739962 (6) Amount Does Not Include Excess Special Hazard, Bankruptcy,or Fraud Losses Unless Otherwise Disclosed. Please Refer to the Prospectus Supplement for a Full Description.
Certificateholder Component Statement Component Beginning Ending Beginning Ending Ending Pass-Through Notional Notional Component Component Component Class Rate Balance Balance Balance Balance Percentage PO-1 0.00000% 0.00 0.00 298,388.42 297,965.69 97.73905823% PO-2 0.00000% 0.00 0.00 74,630.81 74,524.85 99.47851927%
CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 6,181,720.33 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 3,814.85 Realized Loss (Gains, Subsequent Expenses & Recoveries) 0.00 Prepayment Penalties 0.00 Total Deposits 6,185,535.18 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 46,525.86 Payment of Interest and Principal 6,139,009.32 Total Withdrawals (Pool Distribution Amount) 6,185,535.18 Ending Balance 0.00
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 1,059.22 Servicing Fee Support 0.00 Non-Supported Prepayment/Curtailment Interest Shortfall 1,059.22
SERVICING FEES Gross Servicing Fee 40,546.06 Master Servicing Fee 881.50 Trust Administrator Fee - Wells Fargo 2,935.12 WMMSC Master Servicing Fee 2,163.18 Supported Prepayment/Curtailment Interest Shortfall 0.00 Net Servicing Fee 46,525.86
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT DELINQUENCY STATUS DELINQUENT BANKRUPTCY FORECLOSURE REO Total No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 1 0 0 0 1 647,453.53 0.00 0.00 0.00 647,453.53 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180+ Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 647,453.53 0.00 0.00 0.00 647,453.53 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.253807% 0.000000% 0.000000% 0.000000% 0.253807% 0.338378% 0.000000% 0.000000% 0.000000% 0.338378% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.253807% 0.000000% 0.000000% 0.000000% 0.253807% 0.338378% 0.000000% 0.000000% 0.000000% 0.338378%
Delinquency Status By Groups DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 2 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 1 0 0 0 1 647,453.53 0.00 0.00 0.00 647,453.53 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 1 0 0 0 1 647,453.53 0.00 0.00 0.00 647,453.53 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.324675% 0.000000% 0.000000% 0.000000% 0.324675% 0.437372% 0.000000% 0.000000% 0.000000% 0.437372% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.324675% 0.000000% 0.000000% 0.000000% 0.324675% 0.437372% 0.000000% 0.000000% 0.000000% 0.437372% DELINQUENT BANKRUPTCY FORECLOSURE REO Total Group 3 No of Loans No of Loans No of Loans No of Loans No of Loans Principal Balance Principal Balance Principal Balance Principal Balance Principal Balance 0-29 Days 0 0 0 0 0.00 0.00 0.00 0.00 30 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 60 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 90 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 120 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 150 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 180 Days 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 Totals 0 0 0 0 0 0.00 0.00 0.00 0.00 0.00 0-29 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 180 Days 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% Totals 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000%
OTHER INFORMATION Current Period Class A Insufficient Funds 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 3,814.85
CREDIT ENHANCEMENT Original $ Original % Current $ Current % Bankruptcy 100,000.00 0.02731488% 100,000.00 0.05233552% Fraud 2,185,555.00 0.59698166% 2,185,555.00 1.14382159% Special Hazard 2,696,283.00 0.73648638% 2,696,283.00 1.41111374% Limit of Subordinate's Exposure to Certain Types of Losses
COLLATERAL STATEMENT Collateral Description Mixed Fixed Ratio Strip Weighted Average Gross Coupon 5.862390% Weighted Average Pass-Through Rate 5.593617% Weighted Average Maturity(Stepdown Calculation ) 313 Beginning Scheduled Collateral Loan Count 400 Number Of Loans Paid In Full 6 Ending Scheduled Collateral Loan Count 394 Beginning Scheduled Collateral Balance 194,621,059.56 Ending Scheduled Collateral Balance 191,074,816.81 Ending Actual Collateral Balance at 01-Jul-2004 191,340,458.58 Monthly P &I Constant 1,277,464.27 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realized Loss Amount 0.00 Cumulative Realized Loss 0.00 Class A Non-PO Optimal Amount 6,103,217.51 Class AP Deferred Amount 0.00 Scheduled Principal 326,677.19 Unscheduled Principal 3,219,565.56
Miscellaneous Reporting Underlying Certificate 1- P&I 1,127,439.39 Underlying Certificate 2- P&I 362,917.97 Underlying Certificate 3- P&I 199,207.16 Group 2 Senior Prepayment % 100.000000% Group 3 Senior Prepayment % 100.000000% Group 2 Senior % 96.802382% Group 3 Senior % 97.097278% Group 2 Junior % 3.197618% Group 3 Junior % 2.902722%
Group Level Collateral Statement Group Group 2 Group 3 Total Collateral Description d 30 Year Ratio Strip Fixed 15 Year xed Fixed Ratio Strip Weighted Average Coupon Rate 6.053242 5.208696 5.862390 Weighted Average Net Rate 5.803242 4.958697 5.612390 Weighted Average Maturity 352 174 313 Beginning Loan Count 313 87 400 Loans Paid In Full 5 1 6 Ending Loan Count 308 86 394 Beginning Scheduled Balance 150,640,096.86 43,980,962.70 194,621,059.56 Ending scheduled Balance 147,910,856.74 43,163,960.07 191,074,816.81 Record Date 07/01/2004 07/01/2004 07/01/2004 Principal And Interest Constant 916,913.13 360,551.14 1,277,464.27 Scheduled Principal 157,028.95 169,648.24 326,677.19 Unscheduled Principal 2,572,211.17 647,354.39 3,219,565.56 Scheduled Interest 759,884.18 190,902.90 950,787.08 Servicing Fees 31,383.38 9,162.68 40,546.06 Master Servicing Fees 722.76 158.74 881.50 Trustee Fee 0.00 0.00 0.00 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 2,163.18 0.00 2,163.18 Pool Insurance Fee 0.00 0.00 0.00 Spread Fee 1 0.00 0.00 0.00 Spread Fee 2 0.00 0.00 0.00 Spread Fee 3 0.00 0.00 0.00 Net Interest 725,614.86 181,581.48 907,196.34 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.0000 0.0000 0.0000 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00
-----END PRIVACY-ENHANCED MESSAGE-----