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ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) (Details) - USD ($)
3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Changes in Accumulated Other Comprehensive Income (Loss) by Component    
Accumulated Other Comprehensive Income (loss) at the beginning of the period [1] $ 397,994 $ 197,331
Other comprehensive income (loss) before reclassifications [1] 649,426 $ 520,943
Amount reclassified from accumulated other comprehensive income (Loss) [1] (17,800)
Total other comprehensive income [1] 631,626 $ 520,943
Accumulated Other Comprehensive Income (loss) at the end of the period [1] 1,029,620 718,274
Unrealized Gains and Losses on Available-for-Sale Securities    
Changes in Accumulated Other Comprehensive Income (Loss) by Component    
Accumulated Other Comprehensive Income (loss) at the beginning of the period [1] 397,994 197,331
Other comprehensive income (loss) before reclassifications [1] 649,426 $ 520,943
Amount reclassified from accumulated other comprehensive income (Loss) [1] (17,800)
Total other comprehensive income [1] 631,626 $ 520,943
Accumulated Other Comprehensive Income (loss) at the end of the period [1] $ 1,029,620 $ 718,274
[1] All amounts are net of tax.