-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, HT8LOcOZpxNZNvihb4CwVFVE6ZEWZdz6sl0f7yYiFOKE4NbsGEuKIesYGpW82al+ E5QVB327dfGtbR5xWVDgUg== 0001071787-04-000660.txt : 20040712 0001071787-04-000660.hdr.sgml : 20040712 20040712173007 ACCESSION NUMBER: 0001071787-04-000660 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 20040625 ITEM INFORMATION: Financial statements and exhibits FILED AS OF DATE: 20040712 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CWALT INC MORTGAGE PASS-THROUGH CERTIFICATES SERIES 2004-J2 CENTRAL INDEX KEY: 0001285516 STANDARD INDUSTRIAL CLASSIFICATION: ASSET-BACKED SECURITIES [6189] FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 333-110343-07 FILM NUMBER: 04910756 BUSINESS ADDRESS: STREET 1: 155 N. LAKE AVENUE CITY: PASADEN STATE: CA ZIP: 10286 BUSINESS PHONE: 2128155683 8-K 1 cwt04j2_8k0406.txt SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported): June 25, 2004 CWT (Depositor) (Issuer in respect of CHL Mortgage Pass-Through Certificates, Series 2004-J2) (Exact name of registrant as specified in charter) Delaware 33-63714 95-4449516 (State or other (Commission File No.) (I.R.S. Employer jurisdiction of Identification No.) organization) , , N/A 91110-7137 (Address of principal executive offices) (Zip Code) Registrant's Telephone Number, including area code: (818)-304-4428 Not Applicable (Former name, former address and former fiscal year, if changed since last report) Item 5. Other Events CWT CHL Mortgage Pass-Through Certificates Series 2004-J2 On June 25, 2004, The Bank of New York, as Trustee for CWT, CHL Mortgage Pass-Through Certificates Series 2004-J2, made a monthly distribution to Certificate holders of principal and/or interest pursuant to the Pooling and Servicing Agreement, dated as of March 1, 2004, among CWT as Depositor, Countrywide Home Loans, Seller and Master Servicer and The Bank of New York, as Trustee. Item 7. Financial Statements and Exhibits (c) Exhibits Exhibit No. Description 99 Report to Holders of CWT, CHL Mortgage Pass-Through Certificates Series 2004-J2 relating to the distribution date of June 25, 2004 prepared by The Bank of New York, as Trustee under the Pooling and Servicing Agreement dated as of March 1, 2004. SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized. Dated: June 25, 2004 CWT By: /s/ Courtney Bartholomew ------------------------------ Name: Courtney Bartholomew Vice President The Bank of New York, as Trustee EXHIBIT INDEX Exhibit 99 Monthly Remittance Statement dated June 25, 2004 Payment Date: 06/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-J2 Alternative Loan Trust 2004-J2 ------------------------------------------------------------
Class Information Current Payment Information - ---------------------------------------------------------------------------------------------------------------------------------- Beginning Pass Thru Principal Interest Total Principal Interest Type Class Code Name Cert. Bal. Rate Dist. Amt. Dist. Amt. Dist. Losses Shortfalls - ---------------------------------------------------------------------------------------------------------------------------------- Senior 1A1 60,427,421.45 6.000000% 2,115,469.83 302,137.11 2,417,606.94 0.00 0.00 1X 45,421,791.10 0.332349% 0.00 12,579.90 12,579.90 0.00 0.00 2A1 41,745,812.50 6.500000% 1,624,489.12 226,123.15 1,850,612.27 0.00 0.00 2X 42,304,351.77 0.439142% 