CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Interest and dividend income:
Interest and fees on loans	$ 4,225,240	$ 4,274,076	$ 12,948,258	$ 12,409,621
Securities:
Taxable interest income	264,004	304,935	802,439	950,432
Nontaxable interest income	284,628	297,193	857,403	843,282
Federal Reserve Bank dividends	25,709	12,793	76,010	12,793
Interest-earning deposits, federal funds sold, and other	37,666	41,225	93,362	154,103
Total interest and dividend income	4,837,247	4,930,222	14,777,472	14,370,231
Interest expense:
Deposits	549,743	551,766	1,597,246	1,623,544
Federal Home Loan Bank advances	49,698	73,012	116,035	222,504
Securities sold under agreements to repurchase	1,084	1,115	2,669	4,792
Subordinated debentures	22,686	21,692	66,502	64,914
Total interest expense	623,211	647,585	1,782,452	1,915,754
Net interest income	4,214,036	4,282,637	12,995,020	12,454,477
Provision (credit) for loan losses		(250,000)	(500,000)	(250,000)
Net interest income after provision (credit) for loan losses	4,214,036	4,532,637	13,495,020	12,704,477
Non-interest income:
Service fees on deposit accounts	130,136	129,465	360,447	335,194
Other service charges and fees	120,475	112,159	351,569	306,380
Loan servicing fees	76,200	69,054	223,801	209,563
Gain on sale of securities	10,821	88,089	10,821	88,089
Gain on sale of loans	170,157	205,616	646,249	418,316
Gain (loss) on sale of assets, net		474		(74,565)
Gain (loss) on sale of foreclosed assets	(16,755)	40,521	(14,514)	(156,678)
Other	123,651	182,360	375,364	450,901
Total Non-interest income	614,685	827,738	1,953,737	1,577,200
Non-interest expense:
Compensation and employee benefits	1,858,900	1,807,984	5,636,293	5,399,016
Occupancy expense	397,091	419,850	1,153,242	1,247,561
Data processing services	189,791	195,056	566,225	575,896
Director fees	49,350	47,500	147,033	133,150
Professional fees	139,221	170,757	400,667	470,787
FDIC insurance premiums	64,000	120,000	268,000	357,102
Foreclosed asset related expenses	389,739	62,609	426,977	320,026
Amortization of core deposit intangible	14,505	14,505	43,495	60,495
Amortization of mortgage servicing rights	34,238	37,937	92,177	76,327
Other	596,213	611,429	1,860,217	1,818,318
Total Non-interest expense	3,733,048	3,487,627	10,594,326	10,458,678
Income before income taxes	1,095,673	1,872,748	4,854,431	3,822,999
Income tax expense	231,508	544,721	1,306,532	1,008,010
Net income	$ 864,165	$ 1,328,027	$ 3,547,899	$ 2,814,989
Basic and diluted earnings per share (in dollars per share)	$ 0.12	$ 0.19	$ 0.51	$ 0.40
Dividends per share (in dollars per share)	$ 0.06	$ 0.06	$ 0.18	$ 0.18