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Quarterly Financial Data (Unaudited) (Details) (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended 12 Months Ended
Dec. 31, 2012
Sep. 30, 2012
Jun. 30, 2012
Mar. 31, 2012
Dec. 31, 2011
Sep. 30, 2011
Jun. 30, 2011
Mar. 31, 2011
Dec. 31, 2012
Dec. 31, 2011
Dec. 31, 2010
Quarterly Financial Data [Abstract]                      
Interest income $ 8,594 $ 8,927 $ 9,126 $ 9,120 $ 9,770 $ 10,609 $ 10,790 $ 10,488 $ 35,767 $ 41,657 $ 46,049
Interest expense (1,012) (1,258) (1,315) (1,498) (1,429) (1,802) (1,805) (1,776) (5,083) (6,812) (10,785)
Provision for losses on loans (618) (1,155) (1,575) (959) (704) (2,239) (2,712) (1,634) (4,306) (7,289) (24,012)
Net interest income after provision for losses on loans 6,964 6,514 6,236 6,663 7,637 6,568 6,273 7,078 26,378 27,556 11,252
Other income 3,070 2,552 2,768 2,436 2,745 2,484 2,733 2,663 10,826 10,625 11,024
Operating expenses (8,671) (8,242) (8,222) (8,298) (9,167) (9,812) (9,611) (9,740) (33,433) (38,330) (54,894)
Loss before income taxes 1,363 824 782 801 1,215 (760) (605) 1 3,771 (149) (32,618)
Income tax provision (benefit) 8 0 0 0 152 0 0 0 8 152 882
Net income 1,371 824 782 801 1,367 (760) (605) 1 3,779 3 (31,736)
Preferred stock dividend 462 482 481 466 460 457 448 443 1,891 1,808 1,716
Net income available to common stockholders $ 909 $ 342 $ 301 $ 335 $ 907 $ (1,217) $ (1,053) $ (442) $ 1,888 $ (1,805) $ (33,452)
Earnings (loss) per share — basic (in dollars per share) $ 0.14 $ 0.05 $ 0.05 $ 0.08 $ 1.08 $ (1.44) $ (1.25) $ (0.53) $ 0.33 [1] $ (2.15) [1] $ (39.89) [1]
Earnings (loss) per share — diluted (in dollars per share) $ 0.14 $ 0.05 $ 0.05 $ 0.08 $ 1.08 $ (1.44) $ (1.25) $ (0.53) $ 0.32 [1] $ (2.15) [1] $ (39.89) [1]
Weighted average shares outstanding — basic 6,442,729 6,441,986 5,901,321 4,427,831 840,984 840,984 840,979 839,650 5,806,958 [1] 840,654 [1] 838,562 [1]
Weighted average shares outstanding — diluted 6,470,944 6,458,228 5,919,188 4,442,673 842,733 840,984 840,979 839,650 5,825,283 [1],[2] 840,654 [1],[2] 838,562 [1],[2]
[1] All share numbers have been adjusted to reflect the impact of a 10-for-1 reverse stock split, effective, October 5, 2012. See footnote 14, "Stockholders' Equity" for additional information.
[2] Includes the weighted average number of non-voting common shares that would be outstanding if the warrants issued in the January 2012 private offering are exercised directly for 170,000 non-voting common shares, utilizing the Treasury stock method.