0.00 15,481.34 15,481.34 0.00 0.00 3A1 18,086,116.97 3.500000% 960,007.65 52,751.17 1,012,758.82 0.00 0.00 3A2 50,413,000.00 3.500000% 0.00 147,037.92 147,037.92 0.00 0.00 3A3 28,135,000.00 5.500000% 0.00 128,952.08 128,952.08 0.00 0.00 3A4 16,078,184.57 5.500000% 1,460,826.52 73,691.68 1,534,518.20 0.00 0.00 3A5 14,278,000.00 5.750000% 0.00 68,415.42 68,415.42 0.00 0.00 3A6 649,000.00 0.000000% 0.00 0.00 0.00 0.00 0.00 3A7 25,000.00 5.500000% 0.00 114.58 114.58 0.00 0.00 3A8 24,908,769.81 5.500000% 0.00 114,165.19 114,165.19 0.00 0.00 3X 108,491,785.24 0.291348% 0.00 26,340.75 26,340.75 0.00 0.00 4A1 48,026,219.29 6.000000% 1,614,745.58 240,131.10 1,854,876.68 0.00 0.00 4X 50,514,748.51 0.271650% 0.00 11,435.26 11,435.26 0.00 0.00 5A1 20,945,779.90 5.000000% 389,633.92 87,274.08 476,908.00 0.00 0.00 5X 19,749,004.50 0.404470% 0.00 6,656.57 6,656.57 0.00 0.00 6A1 34,523,268.73 5.000000% 128,409.46 143,846.95 272,256.41 0.00 0.00 6X 36,387,506.17 0.613103% 0.00 18,591.06 18,591.06 0.00 0.00 7A1 38,657,552.68 6.000000% 3,799,414.00 193,287.76 3,992,701.76 0.00 0.00 7X 38,573,708.45 0.902810% 0.00 29,020.62 29,020.62 0.00 0.00 PO 1,356,436.35 0.000000% 10,111.08 0.00 10,111.08 0.00 0.00 M 8,354,282.10 5.743066% 13,556.34 39,982.66 53,539.00 0.00 0.00 B1 3,967,312.11 5.743066% 6,437.68 18,987.11 25,424.80 0.00 0.00 B2 2,296,655.05 5.743066% 3,726.74 10,991.54 14,718.27 0.00 0.00 B3 2,296,655.05 5.743066% 3,726.74 10,991.54 14,718.27 0.00 0.00 B4 1,670,657.06 5.743066% 2,710.94 7,995.58 10,706.52 0.00 0.00 B5 1,252,854.38 5.743066% 2,032.98 5,996.02 8,029.00 0.00 0.00 Residual AR 0.00 5.000000% 0.00 0.02 0.02 0.00 0.00 - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- - ---------------------------------------------------------------------------------------------------------------------------------- Totals - - 393,185,208.18 - 12,135,298.58 1,992,978.17 14,128,276.75 - - - ---------------------------------------------------------------------------------------------------------------------------------- Class Information - -------------------------------------------------------------------------------- Ending Cert. Unpaid Type Class Code Name Notional Bal. Interest - -------------------------------------------------------------------------------- Senior 1A1 58,311,951.61 0.00 1X 43,590,424.68 0.00 2A1 40,121,323.38 0.00 2X 40,676,555.02 0.00 3A1 17,126,109.32 0.00 3A2 50,413,000.00 0.00 3A3 28,135,000.00 0.00 3A4 14,617,358.06 0.00 3A5 14,278,000.00 0.00 3A6 649,000.00 0.00 3A7 25,000.00 0.00 3A8 24,559,676.12 0.00 3X 106,253,117.80 0.00 4A1 46,411,473.71 0.00 4X 48,897,853.78 0.00 5A1 20,556,145.98 0.00 5X 19,364,306.70 0.00 6A1 34,394,859.28 0.00 6X 36,254,887.39 0.00 7A1 34,858,138.68 0.00 7X 34,772,265.56 0.00 PO 1,346,325.26 0.00 M 8,340,725.77 0.00 B1 3,960,874.42 0.00 B2 2,292,928.31 0.00 B3 2,292,928.31 0.00 B4 1,667,946.11 0.00 B5 1,250,821.39 0.00 Residual AR 0.00 0.00 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- Totals - - 381,049,909.60 - - --------------------------------------------------------------------------------
Payment Date: 06/25/04 ------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-J2 Alternative Loan Trust 2004-J2 ------------------------------------------------------------
