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LOANS (Details 4) - USD ($)
Sep. 30, 2015
Jun. 30, 2015
Dec. 31, 2014
Sep. 30, 2014
Jun. 30, 2014
Dec. 31, 2013
Period-end allowance allocated to loans:            
Ending Balance $ 5,910,655   $ 5,561,442      
Loans Receivable            
Period-end allowance allocated to loans:            
Individually evaluated for impairment 605,738   372,899      
Collectively evaluated for impairment 5,304,917   5,188,543      
Ending Balance 5,910,655 $ 5,899,024 5,561,442 $ 5,790,519 $ 5,567,909 $ 5,590,668
Loans evaluated for impairment:            
Individually 5,668,867   6,719,881      
Collectively 411,816,055   399,551,145      
Ending Balance 417,484,922   406,271,026      
Loans Receivable | Real estate loans            
Period-end allowance allocated to loans:            
Individually evaluated for impairment 254,311   247,551      
Collectively evaluated for impairment 3,609,977   4,154,251      
Ending Balance 3,864,288 4,446,975 4,401,802 4,675,455 4,385,414 4,208,561
Loans evaluated for impairment:            
Individually 4,984,409   6,513,888      
Collectively 311,440,216   310,475,855      
Ending Balance 316,424,625   316,989,743      
Loans Receivable | Real estate loans: One-to-four family            
Period-end allowance allocated to loans:            
Individually evaluated for impairment 120,411   91,688      
Collectively evaluated for impairment 826,527   1,028,074      
Ending Balance 946,938 1,114,742 1,119,762 1,097,547 1,225,852 1,424,663
Loans evaluated for impairment:            
Individually 1,198,868   1,266,717      
Collectively 110,715,662   116,325,105      
Ending Balance $ 111,914,530   $ 117,591,822      
Loans Receivable | Real estate loans: Multi-family            
Period-end allowance allocated to loans:            
Individually evaluated for impairment        
Collectively evaluated for impairment $ 432,923   $ 436,833      
Ending Balance 432,923 473,568 436,833 407,396 438,431 661,358
Loans evaluated for impairment:            
Individually 1,018,384   1,340,779      
Collectively 39,576,258   40,051,083      
Ending Balance 40,594,642   41,391,862      
Loans Receivable | Real estate loans: Commercial            
Period-end allowance allocated to loans:            
Individually evaluated for impairment 133,900   155,863      
Collectively evaluated for impairment 1,762,446   1,494,427      
Ending Balance 1,896,346 2,191,199 1,650,290 1,843,199 1,709,815 1,454,455
Loans evaluated for impairment:            
Individually 2,575,078   2,267,362      
Collectively 146,913,171   127,147,952      
Ending Balance $ 149,488,249   $ 129,415,314      
Loans Receivable | Real estate loans: Construction and land            
Period-end allowance allocated to loans:            
Individually evaluated for impairment        
Collectively evaluated for impairment $ 588,081   $ 1,194,917      
Ending Balance 588,081 667,466 1,194,917 1,327,313 1,011,316 668,085
Loans evaluated for impairment:            
Individually 192,079   1,639,030      
Collectively 14,235,125   26,951,715      
Ending Balance 14,427,204   28,590,745      
Loans Receivable | Commercial business            
Period-end allowance allocated to loans:            
Individually evaluated for impairment 301,520   115,446      
Collectively evaluated for impairment 1,463,849   835,769      
Ending Balance 1,765,369 1,186,648 951,215 932,786 997,689 1,219,080
Loans evaluated for impairment:            
Individually 536,956   140,541      
Collectively 83,684,832   73,844,326      
Ending Balance 84,221,788   73,984,867      
Loans Receivable | Consumer            
Period-end allowance allocated to loans:            
Individually evaluated for impairment 49,907   9,902      
Collectively evaluated for impairment 231,091   198,523      
Ending Balance 280,998 265,401 208,425 182,278 184,806 163,027
Loans evaluated for impairment:            
Individually 147,502   65,452      
Collectively 16,691,007   15,230,964      
Ending Balance 16,838,509   15,296,416      
Loans Receivable | Consumer: Home equity            
Period-end allowance allocated to loans:            
Individually evaluated for impairment 47,937   9,902      
Collectively evaluated for impairment 203,417   188,248      
Ending Balance 251,354 250,887 198,150 174,334 172,037 116,478
Loans evaluated for impairment:            
Individually 145,532   65,452      
Collectively 13,619,496   13,458,533      
Ending Balance 13,765,028   $ 13,523,985      
Loans Receivable | Consumer: Automobile and other            
Period-end allowance allocated to loans:            
Individually evaluated for impairment 1,970        
Collectively evaluated for impairment 27,674   $ 10,275      
Ending Balance 29,644 $ 14,514 $ 10,275 $ 7,944 $ 12,769 $ 46,549
Loans evaluated for impairment:            
Individually 1,970        
Collectively 3,071,511   $ 1,772,431      
Ending Balance $ 3,073,481   $ 1,772,431