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LOANS (Details 6) - Loans Receivable - USD ($)
Dec. 31, 2015
Dec. 31, 2014
Unpaid Contractual Principal Balance    
With no related allowance recorded $ 4,708,626 $ 6,826,464
With an allowance recorded 1,531,239 2,667,422
Total 6,239,865 9,493,886
Recorded Investment    
With no related allowance recorded 4,172,642 4,296,178
With an allowance recorded 1,387,841 2,423,703
Total 5,560,483 6,719,881
Allowance for Loan Losses Allocated    
With an allowance recorded 610,259 372,899
Total 610,259 372,899
Real estate loans    
Unpaid Contractual Principal Balance    
With no related allowance recorded 4,560,572 6,555,564
With an allowance recorded 942,983 2,542,074
Recorded Investment    
With no related allowance recorded 4,024,588 4,215,533
With an allowance recorded 799,585 2,298,355
Allowance for Loan Losses Allocated    
With an allowance recorded 300,690 247,551
Real estate loans | One-to-four family    
Unpaid Contractual Principal Balance    
With no related allowance recorded 648,750 551,510
With an allowance recorded 257,224 851,010
Recorded Investment    
With no related allowance recorded 648,750 467,191
With an allowance recorded 257,224 799,526
Allowance for Loan Losses Allocated    
With an allowance recorded 116,724 91,688
Real estate loans | Multi-family    
Unpaid Contractual Principal Balance    
With no related allowance recorded 1,478,137 1,823,257
Recorded Investment    
With no related allowance recorded $ 995,659 1,340,779
Allowance for Loan Losses Allocated    
With an allowance recorded  
Real estate loans | Commercial    
Unpaid Contractual Principal Balance    
With no related allowance recorded $ 2,246,797 768,533
With an allowance recorded 685,759 1,691,064
Recorded Investment    
With no related allowance recorded 2,193,291 768,533
With an allowance recorded 542,361 1,498,829
Allowance for Loan Losses Allocated    
With an allowance recorded 183,966 155,863
Real estate loans | Construction and land    
Unpaid Contractual Principal Balance    
With no related allowance recorded 186,888 3,412,264
Recorded Investment    
With no related allowance recorded $ 186,888 1,639,030
Allowance for Loan Losses Allocated    
With an allowance recorded  
Commercial business    
Unpaid Contractual Principal Balance    
With no related allowance recorded $ 87,254 215,350
With an allowance recorded 498,849 115,446
Recorded Investment    
With no related allowance recorded 87,254 25,095
With an allowance recorded 498,849 115,446
Allowance for Loan Losses Allocated    
With an allowance recorded 259,787 115,446
Consumer | Home equity    
Unpaid Contractual Principal Balance    
With no related allowance recorded 52,242 55,550
With an allowance recorded 89,407 9,902
Recorded Investment    
With no related allowance recorded 52,242 55,550
With an allowance recorded 89,407 9,902
Allowance for Loan Losses Allocated    
With an allowance recorded 49,782 $ 9,902
Consumer | Automobile and other    
Unpaid Contractual Principal Balance    
With no related allowance recorded 8,558  
Recorded Investment    
With no related allowance recorded $ 8,558