XML 107 R64.htm IDEA: XBRL DOCUMENT v2.4.0.6
Loans and Allowance for Loan Losses (Components of loans receivable) (Details) (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2009
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans receivable $ 528,625 $ 514,682    
Percentage of loans receivable 100.00% 100.00%    
Individually evaluated for impairment 16,193 32,135    
Collectively evaluated for impairment 512,432 482,547    
Allowance for loan losses (7,943) (12,690) (12,455) (16,608)
Deferred loan fees, net of direct origination costs 86 260    
Loans receivable, net 520,768 502,252    
Weighted average interest rate 5.28% 6.04%    
Commercial
       
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans receivable 121,307 110,395    
Percentage of loans receivable 23.00% 21.40%    
Individually evaluated for impairment 6,133 8,585    
Collectively evaluated for impairment 115,174 101,810    
Allowance for loan losses (2,156) (2,817) (2,925) (4,785)
Commercial real estate
       
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans receivable 186,844 167,586    
Percentage of loans receivable 35.40% 32.60%    
Individually evaluated for impairment 3,373 10,918    
Collectively evaluated for impairment 183,471 156,668    
Allowance for loan losses (2,762) (4,880) (3,655) (3,827)
Commercial construction
       
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans receivable 3,832 6,335    
Percentage of loans receivable 0.70% 1.20%    
Individually evaluated for impairment 0 747    
Collectively evaluated for impairment 3,832 5,588    
Allowance for loan losses (101) (500) (540) (1,671)
Land and land development loans
       
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans receivable 31,278 38,499    
Percentage of loans receivable 5.90% 7.50%    
Individually evaluated for impairment 2,023 5,173    
Collectively evaluated for impairment 29,255 33,326    
Allowance for loan losses (1,197) (2,273) (2,408) (2,707)
Agriculture
       
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans receivable 85,967 81,316    
Percentage of loans receivable 16.30% 15.80%    
Individually evaluated for impairment 2,134 2,423    
Collectively evaluated for impairment 83,833 78,893    
Allowance for loan losses (228) (172) (779) (1,390)
Multifamily
       
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans receivable 16,544 26,038    
Percentage of loans receivable 3.10% 5.10%    
Individually evaluated for impairment 0 0    
Collectively evaluated for impairment 16,544 26,038    
Allowance for loan losses (51) (91) (83) (26)
Residential real estate
       
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans receivable 60,020 58,861    
Percentage of loans receivable 11.30% 11.40%    
Individually evaluated for impairment 2,362 4,013    
Collectively evaluated for impairment 57,658 54,848    
Allowance for loan losses (1,144) (1,566) (1,252) (1,412)
Residential construction
       
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans receivable 940 2,742    
Percentage of loans receivable 0.20% 0.50%    
Individually evaluated for impairment 0 0    
Collectively evaluated for impairment 940 2,742    
Allowance for loan losses (24) (59) (65) (170)
Consumer
       
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans receivable 9,626 11,847    
Percentage of loans receivable 1.80% 2.30%    
Individually evaluated for impairment 168 276    
Collectively evaluated for impairment 9,458 11,571    
Allowance for loan losses (202) (295) (613) (539)
Municipal
       
Accounts, Notes, Loans and Financing Receivable [Line Items]        
Total loans receivable 12,267 11,063    
Percentage of loans receivable 2.30% 2.20%    
Individually evaluated for impairment 0 0    
Collectively evaluated for impairment 12,267 11,063    
Allowance for loan losses $ (78) $ (37) $ (135) $ (81)