LOANS (Details 2) - Loans Receivable - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Past-due loans
Total non-accrual loans	$ 3,325,472	$ 4,676,760
Real estate loans
Past-due loans
Total non-accrual loans	2,987,671	4,603,577
Real estate loans: One-to-four family
Past-due loans
Total non-accrual loans	766,904	589,170
Real estate loans: Multi-family
Past-due loans
Total non-accrual loans	1,018,384	1,340,779
Real estate loans: Commercial
Past-due loans
Total non-accrual loans	$ 1,202,383	1,242,009
Real estate loans: Construction and land
Past-due loans
Total non-accrual loans		1,431,619
Commercial business
Past-due loans
Total non-accrual loans	$ 207,392	25,095
Consumer
Past-due loans
Total non-accrual loans	130,409	48,088
Consumer: Home equity
Past-due loans
Total non-accrual loans	128,439	$ 48,088
Consumer: Automobile and other
Past-due loans
Total non-accrual loans	$ 1,970