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LOANS (Details 4) - USD ($)
Dec. 31, 2015
Dec. 31, 2014
Dec. 31, 2013
Period-end allowance allocated to loans:      
Ending Balance $ 5,886,225 $ 5,561,442  
Loans Receivable      
Period-end allowance allocated to loans:      
Individually evaluated for impairment 610,259 372,899  
Collectively evaluated for impairment 5,275,966 5,188,543  
Ending Balance 5,886,225 5,561,442 $ 5,590,668
Loans evaluated for impairment:      
Individually 5,560,483 6,719,881  
Collectively 420,560,561 399,551,145  
Ending Balance 426,121,044 406,271,026  
Loans Receivable | Real estate loans      
Period-end allowance allocated to loans:      
Individually evaluated for impairment 300,690 247,551  
Collectively evaluated for impairment 3,795,488 4,154,251  
Ending Balance 4,096,178 4,401,802 4,208,561
Loans evaluated for impairment:      
Individually 4,824,173 6,513,888  
Collectively 314,373,656 310,475,855  
Ending Balance 319,197,829 316,989,743  
Loans Receivable | Real estate loans | One-to-four family      
Period-end allowance allocated to loans:      
Individually evaluated for impairment 116,724 91,688  
Collectively evaluated for impairment 1,023,006 1,028,074  
Ending Balance 1,139,730 1,119,762 1,424,663
Loans evaluated for impairment:      
Individually 905,974 1,266,717  
Collectively 109,886,736 116,325,105  
Ending Balance $ 110,792,710 $ 117,591,822  
Loans Receivable | Real estate loans | Multi-family      
Period-end allowance allocated to loans:      
Individually evaluated for impairment  
Collectively evaluated for impairment $ 474,368 $ 436,833  
Ending Balance 474,368 436,833 661,358
Loans evaluated for impairment:      
Individually 995,659 1,340,779  
Collectively 40,186,408 40,051,083  
Ending Balance 41,182,067 41,391,862  
Loans Receivable | Real estate loans | Commercial      
Period-end allowance allocated to loans:      
Individually evaluated for impairment 183,966 155,863  
Collectively evaluated for impairment 1,800,122 1,494,427  
Ending Balance 1,984,088 1,650,290 1,454,455
Loans evaluated for impairment:      
Individually 2,735,652 2,267,362  
Collectively 150,898,774 127,147,952  
Ending Balance $ 153,634,426 $ 129,415,314  
Loans Receivable | Real estate loans | Construction and land      
Period-end allowance allocated to loans:      
Individually evaluated for impairment  
Collectively evaluated for impairment $ 497,992 $ 1,194,917  
Ending Balance 497,992 1,194,917 668,085
Loans evaluated for impairment:      
Individually 186,888 1,639,030  
Collectively 13,401,738 26,951,715  
Ending Balance 13,588,626 28,590,745  
Loans Receivable | Commercial business      
Period-end allowance allocated to loans:      
Individually evaluated for impairment 259,787 115,446  
Collectively evaluated for impairment 1,174,900 835,769  
Ending Balance 1,434,687 951,215 1,219,080
Loans evaluated for impairment:      
Individually 586,103 140,541  
Collectively 89,157,408 73,844,326  
Ending Balance 89,743,511 73,984,867  
Loans Receivable | Consumer      
Period-end allowance allocated to loans:      
Individually evaluated for impairment 49,782 9,902  
Collectively evaluated for impairment 305,578 198,523  
Ending Balance 355,360 208,425 163,027
Loans evaluated for impairment:      
Individually 150,207 65,452  
Collectively 17,029,497 15,230,964  
Ending Balance 17,179,704 15,296,416  
Loans Receivable | Consumer | Home equity      
Period-end allowance allocated to loans:      
Individually evaluated for impairment 49,782 9,902  
Collectively evaluated for impairment 229,888 188,248  
Ending Balance 279,670 198,150 116,478
Loans evaluated for impairment:      
Individually 141,649 65,452  
Collectively 13,514,359 13,458,533  
Ending Balance $ 13,656,008 $ 13,523,985  
Loans Receivable | Consumer | Automobile and other      
Period-end allowance allocated to loans:      
Individually evaluated for impairment  
Collectively evaluated for impairment $ 75,690 $ 10,275  
Ending Balance 75,690 $ 10,275 $ 46,549
Loans evaluated for impairment:      
Individually 8,558  
Collectively 3,515,138 $ 1,772,431  
Ending Balance $ 3,523,696 $ 1,772,431