DEPOSITS (Details 1) - USD ($)	12 Months Ended
Dec. 31, 2015	Dec. 31, 2014
Deposits [Abstract]
Interest-bearing transaction accounts	$ 651,465	$ 738,536
Savings	50,662	50,422
Time	1,459,810	1,385,108
Interest expense on deposits	$ 2,161,937	$ 2,174,066

No definition available.

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- Definition

Aggregate amount of interest expense on all deposits.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 225
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-04.6)
-URI http://asc.fasb.org/extlink&oid=6879574&loc=d3e536633-122882

+ Details

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- Definition

Interest expense incurred on the amount of Negotiable Order of Withdrawal (NOW). Interest-bearing transaction account that combines the payable on demand feature of checks and investment feature of savings accounts. A NOW account is functionally an interest paying checking account.

+ References

+ Details

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- Definition

Interest expense incurred on all savings account deposits.

+ References

+ Details

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- Definition

The aggregate interest expense incurred on time deposits, including certificates of deposits, in domestic offices.

+ References

+ Details

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