CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($)	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Cash flows from operating activities
Net income	$ 1,013,348	$ 1,471,254
Amortization (accretion) of:
Deferred loan origination costs, net	5,674	(6,945)
Premiums and discounts on securities	180,726	186,363
Core deposit intangible	14,485	14,485
Mortgage servicing rights	38,580	22,885
Fair value adjustments	(3,282)	(15,737)
Provision (credit) for loan losses	250,000	(500,000)
Depreciation	136,096	156,431
Gain on sale of securities	(29,181)
Gain on sale of loans	(126,151)	(181,121)
Loss (gain) on sale of foreclosed assets	(223)	1,336
Earnings on bank-owned life insurance	(113,735)	(116,701)
Increase in mortgage servicing rights	(35,395)	(45,217)
Proceeds from sales of loans held for sale	5,046,277	5,500,731
Originations of loans held for sale	(4,779,707)	(6,027,810)
Change in assets and liabilities:
Accrued interest receivable and other assets	(178,187)	313,547
Accrued interest payable	11,347	449
Other liabilities	5,495	40,865
Net cash provided by operating activities	1,436,167	814,815
Cash flows from investing activities
Purchase of interest-earning time deposits		(4,382)
Available for sale securities:
Purchases	(11,790,271)	(9,021,065)
Proceeds from calls, maturities, and principal repayments	5,901,941	5,889,340
Proceeds from sales	3,686,240
Increase in loans	(20,241,910)	(468,609)
Purchase of property and equipment	(8,847)	(18,961)
Proceeds from the sale of foreclosed assets	125,873	37,923
Net cash used in investing activities	(22,326,974)	(3,585,754)
Cash flows from financing activities
Net decrease in deposit accounts	(18,700,951)	(1,160,023)
Net decrease (increase) in securities sold under agreements to repurchase	(551,736)	2,633,429
Cash dividends paid	(420,353)	(420,436)
Net cash provided by (used in) financing activities	(19,673,040)	1,052,970
Net decrease in cash and cash equivalents	(40,563,847)	(1,717,969)
Cash and cash equivalents:
Beginning	79,232,566	49,066,462
Ending	38,668,719	47,348,493
Cash paid during the period for:
Interest	672,869	$ 570,544
Income taxes, net of refunds	$ 50,000