-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, WeQsKev4UY0J4BBuvSoNJ/kHc1sQTs0o8eBpdq6BcxamaPs86UhDY4xn1XS8LjPe eSkG6+bYQT3TRt7+t7BN5g== 0001071787-04-001510.txt : 20041229 0001071787-04-001510.hdr.sgml : 20041229 20041228175832 ACCESSION NUMBER: 0001071787-04-001510 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20041225 ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20041229 DATE AS OF CHANGE: 20041228 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CWALT INC MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2004-J2 CENTRAL INDEX KEY: 0001285516 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] IRS NUMBER: 000000000 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-110343-07 FILM NUMBER: 041229244 BUSINESS ADDRESS: STREET 1: 155 N. LAKE AVENUE CITY: PASADEN STATE: CA ZIP: 10286 BUSINESS PHONE: 2128155683 8-K 1 cwt04j2_8k0412.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): December 25, 2004 CWT (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Certificates, Series 2004-J2) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions. []Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) []Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) []Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) []Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) Section 8 - Other Events Item 8.01 Other Events Section 9 - Financial Statements and Exhibits Item 9.01 Financial Statements and Exhibits SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: December 25, 2004 CWT By: /s/ Maria Tokarz ------------------------------ Name: Maria Tokarz Assistant Treasurer The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated December 25, 2004 Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-J2 Alternative Loan Trust 2004-J2 ------------------------------------------------------------
Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 52,065,091.75 6.000000% 1,791,277.00 260,305.71 2,051,582.70 0.00 19.75 1X 37,914,747.84 0.326282% 0.00 10,309.09 10,309.09 0.00 0.00 2A1 31,919,139.95 6.500000% 1,168,580.63 172,895.34 1,341,475.97 0.00 0.00 2X 32,671,176.69 0.451507% 0.00 12,292.71 12,292.71 0.00 0.00 3A1 11,608,004.82 3.500000% 1,227,058.80 33,856.68 1,260,915.48 0.00 0.00 3A2 50,413,000.00 3.500000% 0.00 147,037.92 147,037.92 0.00 0.00 3A3 28,135,000.00 5.500000% 0.00 128,952.08 128,952.08 0.00 0.00 3A4 7,411,599.12 5.500000% 1,026,125.42 33,969.83 1,060,095.25 0.00 0.00 3A5 14,278,000.00 5.750000% 0.00 68,415.42 68,415.42 0.00 0.00 3A6 649,000.00 0.000000% 0.00 0.00 0.00 0.00 0.00 3A7 25,000.00 5.500000% 0.00 114.58 114.58 0.00 0.00 3A8 22,553,092.66 5.500000% 0.00 103,368.34 103,368.34 0.00 0.00 3X 94,645,411.51 0.289614% 0.00 22,842.20 22,842.20 0.00 0.00 4A1 35,931,351.33 6.000000% 1,227,513.37 179,656.76 1,407,170.13 0.00 0.00 4X 38,406,792.27 0.262776% 0.00 8,410.32 8,410.32 0.00 0.00 5A1 18,361,340.33 5.000000% 86,333.91 76,505.58 162,839.50 0.00 0.00 5X 17,194,752.89 0.391651% 0.00 5,611.96 5,611.96 0.00 0.00 6A1 30,389,689.25 5.000000% 917,464.74 126,623.71 1,044,088.44 0.00 0.00 6X 32,228,430.75 0.601863% 0.00 16,164.25 16,164.25 0.00 0.00 7A1 27,802,930.08 6.000000% 1,925,779.54 139,014.65 2,064,794.19 0.00 0.00 7X 27,706,637.98 0.884925% 0.00 20,431.91 20,431.91 0.00 0.00 PO 1,297,137.14 0.000000% 34,242.89 0.00 34,242.89 0.00 0.00 M 8,285,991.13 5.744093% 21,237.18 39,662.42 60,899.60 0.00 0.50 B1 3,934,881.84 5.744093% 10,085.19 18,835.04 28,920.22 0.00 0.24 B2 2,277,881.35 5.744093% 5,838.26 10,903.50 16,741.76 0.00 0.14 B3 2,277,881.35 5.744093% 5,838.26 10,903.50 16,741.76 0.00 0.14 B4 1,657,000.49 5.744093% 4,246.93 7,931.54 12,178.47 0.00 0.10 B5 1,242,613.08 5.744093% 3,184.80 5,948.00 9,132.79 0.05 0.07 Residual AR 0.00 5.000000% 0.00 0.00 0.00 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 329,962,533.01 - 9,454,806.90 1,660,963.02 11,115,769.92 0.05 20.93 - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1A1 50,273,814.75 19.75 1X 36,483,844.04 0.00 2A1 30,750,559.32 0.00 2X 31,478,501.32 0.00 3A1 10,380,946.02 0.00 3A2 50,413,000.00 0.00 3A3 28,135,000.00 0.00 3A4 6,385,473.70 0.00 3A5 14,278,000.00 0.00 3A6 649,000.00 0.00 3A7 25,000.00 0.00 3A8 22,106,889.46 0.00 3X 93,191,405.43 0.00 4A1 34,703,837.95 0.00 4X 37,177,004.17 0.00 5A1 18,275,006.42 0.00 5X 17,113,902.99 0.00 6A1 29,472,224.52 0.00 6X 31,306,719.32 0.00 7A1 25,877,150.54 0.00 7X 25,778,566.73 0.00 PO 1,262,894.25 0.00 M 8,264,753.96 0.50 B1 3,924,796.65 0.24 B2 2,272,043.09 0.14 B3 2,272,043.09 0.14 B4 1,652,753.57 0.10 B5 1,239,428.24 0.07 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 320,507,726.06 20.93 - --------------------------------------------------------------------------------
