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LOANS (Details 9) - Loans Receivable - USD ($)
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Loans and Leases Receivable, Related Parties [Roll Forward]    
Balance, beginning of year $ 11,845,673 $ 7,932,877
Additions 1,219,504 7,066,199
Repayments $ (1,231,984) (3,050,455)
Change in status of borrower (102,948)
Balance, end of year $ 11,833,193 $ 11,845,673