LOANS (Details 7) - Loans Receivable - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014	Sep. 30, 2015	Sep. 30, 2014
Average Recorded Investment
With no related allowance recorded	$ 3,777,344	$ 5,053,601	$ 4,049,844	$ 4,396,625
With an allowance recorded	1,763,309	2,223,370	1,878,013	2,791,400
Total	5,540,653	7,276,971	5,927,857	7,188,025
Interest Income Recognized
With no related allowance recorded	22,603	1,057	45,180	10,303
With an allowance recorded	10,550	15,321	36,866	23,232
Total	$ 33,153	$ 16,378	$ 82,046	$ 33,535
Cash Basis Interest Recognized
Real estate loans
Average Recorded Investment
With no related allowance recorded	$ 3,723,731	$ 4,260,952	$ 3,989,223	$ 3,931,814
With an allowance recorded	1,267,957	2,101,458	1,568,699	2,658,021
Interest Income Recognized
With no related allowance recorded	22,344	793	44,408	9,465
With an allowance recorded	$ 3,074	$ 12,856	$ 23,732	$ 16,042
Cash Basis Interest Recognized
Real estate loans: One-to-four family
Average Recorded Investment
With no related allowance recorded	$ 825,423	$ 508,560	$ 726,160	$ 742,155
With an allowance recorded	365,919	677,011	537,791	673,152
Interest Income Recognized
With no related allowance recorded	1,764	763	5,183	1,726
With an allowance recorded	$ 3,074	$ 5,945	$ 15,200	$ 5,945
Cash Basis Interest Recognized
Real estate loans: Multi-family
Average Recorded Investment
With no related allowance recorded	$ 1,029,746	$ 1,842,099	$ 1,154,890	$ 1,499,240
With an allowance recorded				414,444
Interest Income Recognized
With no related allowance recorded		$ 30		$ 30
With an allowance recorded
Cash Basis Interest Recognized
Real estate loans: Commercial
Average Recorded Investment
With no related allowance recorded	$ 1,673,928	$ 909,202	$ 1,223,230	$ 863,767
With an allowance recorded	902,038	$ 1,318,324	1,030,908	1,285,412
Interest Income Recognized
With no related allowance recorded	$ 18,377		32,519	7,709
With an allowance recorded		$ 4,481	$ 8,532	$ 7,667
Cash Basis Interest Recognized
Real estate loans: Construction and land
Average Recorded Investment
With no related allowance recorded	$ 194,634	$ 1,001,091	$ 884,943	$ 826,652
With an allowance recorded		$ 106,123		$ 285,013
Interest Income Recognized
With no related allowance recorded	$ 2,203		$ 6,706
With an allowance recorded		$ 2,430		$ 2,430
Cash Basis Interest Recognized
Commercial business
Average Recorded Investment
With no related allowance recorded		$ 677,727	$ 6,274	$ 338,864
With an allowance recorded	$ 402,026	$ 121,912	$ 257,701	$ 125,867
Interest Income Recognized
With no related allowance recorded
With an allowance recorded	$ 7,472	$ 2,465	$ 13,015	$ 7,190
Cash Basis Interest Recognized
Consumer
Average Recorded Investment
With no related allowance recorded			$ 54,347	$ 125,947
With an allowance recorded	$ 93,326		51,613	7,512
Interest Income Recognized
With no related allowance recorded			772	$ 838
With an allowance recorded	$ 4		$ 119
Cash Basis Interest Recognized
Consumer: Home equity
Average Recorded Investment
With no related allowance recorded	$ 53,613	$ 114,922	$ 54,347	$ 125,947
With an allowance recorded	92,341		51,121	7,512
Interest Income Recognized
With no related allowance recorded	$ 259	$ 264	772	$ 838
With an allowance recorded			$ 115
Cash Basis Interest Recognized
Consumer: Automobile and other
Average Recorded Investment
With no related allowance recorded
With an allowance recorded	$ 985		$ 492
Interest Income Recognized
With no related allowance recorded
With an allowance recorded	$ 4		$ 4
Cash Basis Interest Recognized