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MORTGAGE SERVICING RIGHTS (Detail Textuals) - USD ($)
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Servicing Assets at Fair Value [Line Items]      
Carrying amount of servicing rights recorded in loans serviced for others $ 1,109,720 $ 961,823  
Mortgage servicing rights      
Servicing Assets at Fair Value [Line Items]      
Unpaid principal balances of mortgage and other loans serviced for others 123,302,000 113,156,000  
Carrying amount of servicing rights recorded in loans serviced for others $ 1,109,720 $ 961,823 $ 918,247
Discount rate (as a percent) 9.00% 9.00%  
Ancillary income per loan annually $ 48 $ 48  
Incremental cost to service per loan annually $ 43 $ 43  
Mortgage servicing rights | Minimum      
Servicing Assets at Fair Value [Line Items]      
Monthly prepayment speeds (as a percent) 149.00% 262.00%  
Mortgage servicing rights | Maximum      
Servicing Assets at Fair Value [Line Items]      
Monthly prepayment speeds (as a percent) 407.00% 407.00%