FHLB Advances and Junior Subordinated Debentures (Tables)

3 Months Ended

Mar. 31, 2014

FHLB Advances and Junior Subordinated Debentures

Schedule of outstanding advances from FHLB

Issue Date	Balance		Rate		Maturity Date
October 25, 2013	$	40,000	0.11	%	Daily Advance (Open Maturity)
December 26, 2012	100,000		0.11	%	Daily Advance (Open Maturity)
May 20, 2011*	3,000		2.35	%	May 20, 2016
June 1, 2011*	1,000		2.16	%	June 1, 2016
June 8, 2011*	1,000		2.12	%	June 8, 2016
July 25, 2011*	5,000		2.10	%	July 25, 2016
Total Advances	$	150,000	0.18	%

*Advances acquired through the acquisition of BankAsiana had fair value of $10.3 million at March 31, 2014.

Summary of information relating to the FHLB advances

	For the Three Months Ended
(Dollars in Thousands)	March 31, 2014			December 31, 2013
Balance at quarter end	$	150,292		$	190,325
Average balance during the quarter	191,646			184,259
Maximum amount outstanding at any month-end	190,314			210,336
Average interest rate during the quarter	0.15		%	0.14		%
Weighted average interest rate at quarter-end	0.25		%	0.25		%

Summary of outstanding Subordinated Debentures

(Dollars in Thousands)	Issued Date	Amount of Debenture Issued		Interest Rate	Current Rate		Callable Date		Maturity Date
Wilshire Statutory Trust II	03/17/2005	$	20,619	3 Month LIBOR + 1.79%	2.036	%	06/17/2014	(1)	03/17/2035
Wilshire Statutory Trust III	09/15/2005	15,464		3 Month LIBOR + 1.40%	1.646	%	06/15/2014	(2)	09/15/2035
Wilshire Statutory Trust IV	07/10/2007	25,774		3 Month LIBOR + 1.38%	1.626	%	06/15/2014	(3)	09/15/2037
Saehan Capital Trust I	03/30/2007	9,753		3 Month LIBOR + 1.62%	1.866	%	06/30/2014	(4)	03/30/2037
		$	71,610

(1) The Company has the right to redeem the $20.6 million debentures, in whole or in part, on any March 17, June 17, September 17, or December 17. The next callable date as of this report is June 17, 2014.

(2) The Company has the right to redeem the $15.5 million debentures, in whole or in part, on any March 15, June 15, September 15, or December 15. The next callable date as of this report is June 15, 2014.

(3) The Company has the right to redeem the $25.8 million debentures, in whole or in part, on any March 15, June 15, September 15, or December 15. The next callable date as of this report is June 15, 2014.

(4) The Company has the right to redeem the $20.6 million debentures, in whole or in part, on any March 30, June 30, September 30, or December 30. The next callable date as of this report is June 30, 2014.