FAIR VALUE MEASUREMENTS (Detail Textuals) - USD ($)	9 Months Ended		12 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Dec. 31, 2014
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Write-down on foreclosed assets	$ 355,500	$ 39,723
Impaired loans
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Principal balance	1,886,419		$ 2,423,703
Valuation allowance	605,738		372,899
Increase or (decrease) in provision for loan losses	232,839
Non-recurring basis | Foreclosed assets
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Carrying value	623,500		1,042,087
Outstanding balance	1,637,378		1,754,187
Cumulative write-downs	1,013,878		$ 712,100
Write-down on foreclosed assets	$ 355,500