LOANS (Details 3) - USD ($)	12 Months Ended
Dec. 31, 2015	Dec. 31, 2014
Changes in allowance for loan losses
Beginning Balance	$ 5,561,442
Provision	(500,000)	$ (250,000)
Ending Balance	5,886,225	5,561,442
Loans Receivable
Changes in allowance for loan losses
Beginning Balance	5,561,442	5,590,668
Charge-offs	(106,406)	(498,908)
Recoveries	931,189	719,682
Provision	(500,000)	(250,000)
Ending Balance	5,886,225	5,561,442
Loans Receivable \| Real estate loans
Changes in allowance for loan losses
Beginning Balance	4,401,802	4,208,561
Charge-offs	(104,506)	(265,134)
Recoveries	856,602	696,287
Provision	(1,057,720)	(237,912)
Ending Balance	4,096,178	4,401,802
Loans Receivable \| Real estate loans \| One-to-four family
Changes in allowance for loan losses
Beginning Balance	1,119,762	1,424,663
Charge-offs	(25,258)	(263,258)
Recoveries	21,576	466,287
Provision	23,650	(507,930)
Ending Balance	1,139,730	1,119,762
Loans Receivable \| Real estate loans \| Multi-family
Changes in allowance for loan losses
Beginning Balance	$ 436,833	$ 661,358
Charge-offs
Recoveries	$ 11,753
Provision	25,782	$ (224,525)
Ending Balance	474,368	436,833
Loans Receivable \| Real estate loans \| Commercial
Changes in allowance for loan losses
Beginning Balance	1,650,290	1,454,455
Charge-offs	(79,248)	$ (1,876)
Recoveries	11,923
Provision	401,123	$ 197,711
Ending Balance	1,984,088	1,650,290
Loans Receivable \| Real estate loans \| Construction and land
Changes in allowance for loan losses
Beginning Balance	$ 1,194,917	$ 668,085
Charge-offs
Recoveries	$ 811,350	$ 230,000
Provision	(1,508,275)	296,832
Ending Balance	497,992	1,194,917
Loans Receivable \| Commercial business
Changes in allowance for loan losses
Beginning Balance	$ 951,215	1,219,080
Charge-offs		(190,255)
Recoveries	$ 73,761	13,048
Provision	409,711	(90,658)
Ending Balance	1,434,687	951,215
Loans Receivable \| Consumer
Changes in allowance for loan losses
Beginning Balance	208,425	163,027
Charge-offs	(1,900)	(43,519)
Recoveries	826	10,347
Provision	148,009	78,570
Ending Balance	355,360	208,425
Loans Receivable \| Consumer \| Home equity
Changes in allowance for loan losses
Beginning Balance	$ 198,150	116,478
Charge-offs		(43,519)
Recoveries		9,402
Provision	$ 81,520	115,789
Ending Balance	279,670	198,150
Loans Receivable \| Consumer \| Automobile and other
Changes in allowance for loan losses
Beginning Balance	10,275	$ 46,549
Charge-offs	(1,900)
Recoveries	826	$ 945
Provision	66,489	(37,219)
Ending Balance	$ 75,690	$ 10,275

Amount of recovery of financing receivables doubtful of collection that were previously charged off.

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- Definition

A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.

+ References

No definition available.

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- Definition

Amount of direct write-downs of financing receivables charged against the allowance.

+ References

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- Definition

Amount of allowance to cover probable credit losses on loans and leases. Includes carryover of or adjustments to the allowance for loan losses in connection with business combinations. Excludes allowance for loans and leases covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 310
-SubTopic 10
-Section 50
-Paragraph 11B
-Subparagraph (g)
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Reference 3: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 210
-Section S99
-Paragraph 1
-Subparagraph (SX 210.9-03.7(d))
-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

Reference 4: http://www.xbrl.org/2003/role/presentationRef
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-URI http://asc.fasb.org/extlink&oid=6379141&loc=d3e15032-111544

Reference 5: http://www.xbrl.org/2003/role/presentationRef
-Publisher SEC
-Name Staff Accounting Bulletin (SAB)
-Number Topic 6
-Section L
-Subsection 1

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- Definition

Amount of expense related to estimated loss from loan and lease transactions.

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Reference 1: http://www.xbrl.org/2003/role/presentationRef
-Publisher FASB
-Name Accounting Standards Codification
-Topic 942
-SubTopic 225
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