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MORTGAGE SERVICING RIGHTS (Tables)
12 Months Ended
Dec. 31, 2015
Transfers And Servicing [Abstract]  
Schedule of summary of activity pertaining to mortgage servicing rights along with the aggregate activity in related valuation allowances
    Year Ended  
    December 31,  
    2015     2014  
Balance, beginning   $ 961,823     $ 918,247  
Mortgage servicing rights capitalized     230,826       150,546  
Mortgage servicing rights amortized     (144,607 )     (106,970 )
Decrease in provision for loss in fair value     61,678       -  
                 
Balance, ending   $ 1,109,720     $ 961,823  
                 
Valuation allowances:                
                 
Balance, beginning   $ 178,896     $ 178,896  
Decrease     (61,678 )     -  
                 
Balance, ending   $ 117,218     $ 178,896  
Schedule of estimated future amortization expense on mortgage servicing rights

 

Year Ending December 31,      Amount  
2016   $ 138,384  
2017     133,145  
2018     111,111  
2019     67,291  
2020     43,786  
Thereafter     616,003  
         
    $ 1,109,720