Class Information Current Payment Information Factors per $1,000 - ------------------------------------------------------------------------------------------------------------------------ Beginning Pass Thru CUSIP Principal Interest Ending Cert./ Type Class Code Name Cert. Bal.(Face) Rate Numbers Dist. Dist. Notional Bal. - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Senior 1A1 60,427,421.45 6.000000% 12667FEA9 34.082551 4.867762 939.469810 1X 45,421,791.10 0.332349% 12667FEB7 0.000000 0.267201 925.872877 2A1 41,745,812.50 6.500000% 12667FED3 35.386523 4.925679 873.969621 2X 42,304,351.77 0.439142% 12667FEC5 0.000000 0.335227 880.795478 3A1 18,086,116.97 3.500000% 12667FEE1 48.350927 2.656821 862.559019 3A2 50,413,000.00 3.500000% 12667FEF8 0.000000 2.916667 1,000.000000 3A3 28,135,000.00 5.500000% 12667FEG6 0.000000 4.583333 1,000.000000 3A4 16,078,184.57 5.500000% 12667FEH4 76.491073 3.858607 765.386850 3A5 14,278,000.00 5.750000% 12667FEJ0 0.000000 4.791667 1,000.000000 3A6 649,000.00 0.000000% 12667FEK7 0.000000 0.000000 1,000.000000 3A7 25,000.00 5.500000% 12667FEL5 0.000000 4.583333 1,000.000000 3A8 24,908,769.81 5.500000% 12667FEM3 0.000000 4.467955 961.164532 3X 108,491,785.24 0.291348% 12667FEN1 0.000000 0.233646 942.477950 4A1 48,026,219.29 6.000000% 12667FET8 32.305896 4.804255 928.545180 4X 50,514,748.51 0.271650% 12667FEP6 0.000000 0.217915 931.816895 5A1 20,945,779.90 5.000000% 12667FEU5 18.258384 4.089695 963.268322 5X 19,749,004.50 0.404470% 12667FEQ4 0.000000 0.330624 961.802564 6A1 34,523,268.73 5.000000% 12667FEV3 3.422153 3.833567 916.634045 6X 36,387,506.17 0.613103% 12667FER2 0.000000 0.471915 920.292226 7A1 38,657,552.68 6.000000% 12667FEW1 78.570093 3.997100 720.849901 7X 38,573,708.45 0.902810% 12667FES0 0.000000 0.601133 720.272529 PO 1,356,436.35 0.000000% 12667FEX9 7.365312 0.000000 980.716425 M 8,354,282.10 5.743066% 12667FEZ4 1.617508 4.770632 995.194579 B1 3,967,312.11 5.743066% 12667FFA8 1.617508 4.770632 995.194579 B2 2,296,655.05 5.743066% 12667FFB6 1.617508 4.770632 995.194579 B3 2,296,655.05 5.743066% 12667FDK8 1.617508 4.770632 995.194579 B4 1,670,657.06 5.743066% 12667FDL6 1.617508 4.770632 995.194579 B5 1,252,854.38 5.743066% 12667FDM4 1.617508 4.770632 995.194579 Residual AR 0.00 5.000000% 12667FEY7 0.000000 0.168750 0.000000 - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------ Totals - - 393,185,208.18 - - - - - - ------------------------------------------------------------------------------------------------------------------------ - ------------------------------------------------------------------------------------------------------------------------
------------------------------------------------------------ Countrywide Home Loans CHL Mortgage Pass-Through Certificates, Series 2004-J2 Alternative Loan Trust 2004-J2 ------------------------------------------------------------ - -------------------------------------------------------------------------------- COLLATERAL INFORMATION - -------------------------------------------------------------------------------- Prin balance 62,120,448.00 42,394,214.81 132,506,318.71 Loan count 425 401 589 Avg loan rate 6.428744% 7.180639% 5.966839% Prepay amount 1,991,129.44 1,532,298.85 2,300,381.17 Prin balance 48,897,853.78 21,613,860.58 36,254,887.39 Loan count 265 150 90 Avg loan rate 6.530650% 5.621040% 5.872103% Prepay amount 1,573,269.03 312,451.36 50,458.23 Total ----- Prin balance 37,262,326.33 381,049,909.60 Loan count 88 2008 Avg loan rate 7.112251% 6.34 