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INCOME TAXES (Details 2) - USD ($)
Dec. 31, 2015
Dec. 31, 2014
Deferred tax assets:    
Allowance for loan losses $ 2,286,438 $ 2,161,135
Deferred compensation 306,653 256,106
Accrued expenses 79,623 19,041
Purchase accounting adjustments for:    
Loans   18,136
Securities 90,895 106,474
OREO writedowns and expenses 563,385 464,326
Other 107,467 367,148
Deferred tax assets 3,434,461 3,392,366
Deferred tax liabilities:    
Federal Home Loan Bank stock (177,613) (293,580)
Core deposit intangible (53,605) (76,164)
Mortgage servicing rights (431,058) (373,757)
Unrealized gain on securities available for sale (254,456) (115,890)
Purchase accounting adjustments for:    
Premises and equipment (272,023) (278,376)
Federal Home Loan Bank advances (1,754) (4,762)
Premises and equipment (184,571) (254,555)
Deferred tax liabilities (1,375,080) (1,397,084)
Net deferred taxes $ 2,059,381 $ 1,995,282