LOANS (Details 7) - Loans Receivable - USD ($)	12 Months Ended
Dec. 31, 2015	Dec. 31, 2014
Average Recorded Investment
With no related allowance recorded	$ 4,074,403	$ 4,432,248
With an allowance recorded	1,779,980	2,627,254
Total	5,854,383	7,059,502
Interest Income Recognized
With no related allowance recorded	31,862	13,522
With an allowance recorded	31,787	41,465
Total	$ 63,649	$ 54,987
Cash Basis Interest Recognized
Real estate loans
Average Recorded Investment
With no related allowance recorded	$ 3,996,295	$ 3,980,377
With an allowance recorded	1,414,877	2,502,994
Interest Income Recognized
With no related allowance recorded	30,377	12,421
With an allowance recorded	$ 20,221	$ 32,888
Cash Basis Interest Recognized
Real estate loans \| One-to-four family
Average Recorded Investment
With no related allowance recorded	$ 710,678	$ 633,963
With an allowance recorded	481,678	667,999
Interest Income Recognized
With no related allowance recorded	2,200	2,306
With an allowance recorded	$ 8,968	$ 11,874
Cash Basis Interest Recognized
Real estate loans \| Multi-family
Average Recorded Investment
With no related allowance recorded	$ 1,123,043	$ 1,309,419
With an allowance recorded		414,443
Interest Income Recognized
With no related allowance recorded	$ 30	$ 30
With an allowance recorded
Cash Basis Interest Recognized
Real estate loans \| Commercial
Average Recorded Investment
With no related allowance recorded	$ 1,417,242	$ 853,898
With an allowance recorded	933,199	1,367,490
Interest Income Recognized
With no related allowance recorded	26,003	7,709
With an allowance recorded	$ 8,823	$ 18,584
Cash Basis Interest Recognized
Real estate loans \| Construction and land
Average Recorded Investment
With no related allowance recorded	$ 745,332	$ 1,183,097
With an allowance recorded		53,062
Interest Income Recognized
With no related allowance recorded	$ 2,144	2,376
With an allowance recorded	$ 2,430	$ 2,430
Cash Basis Interest Recognized
Commercial business
Average Recorded Investment
With no related allowance recorded	$ 22,470	$ 345,137
With an allowance recorded	305,930	$ 121,785
Interest Income Recognized
With no related allowance recorded	389
With an allowance recorded	$ 11,498	$ 8,577
Cash Basis Interest Recognized
Consumer
Average Recorded Investment
With no related allowance recorded	$ 55,638	$ 106,734
With an allowance recorded	59,173	2,475
Interest Income Recognized
With no related allowance recorded	1,096	$ 1,101
With an allowance recorded	$ 68
Cash Basis Interest Recognized
Consumer \| Home equity
Average Recorded Investment
With no related allowance recorded	$ 53,926	$ 106,734
With an allowance recorded	58,779	2,475
Interest Income Recognized
With no related allowance recorded	1,096	$ 1,101
With an allowance recorded	$ 68
Cash Basis Interest Recognized
Consumer \| Automobile and other
Average Recorded Investment
With no related allowance recorded	$ 1,712
With an allowance recorded	$ 394
Interest Income Recognized
With no related allowance recorded
With an allowance recorded
Cash Basis Interest Recognized

Average amount of investment of impaired financing receivables with related allowance for credit losses and without a related allowance for credit losses.

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 15
-Subparagraph (c)(1)
-URI http://asc.fasb.org/extlink&oid=49124121&loc=d3e5212-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 17
-URI http://asc.fasb.org/extlink&oid=49124121&loc=d3e5258-111524

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+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 17
-URI http://asc.fasb.org/extlink&oid=49124121&loc=d3e5258-111524

Reference 2: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 15
-Subparagraph (c)(1)
-URI http://asc.fasb.org/extlink&oid=49124121&loc=d3e5212-111524

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