Prepay amount 3,735,037.85 11,495,025.93 - -------------------------------------------------------------------------------- FEES AND ADVANCES - -------------------------------------------------------------------------------- Master serv fees 6,692.46 4,978.41 25,547.96 Sub servicer fees 0.00 0.00 0.00 Trustee fees 481.86 330.18 1,012.04 Agg advances N/A N/A N/A Adv this period 5,630.11 10,245.76 4,687.11 Master serv fees 6,161.00 3,297.99 7,580.73 Sub servicer fees 0.00 0.00 0.00 Trustee fees 378.86 165.06 272.91 Agg advances N/A N/A N/A Adv this period 15,563.26 4,820.98 0.00 Total ----- Master serv fees 4,277.68 58,536.23 Sub servicer fees 197.56 197.56 Trustee fees 307.99 2,948.89 Agg advances N/A N/A Adv this period 2,152.35 43,099.57 - -------------------------------------------------------------------------------- LOSSES & INSURANCE COVERAGES - -------------------------------------------------------------------------------- Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Realized losses 0.00 0.00 0.00 Cumulative losses 0.00 0.00 0.00 Total ----- Realized losses 0.00 0.00 Cumulative losses 0.00 0.00 Coverage Amounts - ---------------- Bankruptcy 17,470.53 12,778.14 37,049.74 Fraud 1,318,000.00 964,000.09 2,795,081.73 Special Hazard 3,965,121.54 0.00 0.00 Bankruptcy 13,911.69 5,940.88 10,443.87 Fraud 1,049,516.48 448,187.82 787,899.54 Special Hazard 0.00 0.00 0.00 Total ----- Bankruptcy 0.00 97,594.87 Fraud 1,015,450.20 8,378,135.85 Special Hazard 0.00 3,965,121.54 Aggregate Certificate Information ----------------------------------------------------------------------------- Class Aggregate Aggregate Aggregate Type Percentage Prepay Pct. End Cert. Bal. ----------------------------------------------------------------------------- Senior 100.000000% 100.000000% 393,185,208.18 ----------------------------------------------------------------------------- Junior 0.000000% 0.000000% 0.00 ----------------------------------------------------------------------------- - -------------------------------------------------------------------------------- DELINQUENCY INFORMATION - -------------------------------------------------------------------------------- Period Loan Count Ending Stated Balance - ------ ---------- --------------------- 30 to 59 days 33 5,536,340.46 60 to 89 days 4 420,290.80 90 or more 10 509,036.31 Foreclosure 0 0.00 Totals: 47 6,465,667.57 - -------------------------------------------------------------------------------- - -------------------------------------------------------------------------------- REO INFORMATION - -------------------------------------------------------------------------------- REO Date Loan Number Ending Stated Balance Book Value -------- ----------- --------------------- ---------- N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A N/A # 0 N/A Totals: 0 N/A Current Total Outstanding Balance: 0.00 Current Total Outstanding Number of Loans: 0 - -------------------------------------------------------------------------------- OTHER INFORMATION - -------------------------------------------------------------------------------- Amount/Withdrawal Total/Ending Bal. ----------------- ----------------- Available remittance amount 14,128,276.75 14,128,276.75 Principal remittance amount 12,135,298.58 12,135,298.58 Interest remittance amount 1,992,978.17 1,992,978.17 -----END PRIVACY-ENHANCED MESSAGE-----