Regulatory Capital (Tables)

12 Months Ended

Dec. 31, 2012

Regulatory Capital [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

The following table sets forth the amounts and ratios regarding actual and minimum core Tier 1 risk-based and total risk-based capital requirements, together with the amounts and ratios required in order to meet the published definition of a “well-capitalized” institution (in thousands).

	Actual				Capital Requirements				Published Well-Capitalized Requirements
	Amount		Ratio		Amount		Ratio		Amount		Ratio
	(Dollars in thousands)
As of December 31, 2012
Total capital (to risk-weighted assets):
The Company	$	124,058	20.51	%	$	48,399	8	%	$	60,499	10	%
Panhandle State Bank	115,418		19.07	%	48,409		8	%	60,511		10	%
Tier I capital (to risk-weighted assets):
The Company	116,491		19.26	%	24,200		4	%	36,299		6	%
Panhandle State Bank	107,849		17.82	%	24,204		4	%	36,307		6	%
Tier I capital (to average assets):
The Company	116,491		12.54	%	37,160		4	%	46,451		5	%
Panhandle State Bank	107,849		11.60	%	37,197		4	%	46,497		5	%
As of December 31, 2011
Total capital (to risk-weighted assets):
The Company	$	74,807	12.58	%	$	47,587	8	%	$	59,484	10	%
Panhandle State Bank	81,614		13.74	%	47,524		8	%	59,405		10	%
Tier I capital (to risk-weighted assets):
The Company	67,316		11.32	%	23,793		4	%	35,690		6	%
Panhandle State Bank	74,123		12.48	%	23,762		4	%	35,643		6	%
Tier I capital (to average assets):
The Company	67,316		7.32	%	36,775		4	%	45,968		5	%
Panhandle State Bank	74,123		8.07	%	36,723		4	%	45,904		5	%