SECURITIES AVAILABLE FOR SALE (Details) - USD ($)	Sep. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 103,927,278	$ 103,912,471
Gross Unrealized Gains	1,298,698	1,233,668
Gross Unrealized (Losses)	(386,324)	(920,447)
Fair Value	104,839,652	104,225,692
U.S. government agency obligations
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	28,189,284	26,280,359
Gross Unrealized Gains	133,682	31,628
Gross Unrealized (Losses)	(24,479)	(442,381)
Fair Value	28,298,487	25,869,606
State and municipal securities
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	45,029,413	44,828,579
Gross Unrealized Gains	1,076,180	1,025,719
Gross Unrealized (Losses)	(229,314)	(280,690)
Fair Value	45,876,279	45,573,608
Other securities
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 3,501	$ 3,501
Gross Unrealized Gains
Gross Unrealized (Losses)
Fair Value	$ 3,501	$ 3,501
Mortgage-backed: residential
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	30,705,080	32,800,032
Gross Unrealized Gains	88,836	176,321
Gross Unrealized (Losses)	(132,531)	(197,376)
Fair Value	$ 30,661,385	$ 32,778,977