COMMITMENTS, CONTINGENCIES AND CREDIT RISK (Details) - USD ($)	12 Months Ended
Dec. 31, 2015	Dec. 31, 2014
Commitments to extend credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Variable Rate Commitments	$ 43,735,051	$ 34,570,790
Fixed Rate Commitments	36,533,191	24,254,679
Total Commitments	$ 80,268,242	$ 58,825,469
Commitments to extend credit \| Minimum
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Rates on Fixed Rate Commitments (as a percent)	3.00%	3.00%
Commitments to extend credit \| Maximum
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Rates on Fixed Rate Commitments (as a percent)	18.00%	18.00%
Standby letters of credit
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Variable Rate Commitments	$ 1,726,114	$ 1,361,322
Fixed Rate Commitments	49,000	300,765
Total Commitments	$ 1,775,114	$ 1,662,087
Standby letters of credit \| Minimum
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Rates on Fixed Rate Commitments (as a percent)	4.00%	3.50%
Standby letters of credit \| Maximum
Fair Value, Off-balance Sheet Risks, Disclosure Information [Line Items]
Rates on Fixed Rate Commitments (as a percent)	6.00%	6.00%

The interest rate for investments that have an interest rate. For fixed rate investments, this indicates the fixed interest rate. If the investment has a variable interest rate, the rate stated here may be the rate that is currently relevant. In this case the "Investment, Interest Rate is Current Rate for Variable Rate Investment Flag", "Investment, Interest Rate is Discount Rate at Purchase Flag", "Investment, Interest Rate Reflects Current Yield Flag" should be used. If one of these flags are not appropriate to explain the interest rate that is indicated, then a new flag should be added or an explanation should be included in "Investment, Additional Information".

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Regulation S-X (SX)
-Number 210
-Article 12
-Section 12
-Sentence Column A

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- Definition

The fair value of financial liabilities, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 825
-SubTopic 10
-Section 50
-Paragraph 10
-Subparagraph (a)
-URI http://asc.fasb.org/extlink&oid=49121117&loc=d3e13433-108611

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- Definition

Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.

+ References

No definition available.

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- Definition

Reflects the amount of cash required to fully fund agreements to provide advances to borrowers and lessees at stated interest rates.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 825
-Section 50
-Paragraph 1
-Subparagraph (b)(2)
-URI http://asc.fasb.org/extlink&oid=51676700&loc=d3e61044-112788

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 825
-Section 50
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=51676700&loc=d3e61082-112788

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- Definition

Reflects the amount of cash required to fully fund agreements to provide advances to borrowers and lessees at interest rates that increase or decrease depending on certain facts or circumstances.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 825
-Section 50
-Paragraph 2
-URI http://asc.fasb.org/extlink&oid=51676700&loc=d3e61082-112788

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 825
-Section 50
-Paragraph 1
-Subparagraph (b)(2)
-URI http://asc.fasb.org/extlink&oid=51676700&loc=d3e61044-112788

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