COMMITMENTS, CONTINGENCIES AND CREDIT RISK (Tables)

12 Months Ended

Dec. 31, 2015

Commitments and Contingencies Disclosure [Abstract]

Schedule of summary of the notional or contractual amounts of financial instruments, primarily variable rate, with off-balance-sheet risk

							Range of Rates
	Variable Rate		Fixed Rate		Total		on Fixed Rate
	Commitments		Commitments		Commitments		Commitments
	2015
Commitments to extend credit	$	43,735,051	$	36,533,191	$	80,268,242	3.00% - 18.00%
Standby letters of credit		1,726,114		49,000		1,775,114	4.00% - 6.00%
	2014
Commitments to extend credit	$	34,570,790	$	24,254,679	$	58,825,469	3.00% - 18.00%
Standby letters of credit		1,361,322		300,765		1,662,087	3.50% - 6.00%