Payment Date: 12/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-J2 Alternative Loan Trust 2004-J2 ------------------------------------------------------------
Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 52,065,091.75 6.000000% 12667FEA9 28.859447 4.193812 809.966565 1X 37,914,747.84 0.326282% 12667FEB7 0.000000 0.218968 774.927106 2A1 31,919,139.95 6.500000% 12667FED3 25.455391 3.766209 669.844671 2X 32,671,176.69 0.451507% 12667FEC5 0.000000 0.266182 681.624135 3A1 11,608,004.82 3.500000% 12667FEE1 61.800997 1.705197 522.837876 3A2 50,413,000.00 3.500000% 12667FEF8 0.000000 2.916667 1,000.000000 3A3 28,135,000.00 5.500000% 12667FEG6 0.000000 4.583333 1,000.000000 3A4 7,411,599.12 5.500000% 12667FEH4 53.729470 1.778711 334.353006 3A5 14,278,000.00 5.750000% 12667FEJ0 0.000000 4.791667 1,000.000000 3A6 649,000.00 0.000000% 12667FEK7 0.000000 0.000000 1,000.000000 3A7 25,000.00 5.500000% 12667FEL5 0.000000 4.583333 1,000.000000 3A8 22,553,092.66 5.500000% 12667FEM3 0.000000 4.045411 865.172568 3X 94,645,411.51 0.289614% 12667FEN1 0.000000 0.202613 826.618989 4A1 35,931,351.33 6.000000% 12667FET8 24.558617 3.594357 694.312825 4X 38,406,792.27 0.262776% 12667FEP6 0.000000 0.160270 708.459736 5A1 18,361,340.33 5.000000% 12667FEU5 4.045638 3.585079 856.373309 5X 17,194,752.89 0.391651% 12667FEQ4 0.000000 0.278739 850.027633 6A1 30,389,689.25 5.000000% 12667FEV3 24.450730 3.374562 785.444248 6X 32,228,430.75 0.601863% 12667FER2 0.000000 0.410312 794.688178 7A1 27,802,930.08 6.000000% 12667FEW1 39.824214 2.874758 535.127294 7X 27,706,637.98 0.884925% 12667FES0 0.000000 0.423226 533.977098 PO 1,297,137.14 0.000000% 12667FEX9 24.943872 0.000000 919.941982 M 8,285,991.13 5.744093% 12667FEZ4 2.533967 4.732421 986.129812 B1 3,934,881.84 5.744093% 12667FFA8 2.533967 4.732421 986.129812 B2 2,277,881.35 5.744093% 12667FFB6 2.533967 4.732421 986.129812 B3 2,277,881.35 5.744093% 12667FDK8 2.533967 4.732421 986.129812 B4 1,657,000.49 5.744093% 12667FDL6 2.533967 4.732421 986.129812 B5 1,242,613.08 5.744093% 12667FDM4 2.533928 4.732421 986.129812 Residual AR 0.00 5.000000% 12667FEY7 0.000000 0.000000 0.000000 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 329,962,533.01 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-J2 Alternative Loan Trust 2004-J2 ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 54,031,294.09 32,988,166.41 117,439,293.32 Loan count 378 333 531 Avg loan rate 6.408150% 7.190147% 5.959767% Prepay amount 1,752,703.61 805,537.48 2,158,410.87 Prin balance 37,177,004.17 19,308,708.70 31,306,719.32 Loan count 213 139 80 Avg loan rate 6.521776% 5.605124% 5.860863% Prepay amount 1,194,495.44 13,812.36 847,277.78 Total ----- Prin balance 28,256,540.05 320,507,726.06 Loan count 67 1741 Avg loan rate 7.078194% 6.30 Prepay amount 1,875,202.97 8,647,440.51 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 6,296.08 5,357.14 20,901.37 Sub servicer fees 0.00 0.00 0.00 Trustee fees 418.79 256.37 897.90 Agg advances N/A N/A N/A Adv this period 3,440.62 9,449.51 3,629.10 Master serv fees 4,350.14 4,041.49 5,826.59 Sub servicer fees 0.00 0.00 0.00 Trustee fees 288.05 145.49 241.71 Agg advances N/A N/A N/A Adv this period 7,873.60 3,191.59 5,704.61 Total ----- Master serv fees 4,857.33 51,630.14 Sub servicer fees 193.98 193.98 Trustee fees 226.40 2,474.72 Agg advances N/A N/A Adv this period 6,524.38 39,813.41 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts - ---------------- Bankruptcy 17,470.53 12,778.14 37,049.74 Fraud 1,318,000.00 964,000.09 2,795,081.73 Special Hazard 3,940,946.64 0.00 0.00 Bankruptcy 13,911.69 5,940.88 10,443.87 Fraud 1,049,516.48 448,187.82 787,899.54 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 97,594.87 Fraud 1,015,450.20 8,378,135.85 Special Hazard 0.00 3,940,946.64 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 100.000000% 100.000000% 329,962,533.01 ----------------------------------------------------------------------------- Junior 0.000000% 0.000000% 0.00 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 21 3,272,191.00 60 to 89 days 4 928,147.23 90 or more 9 1,421,755.50 Foreclosure 0 0.00 Totals: 34 5,622,093.73 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 11,115,769.92 11,115,769.92 Principal remittance amount 9,454,806.90 9,454,806.90 Interest remittance amount 1,660,963.02 1,660,963.02 -----END PRIVACY-ENHANCED MESSAGE-----